CASHBACK SBI Card
SBI Card
5% online and 1% offline cashback on eligible purchases
Annual fee: ₹999 + GST (waived on ₹2 lakh eligible annual spend)
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- AU Small Finance Bank credit cards
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All cards
SBI Card ELITE
SBI Card
5X points on eligible dining, groceries and departmental-store purchases
Annual fee: ₹4,999 + GST (waived on ₹10 lakh eligible annual spend)
SBI Card PRIME
SBI Card
10 points per ₹100 on eligible dining, groceries and departmental stores
Annual fee: ₹2,999 + GST (waived on ₹3 lakh eligible annual spend)
SimplyCLICK SBI Card
SBI Card
10X points with listed online partners; 5X on other eligible online spends
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
SimplySAVE SBI Card
SBI Card
10 points per ₹150 on eligible dining, movies, groceries and departmental stores
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
BPCL SBI Card
SBI Card
13 points per ₹100 on eligible BPCL fuel purchases
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
BPCL SBI Card OCTANE
SBI Card
25 points per ₹100 on eligible BPCL fuel purchases
Annual fee: ₹1,499 + GST (waived on ₹2 lakh eligible annual spend)
Air India SBI Signature Card
SBI Card
10 points per ₹100 on eligible Air India ticket bookings
Annual fee: ₹4,999 + GST
SBI Card PULSE
SBI Card
10 points per ₹100 on eligible pharmacy, sports, dining and movie spends
Annual fee: ₹1,499 + GST (waived on ₹2 lakh eligible annual spend)
Titan SBI Card
SBI Card
6 points per ₹100 on eligible purchases outside Titan brands
Annual fee: ₹2,999 + GST (waived on ₹3 lakh eligible annual spend)
Axis Bank ATLAS
Axis Bank
5 EDGE Miles per ₹100 on eligible airline, hotel and Travel EDGE spends
Annual fee: ₹5,000 + GST
Axis Bank ACE
Axis Bank
5% on eligible Google Pay bills; 4% on Swiggy, Zomato and Ola
Annual fee: ₹499 + GST (waived on over ₹2 lakh eligible annual spend)
Flipkart Axis Bank Credit Card
Axis Bank
5% on Flipkart and Cleartrip; 7.5% on Myntra
Annual fee: ₹500 + GST (waived on over ₹3.5 lakh eligible annual spend)
Airtel Axis Bank Credit Card
Axis Bank
25% on eligible Airtel bills and 10% on other utilities via Airtel Thanks
Annual fee: ₹500 + GST (waived on over ₹2 lakh eligible annual spend)
IndianOil Axis Bank Credit Card
Axis Bank
20 EDGE points per ₹100 on eligible IndianOil fuel purchases
Annual fee: ₹500 + GST
Axis Bank SELECT
Axis Bank
10 EDGE points per ₹200 on eligible purchases
Annual fee: ₹3,000 + GST
Axis Bank MY ZONE
Axis Bank
4 EDGE points per ₹200 on eligible purchases
Annual fee: ₹500 + GST
Axis Bank NEO
Axis Bank
1 EDGE point per ₹200 on eligible purchases
Annual fee: ₹250 + GST
Axis Bank MAGNUS
Axis Bank
12 EDGE points per ₹200 up to ₹1.5 lakh monthly eligible spend
Annual fee: ₹12,500 + GST (waived on ₹25 lakh eligible annual spend)
Axis Bank HORIZON
Axis Bank
5 EDGE Miles per ₹100 on eligible direct airlines and Travel EDGE
Annual fee: ₹3,000 + GST
Axis Bank REWARDS (Amex offer)
Axis Bank
10X points on eligible apparel and departmental-store purchases
Annual fee: No annual fee; current Amex acquisition offer; confirm fee terms
Fibe Axis Bank Credit Card
Axis Bank
3% cashback on eligible food delivery, entertainment and local commute
Annual fee: No annual fee
Axis Bank PRIVILEGE (Amex offer)
Axis Bank
10 EDGE points per ₹200 on eligible purchases
Annual fee: No annual fee; current Amex acquisition offer; confirm fee terms
Amazon Pay ICICI Bank Credit Card
ICICI Bank
5% Amazon rewards for Prime members; 3% for non-Prime members
Annual fee: No annual fee
ICICI Bank Sapphiro
ICICI Bank
2 points per ₹100 domestic and 4 per ₹100 international eligible spend
Annual fee: ₹3,500 + GST (waived on over ₹6 lakh eligible annual spend)
ICICI Bank Rubyx
ICICI Bank
2 points per ₹100 domestic and 4 per ₹100 international eligible spend
Annual fee: ₹2,000 + GST (waived on over ₹3 lakh eligible annual spend)
ICICI Bank Coral
ICICI Bank
2 points per ₹100 on eligible retail purchases
Annual fee: ₹500 + GST (waived on over ₹1.5 lakh eligible annual spend)
ICICI Bank Platinum Chip
ICICI Bank
2 points per ₹100 on eligible retail purchases
Annual fee: No annual fee
ICICI Bank HPCL Super Saver
ICICI Bank
4% cashback on eligible HPCL fuel purchases, capped at ₹200 monthly
Annual fee: ₹500 + GST (waived on over ₹1.5 lakh eligible annual spend)
ICICI Bank HPCL Coral
ICICI Bank
2.5% cashback on eligible HPCL fuel purchases, capped at ₹100 monthly
Annual fee: ₹199 + GST (waived on ₹50,000 eligible annual spend)
ICICI Bank Emeralde
ICICI Bank
4 points per ₹100 on eligible domestic and international purchases
Annual fee: ₹12,000 + GST (waived on over ₹10 lakh eligible annual spend)
ICICI Bank Emeralde Private Metal
ICICI Bank
6 points per ₹200 on eligible retail purchases
Annual fee: ₹12,499 + GST (waived on over ₹10 lakh eligible annual spend)
Emirates ICICI Bank Rubyx
ICICI Bank
1 Skywards Mile per ₹100 on eligible domestic and international purchases
Annual fee: ₹1,000 + GST
Emirates ICICI Bank Sapphiro
ICICI Bank
1.5 Skywards Miles per ₹100 on eligible domestic and international purchases
Annual fee: ₹5,000 + GST
MakeMyTrip ICICI Bank Credit Card
ICICI Bank
6% myCash on eligible MakeMyTrip hotels; 3% on flights, buses and cabs
Annual fee: ₹999 + GST (waived on over ₹3 lakh eligible annual spend)
IDFC FIRST Millennia
IDFC FIRST Bank
10 points per ₹200 on eligible dining, travel, international and birthday spends
Annual fee: No annual fee
IDFC FIRST Select
IDFC FIRST Bank
10X points on eligible dining, travel, international and birthday purchases
Annual fee: No annual fee
IDFC FIRST Wealth
IDFC FIRST Bank
10X points on eligible dining, travel, international and birthday purchases
Annual fee: No annual fee
IDFC FIRST WOW!
