SBI Card ELITE
SBI Card
5X points on eligible dining, groceries and departmental-store purchases
Annual fee: ₹4,999 + GST (waived on ₹10 lakh eligible annual spend)
Compare cards offering travel rewards, airline or hotel benefits, lounge access and lower foreign-currency costs.
122 matching cards · Details checked against issuer or official partner sources.
SBI Card
5X points on eligible dining, groceries and departmental-store purchases
Annual fee: ₹4,999 + GST (waived on ₹10 lakh eligible annual spend)
SBI Card
10 points per ₹100 on eligible dining, groceries and departmental stores
Annual fee: ₹2,999 + GST (waived on ₹3 lakh eligible annual spend)
SBI Card
10 points per ₹100 on eligible Air India ticket bookings
Annual fee: ₹4,999 + GST
Axis Bank
5 EDGE Miles per ₹100 on eligible airline, hotel and Travel EDGE spends
Annual fee: ₹5,000 + GST
Axis Bank
10 EDGE points per ₹200 on eligible purchases
Annual fee: ₹3,000 + GST
Axis Bank
12 EDGE points per ₹200 up to ₹1.5 lakh monthly eligible spend
Annual fee: ₹12,500 + GST (waived on ₹25 lakh eligible annual spend)
Axis Bank
5 EDGE Miles per ₹100 on eligible direct airlines and Travel EDGE
Annual fee: ₹3,000 + GST
Axis Bank
10 EDGE points per ₹200 on eligible purchases
Annual fee: No annual fee; current Amex acquisition offer; confirm fee terms
ICICI Bank
2 points per ₹100 domestic and 4 per ₹100 international eligible spend
Annual fee: ₹3,500 + GST (waived on over ₹6 lakh eligible annual spend)
ICICI Bank
4 points per ₹100 on eligible domestic and international purchases
Annual fee: ₹12,000 + GST (waived on over ₹10 lakh eligible annual spend)
ICICI Bank
6 points per ₹200 on eligible retail purchases
Annual fee: ₹12,499 + GST (waived on over ₹10 lakh eligible annual spend)
ICICI Bank
1 Skywards Mile per ₹100 on eligible domestic and international purchases
Annual fee: ₹1,000 + GST
ICICI Bank
1.5 Skywards Miles per ₹100 on eligible domestic and international purchases
Annual fee: ₹5,000 + GST
ICICI Bank
6% myCash on eligible MakeMyTrip hotels; 3% on flights, buses and cabs
Annual fee: ₹999 + GST (waived on over ₹3 lakh eligible annual spend)
IDFC FIRST Bank
10 points per ₹200 on eligible dining, travel, international and birthday spends
Annual fee: No annual fee
IDFC FIRST Bank
10X points on eligible dining, travel, international and birthday purchases
Annual fee: No annual fee
IDFC FIRST Bank
10X points on eligible dining, travel, international and birthday purchases
Annual fee: No annual fee
IDFC FIRST Bank
Up to 4 points per ₹200 on eligible purchases
Annual fee: No annual fee
IDFC FIRST Bank
Up to 40X points on eligible travel bookings through the bank app
Annual fee: ₹2,999 + GST
IDFC FIRST Bank
Up to 40X points on eligible travel bookings through the bank app
Annual fee: ₹5,999 + GST
IDFC FIRST Bank
50 points per ₹150 on eligible bank-app hotel bookings
Annual fee: ₹12,500 + GST (waived on ₹10 lakh eligible annual spend)
IDFC FIRST Bank
4 points per ₹150 on eligible online, offline and international purchases
Annual fee: ₹750 + GST (waived on ₹1.5 lakh eligible annual spend)
American Express India
1 Membership Rewards point per ₹50 on eligible purchases
Annual fee: ₹5,000 + GST
HDFC Bank
5% NeuCoins on eligible non-EMI partner Tata brand purchases
Annual fee: ₹1,499 + GST (waived on ₹3 lakh eligible annual spend)
