Utkarsh super.money superCard
Utkarsh Small Finance Bank · Checked 2026-10-11
Utkarsh super.money superCard is a secured card for people building or rebuilding credit while keeping rewards secondary to access.
CardIQ editorial view
Our take
Utkarsh super.money superCard is a secured card for people building or rebuilding credit while keeping rewards secondary to access.
Who it suits
- People who prioritise RuPay UPI payments.
- People who prioritise straightforward cashback.
- Applicants comfortable backing the card with the issuer's required fixed deposit.
Key strengths
- Cashback on eligible UPI and non-UPI purchases through super.money.
Trade-offs to understand
- Cashback on eligible UPI and non-UPI purchases through super.money; issuer and partner caps, exclusions and redemption rules apply.
CardIQ verdict
Consider it when the fixed-deposit route is useful to you; compare the deposit requirement and exit conditions before applying.
Compare before deciding
- SBM Kredit.Pe Credit Card — A higher-fee option to compare for broader benefits around building credit with a fixed deposit and RuPay UPI payments.
- Federal Paisabazaar Paisaback Credit Card — A higher-fee option to compare for broader benefits around RuPay UPI payments and straightforward cashback.
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Benefits, limits and conditions
- Cashback on eligible UPI and non-UPI purchases through super.money; issuer and partner caps, exclusions and redemption rules apply.
- The regulated issuing bank, not the fintech partner, approves and issues this credit card.
- Confirm current acquisition offers and fees before applying.