cardIQ

RuPay and UPI credit cards in India

Compare RuPay credit cards that may be linked to supported UPI apps, alongside their fees and rewards.

60 matching cards · Details checked against issuer or official partner sources.

Fibe Axis Bank Credit Card

Axis Bank

3% cashback on eligible food delivery, entertainment and local commute

Annual fee: No annual fee

ICICI Bank HPCL Super Saver

ICICI Bank

4% cashback on eligible HPCL fuel purchases, capped at ₹200 monthly

Annual fee: ₹500 + GST (waived on over ₹1.5 lakh eligible annual spend)

MakeMyTrip ICICI Bank Credit Card

ICICI Bank

6% myCash on eligible MakeMyTrip hotels; 3% on flights, buses and cabs

Annual fee: ₹999 + GST (waived on over ₹3 lakh eligible annual spend)

IDFC FIRST Select

IDFC FIRST Bank

10X points on eligible dining, travel, international and birthday purchases

Annual fee: No annual fee

IDFC FIRST Wealth

IDFC FIRST Bank

10X points on eligible dining, travel, international and birthday purchases

Annual fee: No annual fee

IDFC FIRST Power

IDFC FIRST Bank

21 points per ₹150 on eligible HPCL fuel purchases

Annual fee: ₹199 + GST (waived on ₹50,000 eligible annual spend)

IDFC FIRST Power+

IDFC FIRST Bank

30 points per ₹150 on eligible HPCL fuel purchases

Annual fee: ₹499 + GST (waived on ₹1.5 lakh eligible annual spend)

IDFC FIRST EA₹N

IDFC FIRST Bank

1% cashback on eligible UPI payments through the bank app

Annual fee: ₹499 + GST

IDFC FIRST WOW! Black

IDFC FIRST Bank

4 points per ₹150 on eligible online, offline and international purchases

Annual fee: ₹750 + GST (waived on ₹1.5 lakh eligible annual spend)

Axis Bank KWIK

Axis Bank

2 EDGE REWARD points per ₹200 on eligible purchases

Annual fee: No annual fee

Google Pay Flex Axis Bank

Axis Bank

1 Star per cumulative ₹500 of eligible spending

Annual fee: No annual fee; fees currently waived per issuer page

Scapia Axis Bank

Axis Bank

4% travel redemption value on eligible Scapia-app flight, hotel and bus bookings

Annual fee: No annual fee

CheQ AU

AU Small Finance Bank

24 CheQ points per ₹200 on eligible partner-brand and CheQ-app purchases

Annual fee: No annual fee

ixigo AU

AU Small Finance Bank

Published 2.5% rewards on eligible domestic online, offline and UPI spending

Annual fee: No annual fee; currently offered lifetime-free; confirm acquisition eligibility

Paytm AU

AU Small Finance Bank

2 reward points per ₹100 on eligible Paytm UPI purchases of ₹100–₹2,000

Annual fee: No annual fee

AU InstaPay

AU Small Finance Bank

1% cashback on eligible merchant UPI purchases of ₹200 or more

Annual fee: No annual fee

PhonePe SBI Card PURPLE

SBI Card

3 points per ₹100 on eligible PhonePe categories; 2 per ₹100 on eligible online spends; 1 per ₹100 on other eligible spends

Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)

PhonePe SBI Card SELECT BLACK

SBI Card

10 points per ₹100 on eligible PhonePe categories; 5 per ₹100 on eligible online spends; 1 per ₹100 on other eligible spends

Annual fee: ₹1,499 + GST (waived on ₹3 lakh eligible annual spend)

Reliance SBI Card

SBI Card

10 points per ₹100 on AJIO/JioMart online; 5 at other participating Reliance stores; 1 on other eligible purchases

Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)

Reliance SBI Card PRIME

SBI Card

20 points per ₹100 on AJIO/JioMart online; 10 at other participating Reliance stores; 2 on other eligible purchases

Annual fee: ₹2,999 + GST (waived on ₹3 lakh eligible annual spend)

Tata Neu Plus SBI Card

SBI Card

2% NeuCoins on eligible Tata brand purchases; 1% on other eligible purchases including UPI

Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)

Tata Neu Infinity SBI Card

SBI Card

5% NeuCoins on eligible Tata brand purchases; 1.5% on other eligible purchases including UPI

Annual fee: ₹1,499 + GST (waived on ₹3 lakh eligible annual spend)

Google Pay Flex SBI Card

SBI Card

1 Star per ₹500 cumulative eligible spend; 2 Stars if the previous cycle had at least ₹100 spend

Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)

