SBI Card ELITE
SBI Card
5X points on eligible dining, groceries and departmental-store purchases
Annual fee: ₹4,999 + GST (waived on ₹10 lakh eligible annual spend)
Low forex markup credit cards in India
Compare cards designed to reduce foreign-currency transaction costs for international purchases and travel.
50 matching cards · Details checked against issuer or official partner sources.
ICICI Bank Emeralde
ICICI Bank
4 points per ₹100 on eligible domestic and international purchases
Annual fee: ₹12,000 + GST (waived on over ₹10 lakh eligible annual spend)
ICICI Bank Emeralde Private Metal
ICICI Bank
6 points per ₹200 on eligible retail purchases
Annual fee: ₹12,499 + GST (waived on over ₹10 lakh eligible annual spend)
MakeMyTrip ICICI Bank Credit Card
ICICI Bank
6% myCash on eligible MakeMyTrip hotels; 3% on flights, buses and cabs
Annual fee: ₹999 + GST (waived on over ₹3 lakh eligible annual spend)
IDFC FIRST Millennia
IDFC FIRST Bank
10 points per ₹200 on eligible dining, travel, international and birthday spends
Annual fee: No annual fee
IDFC FIRST Select
IDFC FIRST Bank
10X points on eligible dining, travel, international and birthday purchases
Annual fee: No annual fee
IDFC FIRST Wealth
IDFC FIRST Bank
10X points on eligible dining, travel, international and birthday purchases
Annual fee: No annual fee
IDFC FIRST WOW!
IDFC FIRST Bank
Up to 4 points per ₹200 on eligible purchases
Annual fee: No annual fee
IDFC FIRST Ashva
IDFC FIRST Bank
Up to 40X points on eligible travel bookings through the bank app
Annual fee: ₹2,999 + GST
IDFC FIRST Mayura
IDFC FIRST Bank
Up to 40X points on eligible travel bookings through the bank app
Annual fee: ₹5,999 + GST
IDFC FIRST EA₹N
IDFC FIRST Bank
1% cashback on eligible UPI payments through the bank app
Annual fee: ₹499 + GST
IDFC FIRST WOW! Black
IDFC FIRST Bank
4 points per ₹150 on eligible online, offline and international purchases
Annual fee: ₹750 + GST (waived on ₹1.5 lakh eligible annual spend)
IndiGo Axis Bank Premium
Axis Bank
7 IndiGo BluChips per ₹100 on eligible IndiGo purchases
Annual fee: ₹5,000 + GST
LIC Axis Bank Platinum
Axis Bank
2 reward points per ₹100 on eligible LIC premiums and foreign-currency purchases
Annual fee: No annual fee
LIC Axis Bank Signature
Axis Bank
2 reward points per ₹100 on eligible LIC premiums and foreign-currency purchases
Annual fee: No annual fee
Scapia Axis Bank
Axis Bank
4% travel redemption value on eligible Scapia-app flight, hotel and bus bookings
Annual fee: No annual fee
ixigo AU
AU Small Finance Bank
Published 2.5% rewards on eligible domestic online, offline and UPI spending
Annual fee: No annual fee; currently offered lifetime-free; confirm acquisition eligibility
AU NOMO
AU Small Finance Bank
2 reward points per ₹100 on eligible retail purchases
Annual fee: No annual fee
AU Zenith
AU Small Finance Bank
5 points per ₹100 on eligible dining, overseas, grocery and departmental-store purchases
Annual fee: ₹7,999 + GST (waived on ₹5 lakh qualifying annual spend)
AU Zenith+
AU Small Finance Bank
2 points per ₹100 on eligible travel, dining and foreign-currency purchases
Annual fee: ₹4,999 + GST (waived on ₹8 lakh qualifying annual spend)
Federal Bank Celesta
Federal Bank
3X rewards on eligible travel and international spending
Annual fee: No annual fee; current limited-period lifetime-free acquisition offer
SBI Card MILES
SBI Card
2 Travel Credits per ₹200 on eligible travel; 1 per ₹200 on other eligible purchases
Annual fee: ₹1,499 + GST (waived on ₹6 lakh eligible annual spend)
SBI Card MILES PRIME
SBI Card
4 Travel Credits per ₹200 on eligible travel; 2 per ₹200 on other eligible purchases
Annual fee: ₹2,999 + GST (waived on ₹10 lakh eligible annual spend)
SBI Card Miles Elite
SBI Card
6 Travel Credits per ₹200 on eligible travel; 2 per ₹200 on other eligible purchases
Annual fee: ₹4,999 + GST (waived on ₹15 lakh eligible annual spend)
UCO Bank SBI Card ELITE
SBI Card
10 points per ₹100 on dining, department stores and groceries; 2 on other eligible spends
