IndiGo SBI Card
SBI Card · Checked 2026-10-09
IndiGo SBI Card is a paid card focused on travel benefits, flights and reward points, charging ₹1,499 annually before GST.
CardIQ editorial view
Our take
IndiGo SBI Card is a paid card focused on travel benefits, flights and reward points, charging ₹1,499 annually before GST.
Who it suits
- People who prioritise travel benefits.
- People who prioritise flights.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 3 BluChips per ₹100 on IndiGo app/web; 2 on hotels and travel; 1 on other eligible spends.
- BluChips are airline rewards with variable redemption value.
- Domestic lounge access requires ₹50,000 spend in the preceding quarter; yearly and quarterly visit limits apply.
Trade-offs to understand
- Domestic lounge access requires ₹50,000 spend in the preceding quarter; yearly and quarterly visit limits apply.
- The ₹1,499 annual fee plus GST needs to be justified by benefits you will actually use.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes 3 bluchips per ₹100 on indigo app/web; 2 on hotels and travel; 1 on other eligible spends valuable enough to clear the fee. Factor in this condition: Domestic lounge access requires ₹50,000 spend in the preceding quarter; yearly and quarterly visit limits apply.
Compare before deciding
- Emirates ICICI Bank Rubyx — A lower-fee way to compare similar strengths in airport lounge access and reward points.
- RBL Bank World Safari Lite — A lower-fee way to compare similar strengths in reward points and flights.
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Benefits, limits and conditions
- BluChips are airline rewards with variable redemption value.
- Domestic lounge access requires ₹50,000 spend in the preceding quarter; yearly and quarterly visit limits apply.
- No BluChips on fuel, utility, government, rental, gaming, cross-sell or insurance categories.