KrisFlyer SBI Card
SBI Card · Checked 2026-10-09
KrisFlyer SBI Card is a paid card focused on travel benefits, flights and reward points, charging ₹2,999 annually before GST.
CardIQ editorial view
Our take
KrisFlyer SBI Card is a paid card focused on travel benefits, flights and reward points, charging ₹2,999 annually before GST.
Who it suits
- People who prioritise travel benefits.
- People who prioritise flights.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 5 KrisFlyer miles per ₹200 on Singapore Airlines Group; 5 on eligible international spends; 2 on other eligible spends.
- Miles are airline rewards with variable redemption value, not rupee cashback.
- Domestic and international lounge access has quarterly and yearly limits.
Trade-offs to understand
- Domestic and international lounge access has quarterly and yearly limits.
- The ₹2,999 annual fee plus GST needs to be justified by benefits you will actually use.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes 5 krisflyer miles per ₹200 on singapore airlines group; 5 on eligible international spends; 2 on other eligible spends valuable enough to clear the fee. Factor in this condition: Domestic and international lounge access has quarterly and yearly limits.
Compare before deciding
- Axis Bank HORIZON — A higher-fee option to compare for broader benefits around airport lounge access and reward points.
- RBL Bank World Safari — A higher-fee option to compare for broader benefits around reward points and flights.
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Benefits, limits and conditions
- Miles are airline rewards with variable redemption value, not rupee cashback.
- Domestic and international lounge access has quarterly and yearly limits.