IDFC FIRST Bank
Up to 4 points per ₹200 on eligible purchases
Annual fee: No annual fee
IDFC FIRST Power
IDFC FIRST Bank
21 points per ₹150 on eligible HPCL fuel purchases
Annual fee: ₹199 + GST (waived on ₹50,000 eligible annual spend)
IDFC FIRST Power+
IDFC FIRST Bank
30 points per ₹150 on eligible HPCL fuel purchases
Annual fee: ₹499 + GST (waived on ₹1.5 lakh eligible annual spend)
IDFC FIRST Ashva
IDFC FIRST Bank
Up to 40X points on eligible travel bookings through the bank app
Annual fee: ₹2,999 + GST
IDFC FIRST Mayura
IDFC FIRST Bank
Up to 40X points on eligible travel bookings through the bank app
Annual fee: ₹5,999 + GST
IDFC FIRST Gaj
IDFC FIRST Bank
50 points per ₹150 on eligible bank-app hotel bookings
Annual fee: ₹12,500 + GST (waived on ₹10 lakh eligible annual spend)
IDFC FIRST SWYP
IDFC FIRST Bank
Spend-milestone rewards and discounts with listed partners
Annual fee: ₹499 + GST
IDFC FIRST EA₹N
IDFC FIRST Bank
1% cashback on eligible UPI payments through the bank app
Annual fee: ₹499 + GST
IDFC FIRST WOW! Black
IDFC FIRST Bank
4 points per ₹150 on eligible online, offline and international purchases
Annual fee: ₹750 + GST (waived on ₹1.5 lakh eligible annual spend)
American Express Platinum Travel
American Express India
1 Membership Rewards point per ₹50 on eligible purchases
Annual fee: ₹5,000 + GST
American Express Membership Rewards
American Express India
1 Membership Rewards point per ₹50 on eligible purchases
Annual fee: ₹4,500 + GST (waived on ₹1.5 lakh eligible annual spend)
American Express SmartEarn
American Express India
10X points at listed partners; 5X on eligible Amazon purchases
Annual fee: ₹495 + GST (waived on ₹40,000 eligible annual spend)
Tata Neu Infinity HDFC Bank Credit Card
HDFC Bank
5% NeuCoins on eligible non-EMI partner Tata brand purchases
Annual fee: ₹1,499 + GST (waived on ₹3 lakh eligible annual spend)
Tata Neu Plus HDFC Bank Credit Card
HDFC Bank
2% NeuCoins on eligible non-EMI partner Tata brand purchases
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
Axis Bank Freecharge
Axis Bank
Monthly spend milestones earn up to 350 EDGE REWARD points
Annual fee: ₹250 + GST
Axis Bank Freecharge Plus
Axis Bank
5% cashback on eligible Freecharge purchases
Annual fee: ₹350 + GST (waived on ₹50,000 qualifying annual spend)
Axis Bank KWIK
Axis Bank
2 EDGE REWARD points per ₹200 on eligible purchases
Annual fee: No annual fee
Axis Bank Shoppers Stop
Axis Bank
20 First Citizen points per ₹200 on eligible Shoppers Stop private-label purchases
Annual fee: ₹500 + GST (waived on ₹1 lakh qualifying annual spend)
Flipkart Axis Bank SuperElite
Axis Bank
Up to 12 additional SuperCoins per ₹100 on eligible Flipkart purchases
Annual fee: ₹500 + GST (waived on over ₹2 lakh qualifying annual spend)
Google Pay Flex Axis Bank
Axis Bank
1 Star per cumulative ₹500 of eligible spending
Annual fee: No annual fee; fees currently waived per issuer page
IndianOil Axis Bank Premium
Axis Bank
6 EDGE MILES per ₹150 on eligible IndianOil fuel purchases
Annual fee: ₹1,000 + GST (waived on ₹30,000 qualifying annual spend)
IndiGo Axis Bank
Axis Bank
3 IndiGo BluChips per ₹100 on eligible IndiGo purchases
Annual fee: No annual fee; limited-period nil-fee offer
IndiGo Axis Bank Premium
Axis Bank
7 IndiGo BluChips per ₹100 on eligible IndiGo purchases
Annual fee: ₹5,000 + GST
LIC Axis Bank Platinum
Axis Bank
2 reward points per ₹100 on eligible LIC premiums and foreign-currency purchases
Annual fee: No annual fee
LIC Axis Bank Signature
Axis Bank
2 reward points per ₹100 on eligible LIC premiums and foreign-currency purchases
Annual fee: No annual fee
Miles & More Axis Bank World
Axis Bank
4 Miles & More award miles per ₹200 of eligible spending
Annual fee: ₹3,500 + GST
Axis Bank MY ZONE EASY
Axis Bank
4 EDGE REWARD points per ₹200 on eligible domestic purchases
Annual fee: ₹500 + GST
Axis Bank Privilege Easy
Axis Bank
10 EDGE REWARD points per ₹200 on eligible purchases
Annual fee: ₹1,500 + GST (waived on ₹5 lakh qualifying annual spend)
Samsung Axis Bank Signature
Axis Bank
10% cashback on eligible Samsung purchases, including eligible EMI purchases
Annual fee: ₹500 + GST (waived on over ₹2 lakh qualifying annual spend)
Scapia Axis Bank
Axis Bank
4% travel redemption value on eligible Scapia-app flight, hotel and bus bookings
Annual fee: No annual fee
SpiceJet Axis Bank Voyage
Axis Bank
6 SpiceClub points per ₹200 on eligible SpiceJet card purchases
Annual fee: ₹750 + GST
SpiceJet Axis Bank Voyage Black
Axis Bank
12 SpiceClub points per ₹200 on eligible SpiceJet card purchases
Annual fee: ₹2,000 + GST
AU Altura
AU Small Finance Bank
2% cashback on eligible groceries, departmental stores and utilities
Annual fee: ₹199 + GST (waived on ₹40,000 qualifying annual spend)
AU Altura+
AU Small Finance Bank
1.5% cashback on eligible offline purchases, capped at ₹100 per statement cycle
Annual fee: ₹499 + GST (waived on ₹80,000 qualifying annual spend)
AU Ananta
AU Small Finance Bank