Annual fee: ₹4,999 + GST (waived on ₹10 lakh eligible annual spend)
RBL Bank World Safari
RBL Bank
5 points per ₹100 on eligible domestic travel; 2 on other eligible domestic purchases
Annual fee: ₹3,000 + GST
RBL Bank World Safari Lite
RBL Bank
5 points per ₹100 on RBL Rewards portal flights/hotels; 1 on eligible domestic travel
Annual fee: ₹1,000 + GST
RBL Bank World Safari Plus
RBL Bank
Up to 5% rewards on RBL Rewards travel bookings; 2 points per ₹100 on domestic travel and 1 on other eligible domestic spends
Annual fee: ₹6,000 + GST
IDFC FIRST Classic
IDFC FIRST Bank
10 points per ₹200 on eligible dining, travel, international and birthday purchases; 3 on other eligible categories
Annual fee: No fee
IDFC FIRST Private
IDFC FIRST Bank
10 points per ₹150 on eligible domestic purchases; 5 on eligible international purchases
Annual fee: ₹25,000 + GST
IDFC FIRST Diamond Reserve
IDFC FIRST Bank
Up to 10 points per ₹150 on eligible monthly purchases
Annual fee: ₹3,000 + GST (waived on ₹6 lakh eligible annual spend)
IDFC FIRST Hello Cashback
IDFC FIRST Bank
3% on eligible online spends up to ₹10,000 per cycle; 5% on incremental online spend above ₹10,000
Annual fee: ₹1,000 + GST (waived on ₹2 lakh eligible annual spend)
IDFC FIRST Quantum+
IDFC FIRST Bank
1% on eligible online spend up to ₹10,000 per cycle; 2% on incremental online spend above ₹10,000
Annual fee: No fee
IndiGo IDFC FIRST Dual
IDFC FIRST Bank
3 BluChips per ₹100 on eligible regular purchases; 0.5 on UPI and specified essential categories
Annual fee: ₹4,999 + GST
LIC IDFC FIRST Select
IDFC FIRST Bank
10 points per ₹125 on LIC premiums; 5 on other eligible purchases
Annual fee: No fee
Adani One ICICI Bank Platinum
ICICI Bank
3 Adani points per ₹100 in the Adani One ecosystem; 1.5 internationally and 1 on eligible domestic purchases
Annual fee: ₹750 + GST (waived on ₹3 lakh eligible annual spend)
Adani One ICICI Bank Signature
ICICI Bank
7 Adani points per ₹100 in the Adani One ecosystem; 2 internationally and 1.5 on eligible domestic purchases
Annual fee: ₹5,000 + GST (waived on ₹6 lakh eligible annual spend)
Times Black ICICI Bank
ICICI Bank
2% in reward points on eligible domestic purchases and 2.5% on eligible international purchases
Annual fee: ₹20,000 + GST (waived on ₹25 lakh eligible annual spend)
IndusInd Bank Legend
IndusInd Bank
1 point per ₹100 on eligible weekdays; 2 on eligible weekends
Annual fee: No fee
IndusInd Bank Tiger
IndusInd Bank
1 point per ₹100 initially; higher annual incremental-spend slabs earn up to 6 points per ₹100
Annual fee: No fee
HSBC Live+
HSBC India
10% cashback on eligible dining, food delivery and grocery purchases; 1.5% on other eligible purchases
Annual fee: ₹999 + GST (waived on over ₹2 lakh eligible annual spend)
HSBC TravelOne
HSBC India
4 points per ₹100 on eligible flights, travel aggregators and foreign-currency purchases; 2 on other eligible purchases
Annual fee: ₹4,999 + GST (waived on over ₹8 lakh eligible annual spend)
HSBC RuPay Cashback
HSBC India
10% cashback on eligible dining, food delivery and groceries; 1% on other eligible purchases
Annual fee: ₹499 + GST (waived on over ₹2 lakh eligible annual spend)
Kotak Air+
Kotak Mahindra Bank
5 Air Miles per ₹100 on Kotak Unbox flights/hotels; 2 on other eligible domestic purchases
Annual fee: ₹3,000 + GST
BOBCARD Scapia
BOBCARD
Scapia coins on eligible purchases and travel bookings
Annual fee: No fee
BOBCARD Uni GoldX
BOBCARD
Uni Coins on eligible purchases
Annual fee: No fee
BOBCARD One
BOBCARD
Reward points on eligible purchases with a low foreign-currency markup
Annual fee: No fee
Federal Bank One Credit Card
Federal Bank
OneCard reward points and app-based card controls on eligible purchases
Annual fee: No fee
Federal Bank Scapia Credit Card
Federal Bank
Scapia coins on eligible purchases and travel bookings
Annual fee: No fee
Kotak White Reserve Credit Card
Kotak Mahindra Bank
White Pass milestone value, unlimited global lounge access and premium travel and lifestyle privileges
Annual fee: ₹12,500 + GST (waived on ₹10 lakh eligible annual spend)