RBL Bank QuickPay
RBL Bank · Checked 2026-10-09
RBL Bank QuickPay is a paid card focused on shopping rewards and reward points, charging ₹99 annually before GST.
CardIQ editorial view
Our take
RBL Bank QuickPay is a paid card focused on shopping rewards and reward points, charging ₹99 annually before GST.
Who it suits
- People who prioritise shopping rewards.
- People who prioritise reward points.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 1 point per ₹200 on eligible purchases.
Trade-offs to understand
- The ₹99 annual fee plus GST needs to be justified by benefits you will actually use.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes 1 point per ₹200 on eligible purchases valuable enough to clear the fee. Factor in this condition: The ₹99 annual fee plus GST needs to be justified by benefits you will actually use.
Compare before deciding
- AU Prathama — A higher-fee option to compare for broader benefits around shopping rewards and reward points.
- AU LIT — A lower-fee way to compare similar strengths in shopping rewards and reward points.
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Benefits, limits and conditions
- Virtual RuPay card; physical card issuance costs ₹250 + GST on request.
- Offline UPI payments below ₹2,000 at small merchants do not qualify for product benefits.