MakeMyTrip ICICI Bank Credit Card
ICICI Bank · Checked 2026-10-09
MakeMyTrip ICICI Bank Credit Card is a paid card focused on travel benefits, flights and international spending, charging ₹999 annually before GST.
CardIQ editorial view
Our take
MakeMyTrip ICICI Bank Credit Card is a paid card focused on travel benefits, flights and international spending, charging ₹999 annually before GST.
Who it suits
- People who prioritise travel benefits.
- People who prioritise flights.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 6% myCash on eligible MakeMyTrip hotels; 3% on flights, buses and cabs.
- Domestic lounge visits require ₹75,000 prior-quarter spend; overseas allowance is 1 visit annually.
Trade-offs to understand
- 1% myCash on other eligible retail purchases; rewards credit to MakeMyTrip, not unrestricted statement cashback.
- 0.99% forex markup plus tax; excluded transactions do not earn myCash.
- Domestic lounge visits require ₹75,000 prior-quarter spend; overseas allowance is 1 visit annually.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes 6% mycash on eligible makemytrip hotels; 3% on flights, buses and cabs valuable enough to clear the fee. Factor in this condition: 1% myCash on other eligible retail purchases; rewards credit to MakeMyTrip, not unrestricted statement cashback.
Compare before deciding
- RBL Bank World Safari Lite — A higher-fee option to compare for broader benefits around reward points and international spending.
- SBI Card MILES — A higher-fee option to compare for broader benefits around reward points and international spending.
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Benefits, limits and conditions
- 1% myCash on other eligible retail purchases; rewards credit to MakeMyTrip, not unrestricted statement cashback.
- 0.99% forex markup plus tax; excluded transactions do not earn myCash.
- Domestic lounge visits require ₹75,000 prior-quarter spend; overseas allowance is 1 visit annually.