EazyDiner IndusInd Bank Signature
IndusInd Bank · Checked 2026-10-09
EazyDiner IndusInd Bank Signature is a paid card focused on dining rewards, shopping rewards and travel benefits, charging ₹2,999 annually before GST.
CardIQ editorial view
Our take
EazyDiner IndusInd Bank Signature is a paid card focused on dining rewards, shopping rewards and travel benefits, charging ₹2,999 annually before GST.
Who it suits
- People who prioritise dining rewards.
- People who prioritise shopping rewards.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 10 points per ₹100 on eligible hotels, travel, shopping and entertainment; 4 on other eligible non-dining purchases.
Trade-offs to understand
- 25% extra PayEazy discount up to ₹1,000 per transaction; ₹2,000 monthly base cap, rising to ₹5,000 with ₹30,000 prior-month non-dining spend.
- The ₹2,999 annual fee plus GST needs to be justified by benefits you will actually use.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes 10 points per ₹100 on eligible hotels, travel, shopping and entertainment; 4 on other eligible non-dining purchases valuable enough to clear the fee. Factor in this condition: 25% extra PayEazy discount up to ₹1,000 per transaction; ₹2,000 monthly base cap, rising to ₹5,000 with ₹30,000 prior-month non-dining spend.
Compare before deciding
- Reliance SBI Card PRIME — A similarly priced alternative for comparing shopping rewards and reward points.
- SBI Card PRIME — A similarly priced alternative for comparing shopping rewards and reward points.
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Benefits, limits and conditions
- 25% extra PayEazy discount up to ₹1,000 per transaction; ₹2,000 monthly base cap, rising to ₹5,000 with ₹30,000 prior-month non-dining spend.
- Fuel and dining do not earn the stated card points; EazyPoints are a separate loyalty currency.