IndianOil RBL Bank

RBL Bank

10 Fuel Points per ₹100 at eligible IndianOil stations; 1 per ₹100 on other eligible purchases

Annual fee: ₹500 + GST (waived on ₹1.75 lakh eligible annual spend)

IndianOil RBL Bank XTRA

RBL Bank

15 Fuel Points per ₹100 at eligible IndianOil stations; 2 per ₹100 on other eligible purchases

Annual fee: ₹1,500 + GST (waived on ₹2.75 lakh eligible annual spend)

IRCTC RBL Bank

RBL Bank

5 points per ₹200 on IRCTC train bookings; 2 on IRCTC flights/hotels; 1 on other eligible purchases

Annual fee: ₹500 + GST

RBL Bank QuickPay

RBL Bank

1 point per ₹200 on eligible purchases

Annual fee: ₹99 + GST

IDFC FIRST Hello Cashback

IDFC FIRST Bank

3% on eligible online spends up to ₹10,000 per cycle; 5% on incremental online spend above ₹10,000

Annual fee: ₹1,000 + GST (waived on ₹2 lakh eligible annual spend)

IDFC FIRST Quantum+

IDFC FIRST Bank

1% on eligible online spend up to ₹10,000 per cycle; 2% on incremental online spend above ₹10,000

Annual fee: No fee

IndiGo IDFC FIRST Dual

IDFC FIRST Bank

3 BluChips per ₹100 on eligible regular purchases; 0.5 on UPI and specified essential categories

Annual fee: ₹4,999 + GST

IndusInd Bank Jio-bp Mobility+

IndusInd Bank

12 Smiles per ₹100 at participating Jio-bp outlets; 5 on dining/groceries; 2 on other eligible purchases

Annual fee: No fee

CRED IndusInd Bank RuPay

IndusInd Bank

5% in CRED Reward Points on eligible e-commerce/CRED transactions; 1% on other eligible purchases

Annual fee: ₹499 + GST

IndusInd Bank Samman

IndusInd Bank

1% cashback on eligible retail purchases

Annual fee: ₹199 + GST (waived on ₹75,000 eligible annual spend)

HSBC RuPay Cashback

HSBC India

10% cashback on eligible dining, food delivery and groceries; 1% on other eligible purchases

Annual fee: ₹499 + GST (waived on over ₹2 lakh eligible annual spend)

Kotak Cashback+

Kotak Mahindra Bank

5% on eligible online food, groceries and entertainment; 3% on fuel; 0.5% on other eligible purchases

Annual fee: ₹750 + GST (waived on ₹2 lakh eligible annual spend)

PhonePe HDFC Bank Uno

HDFC Bank

Reward Points on eligible PhonePe, UPI, utility, travel and online purchases

Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)

PhonePe HDFC Bank Ultimo

HDFC Bank

Enhanced Reward Points on eligible PhonePe, UPI, utility, travel and online purchases

Annual fee: ₹999 + GST (waived on ₹2 lakh eligible annual spend)

HDFC Bank UPI RuPay Credit Card

HDFC Bank

CashPoints on eligible UPI and other card purchases

Annual fee: ₹99 + GST (waived on ₹25,000 eligible annual spend)

PNB RuPay Platinum

Punjab National Bank

Reward points on eligible retail purchases

Annual fee: ₹500 + GST

PNB RuPay Select

Punjab National Bank

Reward points and RuPay Select privileges on eligible purchases

Annual fee: ₹750 + GST

PNB RuPay Millennial

Punjab National Bank

Reward points and lifestyle benefits on eligible purchases

Annual fee: ₹999 + GST

HPCL ENERGIE BOBCARD

BOBCARD

Fuel benefits and rewards on eligible HPCL purchases

Annual fee: ₹500 + GST

IRCTC BOBCARD

BOBCARD

Railway rewards and savings on eligible IRCTC bookings

Annual fee: ₹350 + GST

BOBCARD Scapia

BOBCARD

Scapia coins on eligible purchases and travel bookings

Annual fee: No fee

RBL Bank SalarySe UP Credit Card

RBL Bank

Accelerated reward points on eligible UPI payments made through SalarySe

Annual fee: ₹499 + GST (waived on ₹2 lakh eligible annual spend)

CUB SalarySe Level UP Credit Card

City Union Bank

Accelerated reward points on eligible SalarySe UPI, online and offline purchases

Annual fee: ₹500 + GST (waived on ₹2 lakh eligible annual spend)

PNB Zaggle Twin Credit Card

Punjab National Bank

Partner rewards and network benefits on eligible personal purchases

Annual fee: ₹499 + GST

Kotak UPI RuPay Credit Card

Kotak Mahindra Bank

3 Kotak Reward Points per ₹100 on eligible UPI and regular card transactions

Annual fee: No annual fee

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