5 reward points per ₹100 on eligible shopping, dining and travel
Annual fee: ₹2,000 + GST (waived on ₹3 lakh qualifying annual spend)
CheQ AU
AU Small Finance Bank
24 CheQ points per ₹200 on eligible partner-brand and CheQ-app purchases
Annual fee: No annual fee
ixigo AU
AU Small Finance Bank
Published 2.5% rewards on eligible domestic online, offline and UPI spending
Annual fee: No annual fee; currently offered lifetime-free; confirm acquisition eligibility
AU Laksya
AU Small Finance Bank
5 reward points per ₹100 on eligible grocery, departmental-store and contactless purchases
Annual fee: ₹1,000 + GST (waived on ₹2 lakh qualifying annual spend)
AU LIT
AU Small Finance Bank
Customisable rewards through separately purchased benefit packages
Annual fee: No annual fee
AU NOMO
AU Small Finance Bank
2 reward points per ₹100 on eligible retail purchases
Annual fee: No annual fee
Paytm AU
AU Small Finance Bank
2 reward points per ₹100 on eligible Paytm UPI purchases of ₹100–₹2,000
Annual fee: No annual fee
AU Prathama
AU Small Finance Bank
2 reward points per ₹100 on eligible contactless purchases
Annual fee: ₹100 + GST (waived on ₹75,000 qualifying annual spend)
AU XCITE
AU Small Finance Bank
15 points per ₹100 on eligible dining, movies, groceries and departmental stores
Annual fee: ₹249 + GST (waived on ₹1 lakh qualifying annual spend)
AU XCITE ACE
AU Small Finance Bank
Up to 3% cashback after meeting eligible monthly spending thresholds
Annual fee: ₹749 + GST (waived on ₹2 lakh qualifying annual spend)
AU XCITE ULTRA
AU Small Finance Bank
8 reward points per ₹100 on eligible online purchases
Annual fee: ₹749 + GST (waived on ₹2 lakh qualifying annual spend)
AU Tejas
AU Small Finance Bank
5 reward points per ₹100 on eligible AU Rewardz purchases
Annual fee: ₹500 + GST (waived on ₹1.5 lakh qualifying annual spend)
AU Vetta
AU Small Finance Bank
4 reward points per ₹100 on eligible groceries and departmental stores
Annual fee: ₹2,999 + GST (waived on ₹1.5 lakh qualifying annual spend)
AU Zenith
AU Small Finance Bank
5 points per ₹100 on eligible dining, overseas, grocery and departmental-store purchases
Annual fee: ₹7,999 + GST (waived on ₹5 lakh qualifying annual spend)
AU Zenith+
AU Small Finance Bank
2 points per ₹100 on eligible travel, dining and foreign-currency purchases
Annual fee: ₹4,999 + GST (waived on ₹8 lakh qualifying annual spend)
AU InstaPay
AU Small Finance Bank
1% cashback on eligible merchant UPI purchases of ₹200 or more
Annual fee: No annual fee
Federal Bank Celesta
Federal Bank
3X rewards on eligible travel and international spending
Annual fee: No annual fee; current limited-period lifetime-free acquisition offer
Federal Bank Imperio
Federal Bank
3X rewards on eligible healthcare and grocery spending
Annual fee: No annual fee; current limited-period lifetime-free acquisition offer
Federal Bank Signet
Federal Bank
3X rewards on eligible electronics and apparel spending
Annual fee: No annual fee; current limited-period lifetime-free acquisition offer
Federal Bank RuPay Wave
Federal Bank
1 reward point per ₹200 of eligible spending
Annual fee: No annual fee
Shaurya SBI Card
SBI Card
5 points per ₹100 on CSD, dining, movies, department stores and groceries; 1 point on other eligible spends
Annual fee: ₹250 + GST (waived on ₹50,000 eligible annual spend)
Shaurya Select SBI Card
SBI Card
10 points per ₹100 on CSD, dining, movies, department stores and groceries; 2 points on other eligible spends
Annual fee: ₹1,499 + GST (waived on ₹1.5 lakh eligible annual spend)
Apollo SBI Card
SBI Card
3 points per ₹100 at Apollo; 2 per ₹100 on dining and entertainment; 1 per ₹200 on other eligible purchases
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
Apollo SBI Card SELECT
SBI Card
10 points per ₹100 at Apollo; 2 per ₹100 on dining, entertainment and travel; 1 per ₹200 on other eligible purchases
Annual fee: ₹1,499 + GST (waived on ₹3 lakh eligible annual spend)
Air India SBI Platinum Card
SBI Card
5 points per ₹100 on eligible Air India bookings; 2 per ₹100 on other eligible spends
Annual fee: ₹1,499 + GST
SBI Card Unnati
SBI Card
1 point per ₹100 on eligible purchases
Annual fee: No fee for first four years; ₹499 + GST from year five
IRCTC SBI Card Premier
SBI Card
10% value back on eligible AC train base fares booked through IRCTC; 1 point per ₹125 on other eligible purchases
Annual fee: ₹1,499 + GST
IRCTC SBI Platinum Card
SBI Card
10% value back on eligible AC train base fares booked through IRCTC; 1 point per ₹125 on other eligible purchases
Annual fee: ₹500 + GST
Doctor's SBI Card
SBI Card
5 points per ₹100 on eligible medical supplies, travel and international spends; 1 point per ₹100 on other eligible purchases
Annual fee: ₹1,499 + GST
Doctor's SBI Card (in Association with IMA)
SBI Card
5 points per ₹100 on eligible medical supplies, travel and international spends; 1 point per ₹100 on other eligible purchases
Annual fee: ₹1,499 + GST
PhonePe SBI Card PURPLE
SBI Card