Axis Bank
3 IndiGo BluChips per ₹100 on eligible IndiGo purchases
Annual fee: No annual fee; limited-period nil-fee offer
Axis Bank
7 IndiGo BluChips per ₹100 on eligible IndiGo purchases
Annual fee: ₹5,000 + GST
Axis Bank
4 Miles & More award miles per ₹200 of eligible spending
Annual fee: ₹3,500 + GST
Axis Bank
10 EDGE REWARD points per ₹200 on eligible purchases
Annual fee: ₹1,500 + GST (waived on ₹5 lakh qualifying annual spend)
Axis Bank
4% travel redemption value on eligible Scapia-app flight, hotel and bus bookings
Annual fee: No annual fee
Axis Bank
6 SpiceClub points per ₹200 on eligible SpiceJet card purchases
Annual fee: ₹750 + GST
Axis Bank
12 SpiceClub points per ₹200 on eligible SpiceJet card purchases
Annual fee: ₹2,000 + GST
AU Small Finance Bank
5 reward points per ₹100 on eligible shopping, dining and travel
Annual fee: ₹2,000 + GST (waived on ₹3 lakh qualifying annual spend)
AU Small Finance Bank
24 CheQ points per ₹200 on eligible partner-brand and CheQ-app purchases
Annual fee: No annual fee
AU Small Finance Bank
Published 2.5% rewards on eligible domestic online, offline and UPI spending
Annual fee: No annual fee; currently offered lifetime-free; confirm acquisition eligibility
AU Small Finance Bank
2 reward points per ₹100 on eligible Paytm UPI purchases of ₹100–₹2,000
Annual fee: No annual fee
AU Small Finance Bank
8 reward points per ₹100 on eligible online purchases
Annual fee: ₹749 + GST (waived on ₹2 lakh qualifying annual spend)
AU Small Finance Bank
4 reward points per ₹100 on eligible groceries and departmental stores
Annual fee: ₹2,999 + GST (waived on ₹1.5 lakh qualifying annual spend)
AU Small Finance Bank
5 points per ₹100 on eligible dining, overseas, grocery and departmental-store purchases
Annual fee: ₹7,999 + GST (waived on ₹5 lakh qualifying annual spend)
AU Small Finance Bank
2 points per ₹100 on eligible travel, dining and foreign-currency purchases
Annual fee: ₹4,999 + GST (waived on ₹8 lakh qualifying annual spend)
Federal Bank
3X rewards on eligible travel and international spending
Annual fee: No annual fee; current limited-period lifetime-free acquisition offer
SBI Card
10 points per ₹100 at Apollo; 2 per ₹100 on dining, entertainment and travel; 1 per ₹200 on other eligible purchases
Annual fee: ₹1,499 + GST (waived on ₹3 lakh eligible annual spend)
SBI Card
5 points per ₹100 on eligible Air India bookings; 2 per ₹100 on other eligible spends
Annual fee: ₹1,499 + GST
SBI Card
10% value back on eligible AC train base fares booked through IRCTC; 1 point per ₹125 on other eligible purchases
Annual fee: ₹1,499 + GST
SBI Card
10% value back on eligible AC train base fares booked through IRCTC; 1 point per ₹125 on other eligible purchases
Annual fee: ₹500 + GST
SBI Card
5 points per ₹100 on eligible medical supplies, travel and international spends; 1 point per ₹100 on other eligible purchases
Annual fee: ₹1,499 + GST
SBI Card
5 points per ₹100 on eligible medical supplies, travel and international spends; 1 point per ₹100 on other eligible purchases
Annual fee: ₹1,499 + GST
SBI Card
3 points per ₹100 on eligible PhonePe categories; 2 per ₹100 on eligible online spends; 1 per ₹100 on other eligible spends
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
SBI Card
