CUB SalarySe Level UP Virtual Credit Card
City Union Bank · Checked 2026-10-11
CUB SalarySe Level UP Virtual Credit Card is a no-annual-fee option centred on RuPay UPI payments, reward points and online spending.
CardIQ editorial view
Our take
CUB SalarySe Level UP Virtual Credit Card is a no-annual-fee option centred on RuPay UPI payments, reward points and online spending.
Who it suits
- People who prioritise RuPay UPI payments.
- People who prioritise reward points.
- People who prefer keeping a card without an annual membership cost.
Key strengths
- Reward points on eligible SalarySe UPI, online and offline purchases.
Trade-offs to understand
- Reward points on eligible SalarySe UPI, online and offline purchases; issuer and partner caps, exclusions and redemption rules apply.
CardIQ verdict
A sensible long-term choice when you want RuPay UPI payments, reward points and online spending without a recurring membership charge. Check this condition before applying: Reward points on eligible SalarySe UPI, online and offline purchases; issuer and partner caps, exclusions and redemption rules apply.
Compare before deciding
- RBL Bank SalarySe UP Credit Card — A higher-fee option to compare for broader benefits around reward points and online spending.
- AU LIT — A similarly priced alternative for comparing reward points and online spending.
This CardIQ editorial assessment is maintained separately from issuer facts and commercial links. CardIQ may earn a commission from some applications. Verify current terms before applying.
Benefits, limits and conditions
- Reward points on eligible SalarySe UPI, online and offline purchases; issuer and partner caps, exclusions and redemption rules apply.
- The regulated issuing bank, not the fintech partner, approves and issues this credit card.
- Confirm current acquisition offers and fees before applying.