Adani One ICICI Bank Platinum
ICICI Bank · Checked 2026-10-09
Adani One ICICI Bank Platinum is a paid card focused on travel benefits, shopping rewards and reward points, charging ₹750 annually before GST.
CardIQ editorial view
Our take
Adani One ICICI Bank Platinum is a paid card focused on travel benefits, shopping rewards and reward points, charging ₹750 annually before GST.
Who it suits
- People who prioritise travel benefits.
- People who prioritise shopping rewards.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 3 Adani points per ₹100 in the Adani One ecosystem; 1.5 internationally and 1 on eligible domestic purchases.
- Rewards credit to the Adani One app and follow its redemption rules.
- Airport services and lounge visits have annual limits and eligibility conditions.
Trade-offs to understand
- Airport services and lounge visits have annual limits and eligibility conditions.
- 3.5% foreign-currency markup plus applicable taxes.
- The ₹750 annual fee plus GST needs to be justified by benefits you will actually use.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes 3 adani points per ₹100 in the adani one ecosystem; 1.5 internationally and 1 on eligible domestic purchases valuable enough to clear the fee. Factor in this condition: Airport services and lounge visits have annual limits and eligibility conditions.
Compare before deciding
- AU XCITE ULTRA — A lower-fee way to compare similar strengths in shopping rewards and reward points.
- CRED IndusInd Bank RuPay — A lower-fee way to compare similar strengths in shopping rewards and reward points.
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Benefits, limits and conditions
- Rewards credit to the Adani One app and follow its redemption rules.
- Airport services and lounge visits have annual limits and eligibility conditions.
- 3.5% foreign-currency markup plus applicable taxes.