3 points per ₹100 on eligible PhonePe categories; 2 per ₹100 on eligible online spends; 1 per ₹100 on other eligible spends
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
PhonePe SBI Card SELECT BLACK
SBI Card
10 points per ₹100 on eligible PhonePe categories; 5 per ₹100 on eligible online spends; 1 per ₹100 on other eligible spends
Annual fee: ₹1,499 + GST (waived on ₹3 lakh eligible annual spend)
Reliance SBI Card
SBI Card
10 points per ₹100 on AJIO/JioMart online; 5 at other participating Reliance stores; 1 on other eligible purchases
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
Reliance SBI Card PRIME
SBI Card
20 points per ₹100 on AJIO/JioMart online; 10 at other participating Reliance stores; 2 on other eligible purchases
Annual fee: ₹2,999 + GST (waived on ₹3 lakh eligible annual spend)
Paytm SBI Card
SBI Card
3% value back in points on eligible Paytm travel purchases; 1% on other eligible purchases
Annual fee: ₹499 + GST
Paytm SBI Card SELECT
SBI Card
5% value back in points on eligible Paytm travel purchases; 1% on other eligible purchases
Annual fee: ₹1,499 + GST
KrisFlyer SBI Card
SBI Card
5 KrisFlyer miles per ₹200 on Singapore Airlines Group; 5 on eligible international spends; 2 on other eligible spends
Annual fee: ₹2,999 + GST
KrisFlyer SBI Card Apex
SBI Card
10 KrisFlyer miles per ₹200 on Singapore Airlines Group; 8 on eligible international spends; 6 on other eligible spends
Annual fee: ₹9,999 + GST
Tata Neu Plus SBI Card
SBI Card
2% NeuCoins on eligible Tata brand purchases; 1% on other eligible purchases including UPI
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
Tata Neu Infinity SBI Card
SBI Card
5% NeuCoins on eligible Tata brand purchases; 1.5% on other eligible purchases including UPI
Annual fee: ₹1,499 + GST (waived on ₹3 lakh eligible annual spend)
IndiGo SBI Card
SBI Card
3 BluChips per ₹100 on IndiGo app/web; 2 on hotels and travel; 1 on other eligible spends
Annual fee: ₹1,499 + GST
IndiGo SBI Card ELITE
SBI Card
7 BluChips per ₹100 on IndiGo app/web; 3 on hotels and travel; 2 on other eligible spends
Annual fee: ₹4,999 + GST
Google Pay Flex SBI Card
SBI Card
1 Star per ₹500 cumulative eligible spend; 2 Stars if the previous cycle had at least ₹100 spend
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
Flipkart SBI Card
SBI Card
5% cashback on Flipkart/Cleartrip, 7.5% on Myntra, 4% at selected merchants; 1% on other eligible spends
Annual fee: ₹500 + GST (waived on ₹3.5 lakh eligible annual spend)
SBI Card MILES
SBI Card
2 Travel Credits per ₹200 on eligible travel; 1 per ₹200 on other eligible purchases
Annual fee: ₹1,499 + GST (waived on ₹6 lakh eligible annual spend)
SBI Card MILES PRIME
SBI Card
4 Travel Credits per ₹200 on eligible travel; 2 per ₹200 on other eligible purchases
Annual fee: ₹2,999 + GST (waived on ₹10 lakh eligible annual spend)
SBI Card Miles Elite
SBI Card
6 Travel Credits per ₹200 on eligible travel; 2 per ₹200 on other eligible purchases
Annual fee: ₹4,999 + GST (waived on ₹15 lakh eligible annual spend)
Bank of Maharashtra SBI Card PRIME
SBI Card
10 points per ₹100 on dining, department stores and groceries; 2 on other eligible retail spends
Annual fee: ₹2,999 + GST (waived on ₹3 lakh eligible annual spend)
Bank of Maharashtra SimplySAVE SBI Card
SBI Card
10 points per ₹150 on dining, movies, department stores and groceries; 1 on other eligible spends
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
UCO Bank SBI Card PRIME
SBI Card
10 points per ₹100 on dining, department stores and groceries; 2 on other eligible retail spends
Annual fee: ₹2,999 + GST (waived on ₹3 lakh eligible annual spend)
UCO Bank SimplySAVE SBI Card
SBI Card
10 points per ₹150 on dining, movies, department stores and groceries; 1 on other eligible spends
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
PSB SBI Card PRIME
SBI Card
10 points per ₹100 on dining, department stores and groceries; 2 on other eligible retail spends
Annual fee: ₹2,999 + GST (waived on ₹3 lakh eligible annual spend)
PSB SimplySAVE SBI Card
SBI Card
10 points per ₹150 on dining, movies, department stores and groceries; 1 on other eligible spends
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
City Union Bank SBI Card PRIME
SBI Card
10 points per ₹100 on dining, department stores and groceries; 2 on other eligible retail spends
Annual fee: ₹2,999 + GST (waived on ₹3 lakh eligible annual spend)
City Union Bank SimplySAVE SBI Card
SBI Card
10 points per ₹150 on dining, movies, department stores and groceries; 1 on other eligible spends
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
Karnataka Bank SBI Card PRIME
SBI Card
10 points per ₹100 on dining, department stores and groceries; 2 on other eligible retail spends
Annual fee: ₹2,999 + GST (waived on ₹3 lakh eligible annual spend)
Karnataka Bank SimplySAVE SBI Card
SBI Card
10 points per ₹150 on dining, movies, department stores and groceries; 1 on other eligible spends
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
