Kotak Air+
Kotak Mahindra Bank · Checked 2026-10-09
Kotak Air+ is a paid card focused on travel benefits, flights and international spending, charging ₹3,000 annually before GST.
CardIQ editorial view
Our take
Kotak Air+ is a paid card focused on travel benefits, flights and international spending, charging ₹3,000 annually before GST.
Who it suits
- People who prioritise travel benefits.
- People who prioritise flights.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 5 Air Miles per ₹100 on Kotak Unbox flights/hotels; 2 on other eligible domestic purchases.
Trade-offs to understand
- Accelerated earn capped at 15,000 Air Miles per statement cycle; base earn applies afterwards.
- 1 Air Mile = ₹1 for eligible Kotak Unbox flight/hotel bookings, covering up to 80% of booking value.
- 2% foreign-currency markup; international transactions earn no Air Miles.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes 5 air miles per ₹100 on kotak unbox flights/hotels; 2 on other eligible domestic purchases valuable enough to clear the fee. Factor in this condition: Accelerated earn capped at 15,000 Air Miles per statement cycle; base earn applies afterwards.
Compare before deciding
- RBL Bank World Safari — A similarly priced alternative for comparing reward points and international spending.
- IDFC FIRST Ashva — A lower-fee way to compare similar strengths in reward points and international spending.
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Benefits, limits and conditions
- Accelerated earn capped at 15,000 Air Miles per statement cycle; base earn applies afterwards.
- 1 Air Mile = ₹1 for eligible Kotak Unbox flight/hotel bookings, covering up to 80% of booking value.
- 2% foreign-currency markup; international transactions earn no Air Miles.