How CardIQ researches and ranks credit cards
CardIQ helps Indian customers compare credit cards and understand the trade-offs before visiting an issuer. We may earn revenue when a customer continues to an application, but payment does not improve a card’s match score or editorial treatment.
Sources and updates
Fees, rewards, caps, exclusions and availability are documented from issuing-bank pages, key-fact statements, terms, and official co-brand partner pages. Every card shows its source links and the date its details were checked. Issuer terms remain authoritative.
Editorial analysis
CardIQ maintains a structured editorial assessment for every card: our take, who it suits, key strengths, trade-offs, verdict and useful alternatives. Editors review this layer when material card facts change. It does not use customer contact information, represent approval odds or replace financial advice.
Recommendations and revenue
Quiz matches use customer-selected priorities and catalogue attributes. Issuers cannot pay to increase a match score. Application approval, credit limits and final product terms are decided by the issuing bank.
Corrections
Benefits can change. Customers should verify the linked issuer terms before applying and can report outdated information from a CardIQ result page.
Methodology reviewed 17 October 2026.