10 points per ₹100 on eligible PhonePe categories; 5 per ₹100 on eligible online spends; 1 per ₹100 on other eligible spends
Annual fee: ₹1,499 + GST (waived on ₹3 lakh eligible annual spend)
SBI Card
20 points per ₹100 on AJIO/JioMart online; 10 at other participating Reliance stores; 2 on other eligible purchases
Annual fee: ₹2,999 + GST (waived on ₹3 lakh eligible annual spend)
SBI Card
3% value back in points on eligible Paytm travel purchases; 1% on other eligible purchases
Annual fee: ₹499 + GST
SBI Card
5% value back in points on eligible Paytm travel purchases; 1% on other eligible purchases
Annual fee: ₹1,499 + GST
SBI Card
5 KrisFlyer miles per ₹200 on Singapore Airlines Group; 5 on eligible international spends; 2 on other eligible spends
Annual fee: ₹2,999 + GST
SBI Card
10 KrisFlyer miles per ₹200 on Singapore Airlines Group; 8 on eligible international spends; 6 on other eligible spends
Annual fee: ₹9,999 + GST
SBI Card
3 BluChips per ₹100 on IndiGo app/web; 2 on hotels and travel; 1 on other eligible spends
Annual fee: ₹1,499 + GST
SBI Card
7 BluChips per ₹100 on IndiGo app/web; 3 on hotels and travel; 2 on other eligible spends
Annual fee: ₹4,999 + GST
SBI Card
2 Travel Credits per ₹200 on eligible travel; 1 per ₹200 on other eligible purchases
Annual fee: ₹1,499 + GST (waived on ₹6 lakh eligible annual spend)
SBI Card
4 Travel Credits per ₹200 on eligible travel; 2 per ₹200 on other eligible purchases
Annual fee: ₹2,999 + GST (waived on ₹10 lakh eligible annual spend)
SBI Card
6 Travel Credits per ₹200 on eligible travel; 2 per ₹200 on other eligible purchases
Annual fee: ₹4,999 + GST (waived on ₹15 lakh eligible annual spend)
SBI Card
10 points per ₹100 on dining, department stores and groceries; 2 on other eligible spends
Annual fee: ₹4,999 + GST (waived on ₹10 lakh eligible annual spend)
RBL Bank
2% cashback on flights, hotels, shopping and vouchers through the RBL Rewards portal; 1% on other eligible purchases
Annual fee: ₹1,000 + GST
RBL Bank
3% cashback on RBL Rewards portal flights, hotels, shopping and vouchers; 1% on other eligible purchases
Annual fee: ₹1,500 + GST; waived for qualifying Aspire Banking customers
RBL Bank
4% cashback on RBL Rewards portal flights, hotels, shopping and vouchers; 1% on other eligible purchases
Annual fee: ₹2,500 + GST; waived for qualifying Signature Banking customers
RBL Bank
20 points per ₹100 on eligible international purchases and weekend dining; 2 points on other eligible purchases
Annual fee: ₹5,000 + GST
RBL Bank
5 points per ₹200 on IRCTC train bookings; 2 on IRCTC flights/hotels; 1 on other eligible purchases
Annual fee: ₹500 + GST
RBL Bank
10 points per ₹100 on eligible dining, groceries, entertainment and international purchases; 2 on other eligible purchases
Annual fee: ₹2,000 + GST
RBL Bank
10 points per ₹100 on eligible dining, groceries, entertainment and international purchases; 2 on other eligible purchases
Annual fee: ₹2,500 + GST
RBL Bank
10 points per ₹100 on eligible international purchases; 2 on other eligible purchases
Annual fee: ₹1,500 + GST
RBL Bank
5 points per ₹100 on eligible domestic travel; 2 on other eligible domestic purchases
Annual fee: ₹3,000 + GST
RBL Bank
5 points per ₹100 on RBL Rewards portal flights/hotels; 1 on eligible domestic travel
Annual fee: ₹1,000 + GST
RBL Bank
