ICICI Bank HPCL Super Saver
ICICI Bank · Checked 2026-10-09
ICICI Bank HPCL Super Saver is a paid card focused on fuel savings and reward points, charging ₹500 annually before GST.
CardIQ editorial view
Our take
ICICI Bank HPCL Super Saver is a paid card focused on fuel savings and reward points, charging ₹500 annually before GST.
Who it suits
- People who prioritise fuel savings.
- People who prioritise reward points.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 4% cashback on eligible HPCL fuel purchases, capped at ₹200 monthly.
- Eligible 1% fuel surcharge waiver is separate from cashback; transaction conditions apply.
Trade-offs to understand
- Eligible 1% fuel surcharge waiver is separate from cashback; transaction conditions apply.
- 20 points per ₹100 on eligible utilities, groceries and departmental stores, capped at 400 points monthly.
- The ₹500 annual fee plus GST needs to be justified by benefits you will actually use.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes 4% cashback on eligible hpcl fuel purchases, capped at ₹200 monthly valuable enough to clear the fee. Factor in this condition: Eligible 1% fuel surcharge waiver is separate from cashback; transaction conditions apply.
Compare before deciding
- HPCL ENERGIE BOBCARD — A similarly priced alternative for comparing reward points and fuel savings.
- IndianOil Axis Bank Credit Card — A similarly priced alternative for comparing reward points and fuel savings.
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Benefits, limits and conditions
- Eligible 1% fuel surcharge waiver is separate from cashback; transaction conditions apply.
- 20 points per ₹100 on eligible utilities, groceries and departmental stores, capped at 400 points monthly.
- Additional HP Pay benefits use Happy Coins and their own redemption rules.