Air India SBI Signature Card
SBI Card · Checked 2026-10-09
Air India SBI Signature Card is a paid card focused on travel benefits, flights and airport lounge access, charging ₹4,999 annually before GST.
CardIQ editorial view
Our take
Air India SBI Signature Card is a paid card focused on travel benefits, flights and airport lounge access, charging ₹4,999 annually before GST.
Who it suits
- People who prioritise travel benefits.
- People who prioritise flights.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 10 points per ₹100 on eligible Air India ticket bookings.
- Up to 8 domestic lounge visits yearly, maximum 2 per quarter; Priority Pass membership does not include free overseas visits.
Trade-offs to understand
- 4 points per ₹100 on other eligible purchases.
- Points can transfer to Air India Maharaja Club; minimum transfer and redemption rules apply.
- Up to 8 domestic lounge visits yearly, maximum 2 per quarter; Priority Pass membership does not include free overseas visits.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes 10 points per ₹100 on eligible air india ticket bookings valuable enough to clear the fee. Factor in this condition: 4 points per ₹100 on other eligible purchases.
Compare before deciding
- Axis Bank ATLAS — A higher-fee option to compare for broader benefits around airport lounge access and reward points.
- Emirates ICICI Bank Sapphiro — A higher-fee option to compare for broader benefits around airport lounge access and reward points.
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Benefits, limits and conditions
- 4 points per ₹100 on other eligible purchases.
- Points can transfer to Air India Maharaja Club; minimum transfer and redemption rules apply.
- Up to 8 domestic lounge visits yearly, maximum 2 per quarter; Priority Pass membership does not include free overseas visits.