RBL Bank SalarySe UP Credit Card
RBL Bank · Checked 2026-10-11
RBL Bank SalarySe UP Credit Card is a paid card focused on RuPay UPI payments, reward points and online spending, charging ₹499 annually before GST.
CardIQ editorial view
Our take
RBL Bank SalarySe UP Credit Card is a paid card focused on RuPay UPI payments, reward points and online spending, charging ₹499 annually before GST.
Who it suits
- People who prioritise RuPay UPI payments.
- People who prioritise reward points.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- Accelerated reward points on eligible UPI payments made through SalarySe.
- Renewal fee is waived on ₹2 lakh eligible annual spend.
Trade-offs to understand
- Accelerated reward points on eligible UPI payments made through SalarySe; issuer and partner caps, exclusions and redemption rules apply.
- Renewal fee is waived on ₹2 lakh eligible annual spend.
- The ₹499 annual fee plus GST needs to be justified by benefits you will actually use.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes accelerated reward points on eligible upi payments made through salaryse valuable enough to clear the fee. Factor in this condition: Accelerated reward points on eligible UPI payments made through SalarySe; issuer and partner caps, exclusions and redemption rules apply.
Compare before deciding
- CUB SalarySe Level UP Virtual Credit Card — A lower-fee way to compare similar strengths in reward points and online spending.
- AU Altura+ — A similarly priced alternative for comparing reward points and online spending.
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Benefits, limits and conditions
- Accelerated reward points on eligible UPI payments made through SalarySe; issuer and partner caps, exclusions and redemption rules apply.
- The regulated issuing bank, not the fintech partner, approves and issues this credit card.
- Renewal fee is waived on ₹2 lakh eligible annual spend.