CASHBACK SBI Card
SBI Card
5% online and 1% offline cashback on eligible purchases
Annual fee: ₹999 + GST (waived on ₹2 lakh eligible annual spend)
Utility bills credit cards in India
Compare cards that reward eligible electricity, water, gas, telecom and other recurring utility payments.
42 matching cards · Details checked against issuer or official partner sources.
Airtel Axis Bank Credit Card
Axis Bank
25% on eligible Airtel bills and 10% on other utilities via Airtel Thanks
Annual fee: ₹500 + GST (waived on over ₹2 lakh eligible annual spend)
Axis Bank NEO
Axis Bank
1 EDGE point per ₹200 on eligible purchases
Annual fee: ₹250 + GST
ICICI Bank Coral
ICICI Bank
2 points per ₹100 on eligible retail purchases
Annual fee: ₹500 + GST (waived on over ₹1.5 lakh eligible annual spend)
ICICI Bank Platinum Chip
ICICI Bank
2 points per ₹100 on eligible retail purchases
Annual fee: No annual fee
ICICI Bank HPCL Super Saver
ICICI Bank
4% cashback on eligible HPCL fuel purchases, capped at ₹200 monthly
Annual fee: ₹500 + GST (waived on over ₹1.5 lakh eligible annual spend)
ICICI Bank HPCL Coral
ICICI Bank
2.5% cashback on eligible HPCL fuel purchases, capped at ₹100 monthly
Annual fee: ₹199 + GST (waived on ₹50,000 eligible annual spend)
ICICI Bank Emeralde Private Metal
ICICI Bank
6 points per ₹200 on eligible retail purchases
Annual fee: ₹12,499 + GST (waived on over ₹10 lakh eligible annual spend)
IDFC FIRST Millennia
IDFC FIRST Bank
10 points per ₹200 on eligible dining, travel, international and birthday spends
Annual fee: No annual fee
IDFC FIRST Power
IDFC FIRST Bank
21 points per ₹150 on eligible HPCL fuel purchases
Annual fee: ₹199 + GST (waived on ₹50,000 eligible annual spend)
IDFC FIRST Power+
IDFC FIRST Bank
30 points per ₹150 on eligible HPCL fuel purchases
Annual fee: ₹499 + GST (waived on ₹1.5 lakh eligible annual spend)
IDFC FIRST WOW! Black
IDFC FIRST Bank
4 points per ₹150 on eligible online, offline and international purchases
Annual fee: ₹750 + GST (waived on ₹1.5 lakh eligible annual spend)
American Express Platinum Travel
American Express India
1 Membership Rewards point per ₹50 on eligible purchases
Annual fee: ₹5,000 + GST
American Express SmartEarn
American Express India
10X points at listed partners; 5X on eligible Amazon purchases
Annual fee: ₹495 + GST (waived on ₹40,000 eligible annual spend)
Tata Neu Infinity HDFC Bank Credit Card
HDFC Bank
5% NeuCoins on eligible non-EMI partner Tata brand purchases
Annual fee: ₹1,499 + GST (waived on ₹3 lakh eligible annual spend)
Tata Neu Plus HDFC Bank Credit Card
HDFC Bank
2% NeuCoins on eligible non-EMI partner Tata brand purchases
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
Axis Bank Freecharge Plus
Axis Bank
5% cashback on eligible Freecharge purchases
Annual fee: ₹350 + GST (waived on ₹50,000 qualifying annual spend)
Scapia Axis Bank
Axis Bank
4% travel redemption value on eligible Scapia-app flight, hotel and bus bookings
Annual fee: No annual fee
AU Altura
AU Small Finance Bank
2% cashback on eligible groceries, departmental stores and utilities
Annual fee: ₹199 + GST (waived on ₹40,000 qualifying annual spend)
AU Ananta
AU Small Finance Bank
5 reward points per ₹100 on eligible shopping, dining and travel
Annual fee: ₹2,000 + GST (waived on ₹3 lakh qualifying annual spend)
CheQ AU
AU Small Finance Bank
24 CheQ points per ₹200 on eligible partner-brand and CheQ-app purchases
Annual fee: No annual fee
AU Laksya
AU Small Finance Bank
5 reward points per ₹100 on eligible grocery, departmental-store and contactless purchases