Up to 5% rewards on RBL Rewards travel bookings; 2 points per ₹100 on domestic travel and 1 on other eligible domestic spends
Annual fee: ₹6,000 + GST
IDFC FIRST Bank
10 points per ₹200 on eligible dining, travel, international and birthday purchases; 3 on other eligible categories
Annual fee: No fee
IDFC FIRST Bank
10 points per ₹150 on eligible domestic purchases; 5 on eligible international purchases
Annual fee: ₹25,000 + GST
IDFC FIRST Bank
Up to 10 points per ₹150 on eligible monthly purchases
Annual fee: ₹3,000 + GST (waived on ₹6 lakh eligible annual spend)
IDFC FIRST Bank
3 BluChips per ₹100 on eligible regular purchases; 0.5 on UPI and specified essential categories
Annual fee: ₹4,999 + GST
IDFC FIRST Bank
10 points per ₹125 on LIC premiums; 5 on other eligible purchases
Annual fee: No fee
ICICI Bank
3 Adani points per ₹100 in the Adani One ecosystem; 1.5 internationally and 1 on eligible domestic purchases
Annual fee: ₹750 + GST (waived on ₹3 lakh eligible annual spend)
ICICI Bank
7 Adani points per ₹100 in the Adani One ecosystem; 2 internationally and 1.5 on eligible domestic purchases
Annual fee: ₹5,000 + GST (waived on ₹6 lakh eligible annual spend)
ICICI Bank
2 Skywards miles per ₹100 on eligible domestic and international purchases
Annual fee: ₹10,000 + GST
ICICI Bank
2% in reward points on eligible domestic purchases and 2.5% on eligible international purchases
Annual fee: ₹20,000 + GST (waived on ₹25 lakh eligible annual spend)
IndusInd Bank
1 point per ₹100 on eligible weekdays; 2 on eligible weekends
Annual fee: No fee
IndusInd Bank
2.5 points per ₹100 on eligible e-commerce; 1.5 on online travel/airlines; 1 on other eligible purchases
Annual fee: No fee
IndusInd Bank
1 point per ₹100 initially; higher annual incremental-spend slabs earn up to 6 points per ₹100
Annual fee: No fee
IndusInd Bank
10 points per ₹100 on eligible hotels, travel, shopping and entertainment; 4 on other eligible non-dining purchases
Annual fee: ₹2,999 + GST
IndusInd Bank
1.5 points per ₹150 on eligible purchases
Annual fee: No fee
IndusInd Bank
2 points per ₹100 on eligible UPI transactions; 1 on other eligible purchases
Annual fee: No fee
IndusInd Bank
5% in CRED Reward Points on eligible e-commerce/CRED transactions; 1% on other eligible purchases
Annual fee: ₹499 + GST
HSBC India
4 points per ₹100 on eligible flights, travel aggregators and foreign-currency purchases; 2 on other eligible purchases
Annual fee: ₹4,999 + GST (waived on over ₹8 lakh eligible annual spend)
HSBC India
3 points per ₹100 on eligible purchases
Annual fee: ₹20,000 + GST; waived for qualifying HSBC Premier relationships in India
HSBC India
5 points per ₹100 at participating IHCL hotels; 1.5 on eligible standard purchases
Annual fee: ₹110,000 + GST
HSBC India
2 points per ₹150 on eligible purchases
Annual fee: No fee
Kotak Mahindra Bank
5 Air Miles per ₹100 on Kotak Unbox flights/hotels; 2 on other eligible domestic purchases
Annual fee: ₹3,000 + GST
HDFC Bank
Reward Points on eligible PhonePe, UPI, utility, travel and online purchases
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
HDFC Bank
Enhanced Reward Points on eligible PhonePe, UPI, utility, travel and online purchases
Annual fee: ₹999 + GST (waived on ₹2 lakh eligible annual spend)
HDFC Bank
Premium Reward Points and SmartBuy benefits on eligible purchases
