IndiGo Axis Bank Premium
Axis Bank · Checked 2026-10-09
IndiGo Axis Bank Premium is a premium card built around travel benefits, flights and airport lounge access, with a ₹5,000 annual fee before GST.
CardIQ editorial view
Our take
IndiGo Axis Bank Premium is a premium card built around travel benefits, flights and airport lounge access, with a ₹5,000 annual fee before GST.
Who it suits
- People who prioritise travel benefits.
- People who prioritise flights.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 7 IndiGo BluChips per ₹100 on eligible IndiGo purchases.
- 2 domestic lounge visits per quarter require ₹50,000 eligible spend in the preceding 3 months; 2 international visits per year are subject to Priority Pass terms.
Trade-offs to understand
- 3 BluChips per ₹100 on eligible groceries and hotels; 2 per ₹100 on other eligible purchases.
- 2 domestic lounge visits per quarter require ₹50,000 eligible spend in the preceding 3 months; 2 international visits per year are subject to Priority Pass terms.
- 2.5% foreign-currency markup, plus applicable taxes. Airline points are not cash.
CardIQ verdict
Shortlist it only if you can repeatedly use the premium benefits and comfortably recover the fee. Pay particular attention to this condition: 3 BluChips per ₹100 on eligible groceries and hotels; 2 per ₹100 on other eligible purchases.
Compare before deciding
- Emirates ICICI Bank Sapphiro — A similarly priced alternative for comparing airport lounge access and reward points.
- Air India SBI Signature Card — A lower-fee way to compare similar strengths in airport lounge access and reward points.
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Benefits, limits and conditions
- 3 BluChips per ₹100 on eligible groceries and hotels; 2 per ₹100 on other eligible purchases.
- 2 domestic lounge visits per quarter require ₹50,000 eligible spend in the preceding 3 months; 2 international visits per year are subject to Priority Pass terms.
- 2.5% foreign-currency markup, plus applicable taxes. Airline points are not cash.