IDFC FIRST Mayura
IDFC FIRST Bank · Checked 2026-10-09
IDFC FIRST Mayura is a premium card built around travel benefits, flights and airport lounge access, with a ₹5,999 annual fee before GST.
CardIQ editorial view
Our take
IDFC FIRST Mayura is a premium card built around travel benefits, flights and airport lounge access, with a ₹5,999 annual fee before GST.
Who it suits
- People who prioritise travel benefits.
- People who prioritise flights.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- Up to 40X points on eligible travel bookings through the bank app.
- Reward redemption value is up to ₹0.50 per point and depends on redemption method.
- Lounge and milestone privileges have issuer limits and conditions.
Trade-offs to understand
- Zero forex markup; metal card and add-on fees are separate.
- Lounge and milestone privileges have issuer limits and conditions.
- The ₹5,999 annual fee plus GST needs to be justified by benefits you will actually use.
CardIQ verdict
Shortlist it only if you can repeatedly use the premium benefits and comfortably recover the fee. Pay particular attention to this condition: Zero forex markup; metal card and add-on fees are separate.
Compare before deciding
- RBL Bank World Safari Plus — A higher-fee option to compare for broader benefits around reward points and airport lounge access.
- SBI Card Miles Elite — A lower-fee way to compare similar strengths in reward points and airport lounge access.
This CardIQ editorial assessment is maintained separately from issuer facts and commercial links. CardIQ may earn a commission from some applications. Verify current terms before applying.
Benefits, limits and conditions
- Reward redemption value is up to ₹0.50 per point and depends on redemption method.
- Zero forex markup; metal card and add-on fees are separate.
- Lounge and milestone privileges have issuer limits and conditions.