South Indian Bank SBI Card PRIME
SBI Card
10 points per ₹100 on dining, department stores and groceries; 2 on other eligible retail spends
Annual fee: ₹2,999 + GST (waived on ₹3 lakh eligible annual spend)
South Indian Bank SimplySAVE SBI Card
SBI Card
10 points per ₹150 on dining, movies, department stores and groceries; 1 on other eligible spends
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
UCO Bank SBI Card ELITE
SBI Card
10 points per ₹100 on dining, department stores and groceries; 2 on other eligible spends
Annual fee: ₹4,999 + GST (waived on ₹10 lakh eligible annual spend)
RBL Bank Apex
RBL Bank
2% cashback on flights, hotels, shopping and vouchers through the RBL Rewards portal; 1% on other eligible purchases
Annual fee: ₹1,000 + GST
RBL Bank Aspire Banking
RBL Bank
3% cashback on RBL Rewards portal flights, hotels, shopping and vouchers; 1% on other eligible purchases
Annual fee: ₹1,500 + GST; waived for qualifying Aspire Banking customers
RBL Bank Signature Banking
RBL Bank
4% cashback on RBL Rewards portal flights, hotels, shopping and vouchers; 1% on other eligible purchases
Annual fee: ₹2,500 + GST; waived for qualifying Signature Banking customers
RBL Bank Cookies
RBL Bank
10% cashback on Zomato, Myntra and Uber; 5 points per ₹100 on online purchases and 1 point on other eligible purchases
Annual fee: ₹100 + GST per month (₹1,200 + GST yearly equivalent); next month waived at ₹5,000 eligible monthly spend
RBL Bank Icon
RBL Bank
20 points per ₹100 on eligible international purchases and weekend dining; 2 points on other eligible purchases
Annual fee: ₹5,000 + GST
IndianOil RBL Bank
RBL Bank
10 Fuel Points per ₹100 at eligible IndianOil stations; 1 per ₹100 on other eligible purchases
Annual fee: ₹500 + GST (waived on ₹1.75 lakh eligible annual spend)
IndianOil RBL Bank XTRA
RBL Bank
15 Fuel Points per ₹100 at eligible IndianOil stations; 2 per ₹100 on other eligible purchases
Annual fee: ₹1,500 + GST (waived on ₹2.75 lakh eligible annual spend)
IRCTC RBL Bank
RBL Bank
5 points per ₹200 on IRCTC train bookings; 2 on IRCTC flights/hotels; 1 on other eligible purchases
Annual fee: ₹500 + GST
RBL Bank Jalsa
RBL Bank
5% cashback on eligible Blinkit, Zepto, Myntra, Swiggy, Zomato, Meesho, Urban Company, Flipkart and AJIO purchases
Annual fee: ₹999 + GST
RBL Bank Platinum Maxima
RBL Bank
10 points per ₹100 on eligible dining, groceries, entertainment and international purchases; 2 on other eligible purchases
Annual fee: ₹2,000 + GST
RBL Bank Platinum Maxima Plus
RBL Bank
10 points per ₹100 on eligible dining, groceries, entertainment and international purchases; 2 on other eligible purchases
Annual fee: ₹2,500 + GST
RBL Bank Platinum Delight
RBL Bank
4 points per ₹100 on eligible weekend purchases; 2 on other eligible purchases
Annual fee: ₹1,000 + GST (waived on ₹2 lakh eligible annual spend)
RBL Bank BankBazaar SaveMax Pro
RBL Bank
10 points per ₹100 on groceries, 5 on fuel and 2 on other eligible purchases
Annual fee: ₹1,499 + GST
RBL Bank Patanjali Vishisht
RBL Bank
10% cashback at eligible Patanjali stores/website; 1 point per ₹100 on other eligible purchases
Annual fee: ₹499 + GST
RBL Bank Patanjali Swarn
RBL Bank
10% cashback at eligible Patanjali stores/website; 1 point per ₹100 on other eligible purchases
Annual fee: ₹1,499 + GST
RBL Bank Play
RBL Bank
₹500 monthly BookMyShow booking benefit on ₹5,000 eligible billing-cycle spend
Annual fee: ₹500 + GST
RBL Bank QuickPay
RBL Bank
1 point per ₹200 on eligible purchases
Annual fee: ₹99 + GST
RBL Bank Shoppers Stop Gold
RBL Bank
10 points per ₹200 at Shoppers Stop; 4 on other eligible purchases
Annual fee: ₹1,000 + GST
RBL Bank Shoppers Stop Platinum
RBL Bank
10 points per ₹200 at Shoppers Stop; 4 on other eligible purchases
Annual fee: ₹5,000 + GST
RBL Bank Shoppers Stop Black
RBL Bank
15 points per ₹200 at Shoppers Stop; 4 on other eligible purchases
Annual fee: ₹10,000 + GST
RBL Bank Shoprite
RBL Bank
20 points per ₹100 on eligible groceries; 1 on other eligible purchases
Annual fee: ₹500 + GST (waived on ₹1.5 lakh eligible annual spend)
TVS Credit RBL Bank
RBL Bank
2 points per ₹100 on eligible online purchases; 1 on eligible in-store purchases
Annual fee: ₹500 + GST
TVS Credit RBL Bank Gold
RBL Bank
10 points per ₹100 on eligible international purchases; 2 on other eligible purchases
Annual fee: ₹1,500 + GST
RBL Bank World Safari
RBL Bank
5 points per ₹100 on eligible domestic travel; 2 on other eligible domestic purchases
Annual fee: ₹3,000 + GST
RBL Bank World Safari Lite
RBL Bank
5 points per ₹100 on RBL Rewards portal flights/hotels; 1 on eligible domestic travel
Annual fee: ₹1,000 + GST
RBL Bank World Safari Plus
RBL Bank
Up to 5% rewards on RBL Rewards travel bookings; 2 points per ₹100 on domestic travel and 1 on other eligible domestic spends
Annual fee: ₹6,000 + GST
IDFC FIRST Classic
IDFC FIRST Bank
10 points per ₹200 on eligible dining, travel, international and birthday purchases; 3 on other eligible categories
Annual fee: No fee
