Axis Bank SELECT
Axis Bank · Checked 2026-10-09
Axis Bank SELECT is a paid card focused on shopping rewards, travel benefits and airport lounge access, charging ₹3,000 annually before GST.
CardIQ editorial view
Our take
Axis Bank SELECT is a paid card focused on shopping rewards, travel benefits and airport lounge access, charging ₹3,000 annually before GST.
Who it suits
- People who prioritise shopping rewards.
- People who prioritise travel benefits.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 10 EDGE points per ₹200 on eligible purchases.
- 2 domestic lounge visits per quarter require ₹50,000 spend in the preceding 3 months.
Trade-offs to understand
- 2X points on eligible retail shopping, up to ₹20,000 category spend per month.
- 2 domestic lounge visits per quarter require ₹50,000 spend in the preceding 3 months.
- Priority Pass renewal and complimentary visits have separate spend and programme conditions.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes 10 edge points per ₹200 on eligible purchases valuable enough to clear the fee. Factor in this condition: 2X points on eligible retail shopping, up to ₹20,000 category spend per month.
Compare before deciding
- AU Vetta — A lower-fee way to compare similar strengths in shopping rewards and reward points.
- Reliance SBI Card PRIME — A lower-fee way to compare similar strengths in shopping rewards and reward points.
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Benefits, limits and conditions
- 2X points on eligible retail shopping, up to ₹20,000 category spend per month.
- 2 domestic lounge visits per quarter require ₹50,000 spend in the preceding 3 months.
- Priority Pass renewal and complimentary visits have separate spend and programme conditions.