RBL Bank Icon
RBL Bank · Checked 2026-10-09
RBL Bank Icon is a premium card built around travel benefits, dining rewards and reward points, with a ₹5,000 annual fee before GST.
CardIQ editorial view
Our take
RBL Bank Icon is a premium card built around travel benefits, dining rewards and reward points, with a ₹5,000 annual fee before GST.
Who it suits
- People who prioritise travel benefits.
- People who prioritise dining rewards.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 20 points per ₹100 on eligible international purchases and weekend dining; 2 points on other eligible purchases.
- ₹99 + GST fee applies to reward redemption.
Trade-offs to understand
- International and weekend-dining earn are each capped at 2,000 points per month.
- The ₹5,000 annual fee plus GST needs to be justified by benefits you will actually use.
CardIQ verdict
Shortlist it only if you can repeatedly use the premium benefits and comfortably recover the fee. Pay particular attention to this condition: International and weekend-dining earn are each capped at 2,000 points per month.
Compare before deciding
- AU Zenith+ — A lower-fee way to compare similar strengths in reward points and travel benefits.
- SBI Card ELITE — A lower-fee way to compare similar strengths in reward points and travel benefits.
This CardIQ editorial assessment is maintained separately from issuer facts and commercial links. CardIQ may earn a commission from some applications. Verify current terms before applying.
Benefits, limits and conditions
- International and weekend-dining earn are each capped at 2,000 points per month.
- ₹99 + GST fee applies to reward redemption.