IDFC FIRST Private
IDFC FIRST Bank
10 points per ₹150 on eligible domestic purchases; 5 on eligible international purchases
Annual fee: ₹25,000 + GST
IDFC FIRST Diamond Reserve
IDFC FIRST Bank
Up to 10 points per ₹150 on eligible monthly purchases
Annual fee: ₹3,000 + GST (waived on ₹6 lakh eligible annual spend)
IDFC FIRST Hello Cashback
IDFC FIRST Bank
3% on eligible online spends up to ₹10,000 per cycle; 5% on incremental online spend above ₹10,000
Annual fee: ₹1,000 + GST (waived on ₹2 lakh eligible annual spend)
IDFC FIRST Quantum+
IDFC FIRST Bank
1% on eligible online spend up to ₹10,000 per cycle; 2% on incremental online spend above ₹10,000
Annual fee: No fee
IndiGo IDFC FIRST Dual
IDFC FIRST Bank
3 BluChips per ₹100 on eligible regular purchases; 0.5 on UPI and specified essential categories
Annual fee: ₹4,999 + GST
LIC IDFC FIRST Select
IDFC FIRST Bank
10 points per ₹125 on LIC premiums; 5 on other eligible purchases
Annual fee: No fee
Adani One ICICI Bank Platinum
ICICI Bank
3 Adani points per ₹100 in the Adani One ecosystem; 1.5 internationally and 1 on eligible domestic purchases
Annual fee: ₹750 + GST (waived on ₹3 lakh eligible annual spend)
Adani One ICICI Bank Signature
ICICI Bank
7 Adani points per ₹100 in the Adani One ecosystem; 2 internationally and 1.5 on eligible domestic purchases
Annual fee: ₹5,000 + GST (waived on ₹6 lakh eligible annual spend)
Chennai Super Kings ICICI Bank
ICICI Bank
10 points per ₹100 on eligible CSK match-day purchases; 2 on eligible domestic purchases
Annual fee: ₹500 + GST (waived on ₹1.5 lakh eligible annual spend)
Emirates Skywards ICICI Bank Emeralde
ICICI Bank
2 Skywards miles per ₹100 on eligible domestic and international purchases
Annual fee: ₹10,000 + GST
ICICI Bank Parakram
ICICI Bank
5 points per ₹100 on eligible groceries, department stores and CSD; 1 on other eligible domestic purchases
Annual fee: No fee
ICICI Bank Parakram Select
ICICI Bank
10 points per ₹100 on eligible groceries, department stores and CSD; 2 on other eligible domestic purchases
Annual fee: No fee
Times Black ICICI Bank
ICICI Bank
2% in reward points on eligible domestic purchases and 2.5% on eligible international purchases
Annual fee: ₹20,000 + GST (waived on ₹25 lakh eligible annual spend)
IndusInd Bank Legend
IndusInd Bank
1 point per ₹100 on eligible weekdays; 2 on eligible weekends
Annual fee: No fee
IndusInd Bank Nexxt
IndusInd Bank
1 point per ₹150 on eligible purchases
Annual fee: No fee
IndusInd Bank Pinnacle
IndusInd Bank
2.5 points per ₹100 on eligible e-commerce; 1.5 on online travel/airlines; 1 on other eligible purchases
Annual fee: No fee
IndusInd Bank Tiger
IndusInd Bank
1 point per ₹100 initially; higher annual incremental-spend slabs earn up to 6 points per ₹100
Annual fee: No fee
EazyDiner IndusInd Bank Signature
IndusInd Bank
10 points per ₹100 on eligible hotels, travel, shopping and entertainment; 4 on other eligible non-dining purchases
Annual fee: ₹2,999 + GST
EazyDiner IndusInd Bank Platinum
IndusInd Bank
2 points per ₹100 on eligible purchases; 0.7 on specified insurance, rent, utility and government spends
Annual fee: No fee
IndusInd Bank Platinum
IndusInd Bank
1.5 points per ₹150 on eligible purchases
Annual fee: No fee
IndusInd Bank Platinum RuPay
IndusInd Bank
2 points per ₹100 on eligible UPI transactions; 1 on other eligible purchases
Annual fee: No fee
IndusInd Bank Jio-bp Mobility+
IndusInd Bank
12 Smiles per ₹100 at participating Jio-bp outlets; 5 on dining/groceries; 2 on other eligible purchases
Annual fee: No fee
CRED IndusInd Bank RuPay
IndusInd Bank
5% in CRED Reward Points on eligible e-commerce/CRED transactions; 1% on other eligible purchases
Annual fee: ₹499 + GST
IndusInd Bank Samman
IndusInd Bank
1% cashback on eligible retail purchases
Annual fee: ₹199 + GST (waived on ₹75,000 eligible annual spend)
HSBC Live+
HSBC India
10% cashback on eligible dining, food delivery and grocery purchases; 1.5% on other eligible purchases
Annual fee: ₹999 + GST (waived on over ₹2 lakh eligible annual spend)
HSBC TravelOne
HSBC India
4 points per ₹100 on eligible flights, travel aggregators and foreign-currency purchases; 2 on other eligible purchases
Annual fee: ₹4,999 + GST (waived on over ₹8 lakh eligible annual spend)
HSBC Premier
HSBC India
3 points per ₹100 on eligible purchases
Annual fee: ₹20,000 + GST; waived for qualifying HSBC Premier relationships in India
HSBC Taj
HSBC India
5 points per ₹100 at participating IHCL hotels; 1.5 on eligible standard purchases
Annual fee: ₹110,000 + GST
HSBC Visa Platinum
HSBC India
2 points per ₹150 on eligible purchases
Annual fee: No fee
HSBC RuPay Cashback
HSBC India
10% cashback on eligible dining, food delivery and groceries; 1% on other eligible purchases
Annual fee: ₹499 + GST (waived on over ₹2 lakh eligible annual spend)
Kotak Cashback+
Kotak Mahindra Bank
5% on eligible online food, groceries and entertainment; 3% on fuel; 0.5% on other eligible purchases
