cardIQ

Premium credit cards in India

Compare premium cards with higher fees, travel privileges, milestone benefits and enhanced rewards.

45 matching cards · Details checked against issuer or official partner sources.

SBI Card ELITE

SBI Card

5X points on eligible dining, groceries and departmental-store purchases

Annual fee: ₹4,999 + GST (waived on ₹10 lakh eligible annual spend)

Axis Bank ATLAS

Axis Bank

5 EDGE Miles per ₹100 on eligible airline, hotel and Travel EDGE spends

Annual fee: ₹5,000 + GST

Axis Bank SELECT

Axis Bank

10 EDGE points per ₹200 on eligible purchases

Annual fee: ₹3,000 + GST

Axis Bank MAGNUS

Axis Bank

12 EDGE points per ₹200 up to ₹1.5 lakh monthly eligible spend

Annual fee: ₹12,500 + GST (waived on ₹25 lakh eligible annual spend)

Axis Bank HORIZON

Axis Bank

5 EDGE Miles per ₹100 on eligible direct airlines and Travel EDGE

Annual fee: ₹3,000 + GST

ICICI Bank Sapphiro

ICICI Bank

2 points per ₹100 domestic and 4 per ₹100 international eligible spend

Annual fee: ₹3,500 + GST (waived on over ₹6 lakh eligible annual spend)

ICICI Bank Emeralde

ICICI Bank

4 points per ₹100 on eligible domestic and international purchases

Annual fee: ₹12,000 + GST (waived on over ₹10 lakh eligible annual spend)

ICICI Bank Emeralde Private Metal

ICICI Bank

6 points per ₹200 on eligible retail purchases

Annual fee: ₹12,499 + GST (waived on over ₹10 lakh eligible annual spend)

Emirates ICICI Bank Sapphiro

ICICI Bank

1.5 Skywards Miles per ₹100 on eligible domestic and international purchases

Annual fee: ₹5,000 + GST

IDFC FIRST Mayura

IDFC FIRST Bank

Up to 40X points on eligible travel bookings through the bank app

Annual fee: ₹5,999 + GST

IDFC FIRST Gaj

IDFC FIRST Bank

50 points per ₹150 on eligible bank-app hotel bookings

Annual fee: ₹12,500 + GST (waived on ₹10 lakh eligible annual spend)

American Express Membership Rewards

American Express India

1 Membership Rewards point per ₹50 on eligible purchases

Annual fee: ₹4,500 + GST (waived on ₹1.5 lakh eligible annual spend)

AU Zenith

AU Small Finance Bank

5 points per ₹100 on eligible dining, overseas, grocery and departmental-store purchases

Annual fee: ₹7,999 + GST (waived on ₹5 lakh qualifying annual spend)

AU Zenith+

AU Small Finance Bank

2 points per ₹100 on eligible travel, dining and foreign-currency purchases

Annual fee: ₹4,999 + GST (waived on ₹8 lakh qualifying annual spend)

KrisFlyer SBI Card Apex

SBI Card

10 KrisFlyer miles per ₹200 on Singapore Airlines Group; 8 on eligible international spends; 6 on other eligible spends

Annual fee: ₹9,999 + GST

IndiGo SBI Card ELITE

SBI Card

7 BluChips per ₹100 on IndiGo app/web; 3 on hotels and travel; 2 on other eligible spends

Annual fee: ₹4,999 + GST

SBI Card Miles Elite

SBI Card

6 Travel Credits per ₹200 on eligible travel; 2 per ₹200 on other eligible purchases

Annual fee: ₹4,999 + GST (waived on ₹15 lakh eligible annual spend)

UCO Bank SBI Card ELITE

SBI Card

10 points per ₹100 on dining, department stores and groceries; 2 on other eligible spends

Annual fee: ₹4,999 + GST (waived on ₹10 lakh eligible annual spend)

RBL Bank Icon

RBL Bank

20 points per ₹100 on eligible international purchases and weekend dining; 2 points on other eligible purchases

Annual fee: ₹5,000 + GST

RBL Bank World Safari

RBL Bank

5 points per ₹100 on eligible domestic travel; 2 on other eligible domestic purchases

Annual fee: ₹3,000 + GST

RBL Bank World Safari Plus

RBL Bank

Up to 5% rewards on RBL Rewards travel bookings; 2 points per ₹100 on domestic travel and 1 on other eligible domestic spends

Annual fee: ₹6,000 + GST

IDFC FIRST Private

IDFC FIRST Bank

10 points per ₹150 on eligible domestic purchases; 5 on eligible international purchases

Annual fee: ₹25,000 + GST

IDFC FIRST Diamond Reserve

IDFC FIRST Bank

Up to 10 points per ₹150 on eligible monthly purchases

Annual fee: ₹3,000 + GST (waived on ₹6 lakh eligible annual spend)

IndiGo IDFC FIRST Dual

IDFC FIRST Bank

3 BluChips per ₹100 on eligible regular purchases; 0.5 on UPI and specified essential categories

Annual fee: ₹4,999 + GST

Adani One ICICI Bank Signature

ICICI Bank

7 Adani points per ₹100 in the Adani One ecosystem; 2 internationally and 1.5 on eligible domestic purchases

Annual fee: ₹5,000 + GST (waived on ₹6 lakh eligible annual spend)

Times Black ICICI Bank

ICICI Bank

2% in reward points on eligible domestic purchases and 2.5% on eligible international purchases

Annual fee: ₹20,000 + GST (waived on ₹25 lakh eligible annual spend)

HSBC TravelOne

HSBC India

4 points per ₹100 on eligible flights, travel aggregators and foreign-currency purchases; 2 on other eligible purchases

Annual fee: ₹4,999 + GST (waived on over ₹8 lakh eligible annual spend)

HSBC Premier

HSBC India

3 points per ₹100 on eligible purchases

Annual fee: ₹20,000 + GST; waived for qualifying HSBC Premier relationships in India

HSBC Taj

HSBC India

5 points per ₹100 at participating IHCL hotels; 1.5 on eligible standard purchases

Annual fee: ₹110,000 + GST

Kotak Air+

Kotak Mahindra Bank

5 Air Miles per ₹100 on Kotak Unbox flights/hotels; 2 on other eligible domestic purchases

Annual fee: ₹3,000 + GST

HDFC Bank INFINIA Metal Edition

HDFC Bank

Premium Reward Points and SmartBuy benefits on eligible purchases

Annual fee: ₹12,500 + GST (waived on ₹10 lakh eligible annual spend)

YES BANK MARQUEE

YES BANK

Premium YES Rewardz and travel privileges

Annual fee: ₹4,999 + GST

IndiGo Kotak Premium Credit Card

Kotak Mahindra Bank

Up to 21 IndiGo BluChips per ₹100 on IndiGo bookings with premium welcome, milestone and lounge benefits

Annual fee: ₹3,000 + GST

Kotak White Reserve Credit Card

Kotak Mahindra Bank

White Pass milestone value, unlimited global lounge access and premium travel and lifestyle privileges

Annual fee: ₹12,500 + GST (waived on ₹10 lakh eligible annual spend)

Kotak White Credit Card

Kotak Mahindra Bank

White Pass milestone rewards with domestic and international airport-lounge access

Annual fee: ₹3,000 + GST (waived on ₹5 lakh eligible annual spend)

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