Tata Neu Plus SBI Card
SBI Card · Checked 2026-10-09
Tata Neu Plus SBI Card is a paid card focused on shopping rewards, online spending and reward points, charging ₹499 annually before GST.
CardIQ editorial view
Our take
Tata Neu Plus SBI Card is a paid card focused on shopping rewards, online spending and reward points, charging ₹499 annually before GST.
Who it suits
- People who prioritise shopping rewards.
- People who prioritise online spending.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 2% NeuCoins on eligible Tata brand purchases; 1% on other eligible purchases including UPI.
- 4 domestic lounge visits per year require ₹50,000 spend in the previous quarter; quarterly visit limits apply.
Trade-offs to understand
- 1 NeuCoin = ₹1 for eligible Tata redemptions; separate NeuPass benefits are conditional.
- 4 domestic lounge visits per year require ₹50,000 spend in the previous quarter; quarterly visit limits apply.
- Fuel, rent and other excluded categories do not qualify.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes 2% neucoins on eligible tata brand purchases; 1% on other eligible purchases including upi valuable enough to clear the fee. Factor in this condition: 1 NeuCoin = ₹1 for eligible Tata redemptions; separate NeuPass benefits are conditional.
Compare before deciding
- Tata Neu Plus HDFC Bank Credit Card — A similarly priced alternative for comparing shopping rewards and reward points.
- Samsung Axis Bank Signature — A higher-fee option to compare for broader benefits around shopping rewards and reward points.
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Benefits, limits and conditions
- 1 NeuCoin = ₹1 for eligible Tata redemptions; separate NeuPass benefits are conditional.
- 4 domestic lounge visits per year require ₹50,000 spend in the previous quarter; quarterly visit limits apply.
- Fuel, rent and other excluded categories do not qualify.