Annual fee: ₹750 + GST (waived on ₹2 lakh eligible annual spend)
Kotak Air+
Kotak Mahindra Bank
5 Air Miles per ₹100 on Kotak Unbox flights/hotels; 2 on other eligible domestic purchases
Annual fee: ₹3,000 + GST
Kotak League Platinum
Kotak Mahindra Bank
4 points per ₹150 on eligible regular purchases; up to 8 under the special-category and annual-spend programme
Annual fee: ₹499 + GST (waived on ₹50,000 eligible annual spend)
HDFC Bank Millennia
HDFC Bank
5% CashBack Points on eligible partner merchants and 1% on other eligible spends
Annual fee: ₹1,000 + GST (waived on ₹1 lakh eligible annual spend)
HDFC Bank MoneyBack+
HDFC Bank
Accelerated CashPoints on eligible partner and category spends
Annual fee: ₹500 + GST (waived on ₹50,000 eligible annual spend)
HDFC Bank Freedom
HDFC Bank
Accelerated CashPoints on selected merchants and eligible everyday spending
Annual fee: ₹500 + GST (waived on ₹50,000 eligible annual spend)
PhonePe HDFC Bank Uno
HDFC Bank
Reward Points on eligible PhonePe, UPI, utility, travel and online purchases
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
PhonePe HDFC Bank Ultimo
HDFC Bank
Enhanced Reward Points on eligible PhonePe, UPI, utility, travel and online purchases
Annual fee: ₹999 + GST (waived on ₹2 lakh eligible annual spend)
HDFC Bank INFINIA Metal Edition
HDFC Bank
Premium Reward Points and SmartBuy benefits on eligible purchases
Annual fee: ₹12,500 + GST (waived on ₹10 lakh eligible annual spend)
HDFC Bank Diners Club Black Metal Edition
HDFC Bank
Premium Reward Points and accelerated SmartBuy rewards on eligible purchases
Annual fee: ₹10,000 + GST (waived on ₹8 lakh eligible annual spend)
HDFC Bank PIXEL Play
HDFC Bank
Customisable cashback on selected eligible categories and merchants
Annual fee: ₹500 + GST (waived on ₹1 lakh eligible annual spend)
HDFC Bank PIXEL Go
HDFC Bank
Cashback on eligible everyday purchases through the PIXEL programme
Annual fee: ₹250 + GST (waived on ₹50,000 eligible annual spend)
HDFC Bank UPI RuPay Credit Card
HDFC Bank
CashPoints on eligible UPI and other card purchases
Annual fee: ₹99 + GST (waived on ₹25,000 eligible annual spend)
HDFC Bank Regalia Gold
HDFC Bank
Reward Points, milestone vouchers and travel privileges on eligible spends
Annual fee: ₹2,500 + GST (waived on ₹4 lakh eligible annual spend)
HDFC Bank Diners Club Privilege
HDFC Bank
Reward Points and dining, entertainment and travel benefits
Annual fee: ₹1,000 + GST (waived on ₹3 lakh eligible annual spend)
Swiggy HDFC Bank Credit Card
HDFC Bank
Cashback on eligible Swiggy, online and everyday purchases
Annual fee: ₹500 + GST (waived on ₹2 lakh eligible annual spend)
Swiggy Ornge HDFC Bank Credit Card
HDFC Bank
Cashback and Swiggy membership benefits on eligible purchases
Annual fee: ₹500 + GST (waived on ₹1.5 lakh eligible annual spend)
Swiggy BLCK HDFC Bank Credit Card
HDFC Bank
Enhanced cashback and Swiggy BLCK membership benefits on eligible purchases
Annual fee: ₹1,000 + GST (waived on ₹2 lakh eligible annual spend)
Marriott Bonvoy HDFC Bank Credit Card
HDFC Bank
Marriott Bonvoy Points and hotel benefits on eligible purchases
Annual fee: ₹3,000 + GST
IndianOil HDFC Bank Credit Card
HDFC Bank
Fuel Points on eligible IndianOil, grocery and bill-payment spends
Annual fee: ₹500 + GST
IRCTC HDFC Bank Credit Card
HDFC Bank
Reward Points for eligible railway bookings and everyday purchases
Annual fee: ₹500 + GST (waived on ₹1.5 lakh eligible annual spend)
PNB RuPay Platinum
Punjab National Bank
Reward points on eligible retail purchases
Annual fee: ₹500 + GST
PNB RuPay Select
Punjab National Bank
Reward points and RuPay Select privileges on eligible purchases
Annual fee: ₹750 + GST
PNB RuPay Millennial
Punjab National Bank
Reward points and lifestyle benefits on eligible purchases
Annual fee: ₹999 + GST
PNB Visa Classic
Punjab National Bank
Reward points on eligible everyday purchases
Annual fee: No fee
PNB Visa Gold
Punjab National Bank
Reward points on eligible everyday purchases
Annual fee: ₹300 + GST
PNB Visa Platinum
Punjab National Bank
Reward points and Platinum privileges on eligible purchases
Annual fee: ₹500 + GST
PNB Visa Signature
Punjab National Bank
Premium rewards and travel privileges on eligible purchases
Annual fee: ₹2,000 + GST
BOBCARD ETERNA
BOBCARD
Accelerated rewards on eligible travel and dining spends
Annual fee: ₹2,499 + GST
BOBCARD Etihad Guest Premium
BOBCARD
Etihad Guest miles and premium travel benefits
Annual fee: ₹4,999 + GST
BOBCARD Etihad Guest
BOBCARD
Etihad Guest miles on eligible purchases
Annual fee: ₹2,499 + GST
BOBCARD PREMIER
BOBCARD
Accelerated rewards on eligible travel, dining and international spends
Annual fee: ₹1,000 + GST
BOBCARD TIARA
BOBCARD
Accelerated rewards and lifestyle benefits for eligible cardholders
Annual fee: ₹2,499 + GST
BOBCARD Cashback
BOBCARD
Cashback on eligible online and other purchases
Annual fee: ₹499 + GST
BOBCARD EASY
BOBCARD
Accelerated rewards on eligible department-store and entertainment spends
Annual fee: ₹500 + GST
