RBL Bank Platinum Maxima
RBL Bank · Checked 2026-10-09
RBL Bank Platinum Maxima is a paid card focused on shopping rewards, dining rewards and travel benefits, charging ₹2,000 annually before GST.
CardIQ editorial view
Our take
RBL Bank Platinum Maxima is a paid card focused on shopping rewards, dining rewards and travel benefits, charging ₹2,000 annually before GST.
Who it suits
- People who prioritise shopping rewards.
- People who prioritise dining rewards.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 10 points per ₹100 on eligible dining, groceries, entertainment and international purchases; 2 on other eligible purchases.
- ₹99 + GST reward-redemption fee applies.
Trade-offs to understand
- Accelerated earn capped at 1,000 points per month.
- The ₹2,000 annual fee plus GST needs to be justified by benefits you will actually use.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes 10 points per ₹100 on eligible dining, groceries, entertainment and international purchases; 2 on other eligible purchases valuable enough to clear the fee. Factor in this condition: Accelerated earn capped at 1,000 points per month.
Compare before deciding
- AU Ananta — A similarly priced alternative for comparing shopping rewards and reward points.
- Apollo SBI Card SELECT — A lower-fee way to compare similar strengths in shopping rewards and reward points.
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Benefits, limits and conditions
- Accelerated earn capped at 1,000 points per month.
- ₹99 + GST reward-redemption fee applies.