Invitation only
Axis Bank Freecharge
Axis Bank
Invite-only: available to eligible customers shown an invitation in the Freecharge app.
Invite-only and restricted credit cards in India
Research 37 invite-only and restricted-access Indian credit cards, including relationship, customer-segment and partner-channel requirements.
These cards are excluded from CardIQ’s general quiz because access cannot be assumed. An invitation, relationship or listed customer segment does not guarantee approval; the issuing bank decides eligibility.
Invitation only
Axis Bank Freecharge Plus
Axis Bank
Invite-only: available to eligible customers shown an invitation in the Freecharge app.
Existing relationship required
AU XCITE
AU Small Finance Bank
Available through AU SwipeUp for eligible existing credit-card holders; verify the upgrade offer with AU.
Existing relationship required
AU XCITE ACE
AU Small Finance Bank
Available through AU SwipeUp for eligible existing credit-card holders; verify the upgrade offer with AU.
Existing relationship required
AU XCITE ULTRA
AU Small Finance Bank
Available through AU SwipeUp for eligible existing credit-card holders; verify the upgrade offer with AU.
Issuer-selected access
AU InstaPay
AU Small Finance Bank
Available only to eligible existing AU credit-card holders; this is a supplementary card with a shared credit limit.
Issuer-selected access
Federal Bank RuPay Wave
Federal Bank
Available only to eligible existing Federal Bank primary credit-card holders through FedMobile.
Restricted customer segment
Shaurya SBI Card
SBI Card
For eligible defence personnel and their dependants; confirm the issuer’s service-category requirements. The quiz does not verify this eligibility.
Restricted customer segment
Shaurya Select SBI Card
SBI Card
For eligible defence personnel and their dependants; confirm the issuer’s service-category requirements. The quiz does not verify this eligibility.
Restricted customer segment
Doctor's SBI Card
SBI Card
For eligible medical professionals; professional eligibility is verified by the issuer. The quiz does not verify this eligibility.
Restricted customer segment
Doctor's SBI Card (in Association with IMA)
SBI Card
For eligible medical professionals; IMA membership is required for this IMA product. The quiz does not verify this eligibility.
Partner or branch channel
Bank of Maharashtra SBI Card PRIME
SBI Card
Bank-partner product; confirm availability through the partner bank. No online application is shown in the issuer catalog. The quiz does not verify this eligibility.
Partner or branch channel
Bank of Maharashtra SimplySAVE SBI Card
SBI Card
Bank-partner product; confirm availability through the partner bank. No online application is shown in the issuer catalog. The quiz does not verify this eligibility.
Partner or branch channel
UCO Bank SBI Card PRIME
SBI Card
Bank-partner product; confirm availability through the partner bank. No online application is shown in the issuer catalog. The quiz does not verify this eligibility.
Partner or branch channel
UCO Bank SimplySAVE SBI Card
SBI Card
Bank-partner product; confirm availability through the partner bank. No online application is shown in the issuer catalog. The quiz does not verify this eligibility.
Partner or branch channel
PSB SBI Card PRIME
SBI Card
Bank-partner product; confirm availability through the partner bank. No online application is shown in the issuer catalog. The quiz does not verify this eligibility.
Partner or branch channel
PSB SimplySAVE SBI Card
SBI Card
Bank-partner product; confirm availability through the partner bank. No online application is shown in the issuer catalog. The quiz does not verify this eligibility.
Partner or branch channel
City Union Bank SBI Card PRIME
SBI Card
Bank-partner product; confirm availability through the partner bank. No online application is shown in the issuer catalog. The quiz does not verify this eligibility.
Partner or branch channel
City Union Bank SimplySAVE SBI Card
SBI Card
Bank-partner product; confirm availability through the partner bank. No online application is shown in the issuer catalog. The quiz does not verify this eligibility.
Partner or branch channel
Karnataka Bank SBI Card PRIME
SBI Card
Bank-partner product; confirm availability through the partner bank. No online application is shown in the issuer catalog. The quiz does not verify this eligibility.
Partner or branch channel
Karnataka Bank SimplySAVE SBI Card
SBI Card
Bank-partner product; confirm availability through the partner bank. No online application is shown in the issuer catalog. The quiz does not verify this eligibility.
Partner or branch channel
South Indian Bank SBI Card PRIME
SBI Card
Bank-partner product; confirm availability through the partner bank. No online application is shown in the issuer catalog. The quiz does not verify this eligibility.
Partner or branch channel
South Indian Bank SimplySAVE SBI Card
SBI Card
Bank-partner product; confirm availability through the partner bank. No online application is shown in the issuer catalog. The quiz does not verify this eligibility.
Partner or branch channel
UCO Bank SBI Card ELITE
SBI Card
Bank-partner product; confirm availability through UCO Bank. No online application is shown in the issuer catalog. The quiz does not verify this eligibility.
Existing relationship required
RBL Bank Aspire Banking
RBL Bank
Only for qualifying RBL Aspire Banking customers; maintain the required account relationship. The quiz does not verify this eligibility.
Existing relationship required
RBL Bank Signature Banking
RBL Bank
Only for qualifying RBL Signature Banking customers; maintain the required account relationship. The quiz does not verify this eligibility.
Existing relationship required
RBL Bank QuickPay
RBL Bank
Available only to selected existing RBL Bank credit-card customers. The quiz does not verify this eligibility.
Invitation only
IDFC FIRST Private
IDFC FIRST Bank
Invitation-only product offered by IDFC FIRST Bank. The quiz does not verify this eligibility.
Restricted customer segment
ICICI Bank Parakram
ICICI Bank
For eligible Indian defence and paramilitary personnel. The quiz does not verify this eligibility.
Restricted customer segment
ICICI Bank Parakram Select
ICICI Bank
For eligible Indian defence and paramilitary personnel. The quiz does not verify this eligibility.
Issuer-selected access
CRED IndusInd Bank RuPay
IndusInd Bank
Apply through CRED; availability and app eligibility must be confirmed in the CRED application journey. The quiz does not verify this eligibility.
Issuer-selected access
IndusInd Bank Samman
IndusInd Bank
For eligible government-sector employees. The quiz does not verify this eligibility.
Existing relationship required
HSBC Premier
HSBC India
Available only to HSBC Premier banking customers who meet the relationship criteria. The quiz does not verify this eligibility.
Issuer-selected access
HDFC Bank INFINIA Metal Edition
HDFC Bank
Subject to HDFC Bank availability and approval.
Issuer-selected access
HDFC Bank UPI RuPay Credit Card
HDFC Bank
Subject to HDFC Bank availability and approval.
Issuer-selected access
BOBCARD TIARA
BOBCARD
Subject to BOBCARD availability and approval.
Issuer-selected access
Kotak UPI RuPay Credit Card
Kotak Mahindra Bank
Subject to Kotak Mahindra Bank availability, eligibility and approval.