YES BANK RESERV
YES BANK · Checked 2026-10-11
YES BANK RESERV is a paid card focused on travel benefits, airport lounge access and reward points, charging ₹2,499 annually before GST.
CardIQ editorial view
Our take
YES BANK RESERV is a paid card focused on travel benefits, airport lounge access and reward points, charging ₹2,499 annually before GST.
Who it suits
- People who prioritise travel benefits.
- People who prioritise airport lounge access.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- Accelerated YES Rewardz on eligible online and offline purchases.
- Confirm current acquisition offers and fee-waiver conditions with the issuer.
Trade-offs to understand
- Accelerated YES Rewardz on eligible online and offline purchases; issuer caps, exclusions and redemption rules apply.
- Confirm current acquisition offers and fee-waiver conditions with the issuer.
- The ₹2,499 annual fee plus GST needs to be justified by benefits you will actually use.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes accelerated yes rewardz on eligible online and offline purchases valuable enough to clear the fee. Factor in this condition: Accelerated YES Rewardz on eligible online and offline purchases; issuer caps, exclusions and redemption rules apply.
Compare before deciding
- BOBCARD ETERNA — A similarly priced alternative for comparing airport lounge access and reward points.
- HDFC Bank Regalia Gold — A higher-fee option to compare for broader benefits around airport lounge access and reward points.
This CardIQ editorial assessment is maintained separately from issuer facts and commercial links. CardIQ may earn a commission from some applications. Verify current terms before applying.
Benefits, limits and conditions
- Accelerated YES Rewardz on eligible online and offline purchases; issuer caps, exclusions and redemption rules apply.
- Confirm current acquisition offers and fee-waiver conditions with the issuer.
- Approval, card network and benefits remain subject to the issuer's current terms.