BOBCARD SELECT
BOBCARD
Accelerated rewards on eligible online shopping and dining
Annual fee: ₹750 + GST (waived on ₹70,000 eligible annual spend)
Snapdeal BOBCARD
BOBCARD
Cashback on eligible Snapdeal purchases and rewards on other spends
Annual fee: ₹249 + GST
HPCL ENERGIE BOBCARD
BOBCARD
Fuel benefits and rewards on eligible HPCL purchases
Annual fee: ₹500 + GST
IRCTC BOBCARD
BOBCARD
Railway rewards and savings on eligible IRCTC bookings
Annual fee: ₹350 + GST
BOBCARD Scapia
BOBCARD
Scapia coins on eligible purchases and travel bookings
Annual fee: No fee
BOBCARD Uni GoldX
BOBCARD
Uni Coins on eligible purchases
Annual fee: No fee
BOBCARD One
BOBCARD
Reward points on eligible purchases with a low foreign-currency markup
Annual fee: No fee
BOBCARD PRIME
BOBCARD
Reward points on eligible purchases against a fixed deposit
Annual fee: No fee
IDBI Bank Aspire Platinum
IDBI Bank
Delight Points on eligible everyday purchases
Annual fee: No fee
IDBI Bank Royale Signature
IDBI Bank
Accelerated Delight Points and travel privileges
Annual fee: ₹1,499 + GST
IDBI Bank Euphoria World
IDBI Bank
Accelerated Delight Points on eligible travel spends
Annual fee: ₹1,499 + GST (waived on ₹1.5 lakh eligible annual spend)
IDBI Bank Imperium Platinum
IDBI Bank
Delight Points on eligible purchases against a fixed deposit
Annual fee: ₹499 + GST (waived on ₹75,000 eligible annual spend)
YES BANK MARQUEE
YES BANK
Premium YES Rewardz and travel privileges
Annual fee: ₹4,999 + GST
YES BANK RESERV
YES BANK
Accelerated YES Rewardz on eligible online and offline purchases
Annual fee: ₹2,499 + GST
YES BANK ELITE+
YES BANK
Accelerated YES Rewardz on eligible online shopping
Annual fee: ₹999 + GST
YES BANK SELECT
YES BANK
YES Rewardz and lifestyle benefits on eligible purchases
Annual fee: ₹499 + GST
YES BANK ACE
YES BANK
YES Rewardz on eligible everyday purchases
Annual fee: ₹499 + GST
YES BANK Wellness
YES BANK
Health and wellness benefits with rewards on eligible purchases
Annual fee: ₹1,499 + GST
YES BANK Wellness Plus
YES BANK
Enhanced health, wellness and travel benefits
Annual fee: ₹1,999 + GST
YES BANK RuPay Credit Card
YES BANK
YES Rewardz on eligible card and UPI purchases
Annual fee: No fee
SBM Kredit.Pe Credit Card
SBM Bank India
Cashback and Kredit.Pe rewards on eligible UPI purchases
Annual fee: ₹199 + GST
RBL Bank SalarySe UP Credit Card
RBL Bank
Accelerated reward points on eligible UPI payments made through SalarySe
Annual fee: ₹499 + GST (waived on ₹2 lakh eligible annual spend)
CUB SalarySe Level UP Credit Card
City Union Bank
Accelerated reward points on eligible SalarySe UPI, online and offline purchases
Annual fee: ₹500 + GST (waived on ₹2 lakh eligible annual spend)
CUB SalarySe Level UP Virtual Credit Card
City Union Bank
Reward points on eligible SalarySe UPI, online and offline purchases
Annual fee: No fee
PNB Zaggle Twin Credit Card
Punjab National Bank
Partner rewards and network benefits on eligible personal purchases
Annual fee: ₹499 + GST
Federal Bank One Credit Card
Federal Bank
OneCard reward points and app-based card controls on eligible purchases
Annual fee: No fee
Federal Bank Scapia Credit Card
Federal Bank
Scapia coins on eligible purchases and travel bookings
Annual fee: No fee
Federal Paisabazaar Paisaback Credit Card
Federal Bank
Cash Points on eligible grocery, retail, e-commerce and UPI purchases
Annual fee: ₹499 + GST (waived on ₹1.5 lakh eligible annual spend)
Indian Bank One Credit Card
Indian Bank
OneCard reward points and app-based controls on eligible purchases
Annual fee: No fee
Utkarsh super.money superCard
Utkarsh Small Finance Bank
Cashback on eligible UPI and non-UPI purchases through super.money
Annual fee: No fee
IndiGo Kotak Credit Card
Kotak Mahindra Bank
Up to 19 IndiGo BluChips per ₹100 on IndiGo bookings; 2 on dining and entertainment; 1 on other eligible spends
Annual fee: ₹1,500 + GST
IndiGo Kotak Premium Credit Card
Kotak Mahindra Bank
Up to 21 IndiGo BluChips per ₹100 on IndiGo bookings with premium welcome, milestone and lounge benefits
Annual fee: ₹3,000 + GST
Kotak White Reserve Credit Card
Kotak Mahindra Bank
White Pass milestone value, unlimited global lounge access and premium travel and lifestyle privileges
Annual fee: ₹12,500 + GST (waived on ₹10 lakh eligible annual spend)
Kotak UPI RuPay Credit Card
Kotak Mahindra Bank
3 Kotak Reward Points per ₹100 on eligible UPI and regular card transactions
Annual fee: No annual fee
Kotak White Credit Card
Kotak Mahindra Bank
White Pass milestone rewards with domestic and international airport-lounge access
Annual fee: ₹3,000 + GST (waived on ₹5 lakh eligible annual spend)
Kotak Zen Credit Card
Kotak Mahindra Bank
10 Zen Points per ₹150 on eligible shopping and 5 per ₹150 on other eligible purchases
Annual fee: ₹1,500 + GST (waived on ₹1.5 lakh eligible annual spend)
Kotak 811 Dream Different Credit Card
Kotak Mahindra Bank
2 reward points per ₹100 online and 1 per ₹100 on other eligible purchases
Annual fee: No annual fee