RBL Bank Shoppers Stop Black
RBL Bank · Checked 2026-10-09
RBL Bank Shoppers Stop Black is a premium card built around shopping rewards and reward points, with a ₹10,000 annual fee before GST.
CardIQ editorial view
Our take
RBL Bank Shoppers Stop Black is a premium card built around shopping rewards and reward points, with a ₹10,000 annual fee before GST.
Who it suits
- People who prioritise shopping rewards.
- People who prioritise reward points.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 15 points per ₹200 at Shoppers Stop; 4 on other eligible purchases.
Trade-offs to understand
- Shoppers Stop earn capped at 1,500 points/month; base earn capped at 500 points/month. 1 point = ₹1 at Shoppers Stop.
- Quarterly voucher milestones start at ₹2.5 lakh eligible spend.
- The ₹10,000 annual fee plus GST needs to be justified by benefits you will actually use.
CardIQ verdict
Shortlist it only if you can repeatedly use the premium benefits and comfortably recover the fee. Pay particular attention to this condition: Shoppers Stop earn capped at 1,500 points/month; base earn capped at 500 points/month. 1 point = ₹1 at Shoppers Stop.
Compare before deciding
- AU Zenith — A lower-fee way to compare similar strengths in shopping rewards and reward points.
- Adani One ICICI Bank Signature — A lower-fee way to compare similar strengths in shopping rewards and reward points.
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Benefits, limits and conditions
- Shoppers Stop earn capped at 1,500 points/month; base earn capped at 500 points/month. 1 point = ₹1 at Shoppers Stop.
- Quarterly voucher milestones start at ₹2.5 lakh eligible spend.