Annual fee: ₹12,500 + GST (waived on ₹10 lakh eligible annual spend)
HDFC Bank
Premium Reward Points and accelerated SmartBuy rewards on eligible purchases
Annual fee: ₹10,000 + GST (waived on ₹8 lakh eligible annual spend)
HDFC Bank
Reward Points, milestone vouchers and travel privileges on eligible spends
Annual fee: ₹2,500 + GST (waived on ₹4 lakh eligible annual spend)
HDFC Bank
Reward Points and dining, entertainment and travel benefits
Annual fee: ₹1,000 + GST (waived on ₹3 lakh eligible annual spend)
HDFC Bank
Marriott Bonvoy Points and hotel benefits on eligible purchases
Annual fee: ₹3,000 + GST
HDFC Bank
Reward Points for eligible railway bookings and everyday purchases
Annual fee: ₹500 + GST (waived on ₹1.5 lakh eligible annual spend)
Punjab National Bank
Reward points and RuPay Select privileges on eligible purchases
Annual fee: ₹750 + GST
Punjab National Bank
Reward points and Platinum privileges on eligible purchases
Annual fee: ₹500 + GST
Punjab National Bank
Premium rewards and travel privileges on eligible purchases
Annual fee: ₹2,000 + GST
BOBCARD
Accelerated rewards on eligible travel and dining spends
Annual fee: ₹2,499 + GST
BOBCARD
Etihad Guest miles and premium travel benefits
Annual fee: ₹4,999 + GST
BOBCARD
Etihad Guest miles on eligible purchases
Annual fee: ₹2,499 + GST
BOBCARD
Accelerated rewards on eligible travel, dining and international spends
Annual fee: ₹1,000 + GST
BOBCARD
Accelerated rewards and lifestyle benefits for eligible cardholders
Annual fee: ₹2,499 + GST
BOBCARD
Railway rewards and savings on eligible IRCTC bookings
Annual fee: ₹350 + GST
BOBCARD
Scapia coins on eligible purchases and travel bookings
Annual fee: No fee
IDBI Bank
Accelerated Delight Points and travel privileges
Annual fee: ₹1,499 + GST
IDBI Bank
Accelerated Delight Points on eligible travel spends
Annual fee: ₹1,499 + GST (waived on ₹1.5 lakh eligible annual spend)
YES BANK
Premium YES Rewardz and travel privileges
Annual fee: ₹4,999 + GST
YES BANK
Accelerated YES Rewardz on eligible online and offline purchases
Annual fee: ₹2,499 + GST
YES BANK
Accelerated YES Rewardz on eligible online shopping
Annual fee: ₹999 + GST
YES BANK
Enhanced health, wellness and travel benefits
Annual fee: ₹1,999 + GST
Punjab National Bank
Partner rewards and network benefits on eligible personal purchases
Annual fee: ₹499 + GST
Federal Bank
Scapia coins on eligible purchases and travel bookings
Annual fee: No fee
Kotak Mahindra Bank
Up to 19 IndiGo BluChips per ₹100 on IndiGo bookings; 2 on dining and entertainment; 1 on other eligible spends
Annual fee: ₹1,500 + GST
Kotak Mahindra Bank
Up to 21 IndiGo BluChips per ₹100 on IndiGo bookings with premium welcome, milestone and lounge benefits
Annual fee: ₹3,000 + GST
Kotak Mahindra Bank
White Pass milestone value, unlimited global lounge access and premium travel and lifestyle privileges
Annual fee: ₹12,500 + GST (waived on ₹10 lakh eligible annual spend)
Kotak Mahindra Bank
White Pass milestone rewards with domestic and international airport-lounge access
Annual fee: ₹3,000 + GST (waived on ₹5 lakh eligible annual spend)
Kotak Mahindra Bank
10 Zen Points per ₹150 on eligible shopping and 5 per ₹150 on other eligible purchases
Annual fee: ₹1,500 + GST (waived on ₹1.5 lakh eligible annual spend)