Annual fee: ₹1,000 + GST (waived on ₹2 lakh qualifying annual spend)
AU NOMO
AU Small Finance Bank
2 reward points per ₹100 on eligible retail purchases
Annual fee: No annual fee
AU XCITE
AU Small Finance Bank
15 points per ₹100 on eligible dining, movies, groceries and departmental stores
Annual fee: ₹249 + GST (waived on ₹1 lakh qualifying annual spend)
AU XCITE ULTRA
AU Small Finance Bank
8 reward points per ₹100 on eligible online purchases
Annual fee: ₹749 + GST (waived on ₹2 lakh qualifying annual spend)
AU Vetta
AU Small Finance Bank
4 reward points per ₹100 on eligible groceries and departmental stores
Annual fee: ₹2,999 + GST (waived on ₹1.5 lakh qualifying annual spend)
AU Zenith
AU Small Finance Bank
5 points per ₹100 on eligible dining, overseas, grocery and departmental-store purchases
Annual fee: ₹7,999 + GST (waived on ₹5 lakh qualifying annual spend)
Federal Bank Imperio
Federal Bank
3X rewards on eligible healthcare and grocery spending
Annual fee: No annual fee; current limited-period lifetime-free acquisition offer
IRCTC SBI Card Premier
SBI Card
10% value back on eligible AC train base fares booked through IRCTC; 1 point per ₹125 on other eligible purchases
Annual fee: ₹1,499 + GST
PhonePe SBI Card PURPLE
SBI Card
3 points per ₹100 on eligible PhonePe categories; 2 per ₹100 on eligible online spends; 1 per ₹100 on other eligible spends
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
PhonePe SBI Card SELECT BLACK
SBI Card
10 points per ₹100 on eligible PhonePe categories; 5 per ₹100 on eligible online spends; 1 per ₹100 on other eligible spends
Annual fee: ₹1,499 + GST (waived on ₹3 lakh eligible annual spend)
IndiGo SBI Card
SBI Card
3 BluChips per ₹100 on IndiGo app/web; 2 on hotels and travel; 1 on other eligible spends
Annual fee: ₹1,499 + GST
IndiGo SBI Card ELITE
SBI Card
7 BluChips per ₹100 on IndiGo app/web; 3 on hotels and travel; 2 on other eligible spends
Annual fee: ₹4,999 + GST
Flipkart SBI Card
SBI Card
5% cashback on Flipkart/Cleartrip, 7.5% on Myntra, 4% at selected merchants; 1% on other eligible spends
Annual fee: ₹500 + GST (waived on ₹3.5 lakh eligible annual spend)
IDFC FIRST Classic
IDFC FIRST Bank
10 points per ₹200 on eligible dining, travel, international and birthday purchases; 3 on other eligible categories
Annual fee: No fee
Chennai Super Kings ICICI Bank
ICICI Bank
10 points per ₹100 on eligible CSK match-day purchases; 2 on eligible domestic purchases
Annual fee: ₹500 + GST (waived on ₹1.5 lakh eligible annual spend)
EazyDiner IndusInd Bank Platinum
IndusInd Bank
2 points per ₹100 on eligible purchases; 0.7 on specified insurance, rent, utility and government spends
Annual fee: No fee
CRED IndusInd Bank RuPay
IndusInd Bank
5% in CRED Reward Points on eligible e-commerce/CRED transactions; 1% on other eligible purchases
Annual fee: ₹499 + GST
HSBC Taj
HSBC India
5 points per ₹100 at participating IHCL hotels; 1.5 on eligible standard purchases
Annual fee: ₹110,000 + GST
PhonePe HDFC Bank Uno
HDFC Bank
Reward Points on eligible PhonePe, UPI, utility, travel and online purchases
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
PhonePe HDFC Bank Ultimo
HDFC Bank
Enhanced Reward Points on eligible PhonePe, UPI, utility, travel and online purchases
Annual fee: ₹999 + GST (waived on ₹2 lakh eligible annual spend)
Kotak UPI RuPay Credit Card
Kotak Mahindra Bank
3 Kotak Reward Points per ₹100 on eligible UPI and regular card transactions
Annual fee: No annual fee