Adani One ICICI Bank Signature
ICICI Bank · Checked 2026-10-09
Adani One ICICI Bank Signature is a premium card built around travel benefits, shopping rewards and reward points, with a ₹5,000 annual fee before GST.
CardIQ editorial view
Our take
Adani One ICICI Bank Signature is a premium card built around travel benefits, shopping rewards and reward points, with a ₹5,000 annual fee before GST.
Who it suits
- People who prioritise travel benefits.
- People who prioritise shopping rewards.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 7 Adani points per ₹100 in the Adani One ecosystem; 2 internationally and 1.5 on eligible domestic purchases.
- Rewards credit to the Adani One app and follow its redemption rules.
- Airport services and lounge visits have annual limits and eligibility conditions.
Trade-offs to understand
- Airport services and lounge visits have annual limits and eligibility conditions.
- 3.5% foreign-currency markup plus applicable taxes.
- The ₹5,000 annual fee plus GST needs to be justified by benefits you will actually use.
CardIQ verdict
Shortlist it only if you can repeatedly use the premium benefits and comfortably recover the fee. Pay particular attention to this condition: Airport services and lounge visits have annual limits and eligibility conditions.
Compare before deciding
- UCO Bank SBI Card ELITE — A lower-fee way to compare similar strengths in shopping rewards and reward points.
- Axis Bank SELECT — A lower-fee way to compare similar strengths in shopping rewards and reward points.
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Benefits, limits and conditions
- Rewards credit to the Adani One app and follow its redemption rules.
- Airport services and lounge visits have annual limits and eligibility conditions.
- 3.5% foreign-currency markup plus applicable taxes.