IndiGo Kotak Credit Card
Kotak Mahindra Bank · Checked 2026-10-17
A mid-fee airline card for regular IndiGo flyers who can use BluChips and milestone vouchers before they expire.
CardIQ editorial view
Our take
A mid-fee airline card for regular IndiGo flyers who can use BluChips and milestone vouchers before they expire.
Who it suits
- Regular IndiGo flyers.
- People comfortable redeeming rewards inside the IndiGo programme.
Key strengths
- Up to 19 IndiGo BluChips per ₹100 on eligible IndiGo bookings.
Trade-offs to understand
- The ₹1,500 annual fee has no published spend waiver.
- Bonus vouchers have six-month validity and value is concentrated in IndiGo.
CardIQ verdict
Shortlist it when IndiGo is already your normal airline; occasional flyers should compare a flexible travel-rewards card.
Compare before deciding
- Kotak Air+ — Compare for travel value that is not tied to one airline.
- IDFC FIRST IndiGo Credit Card — Compare another IndiGo-linked earning structure and fee.
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Benefits, limits and conditions
- Welcome voucher of 2,500 IndiGo BluChips.
- Spend milestones can provide vouchers worth up to 7,500 IndiGo BluChips.
- Welcome, milestone and renewal vouchers expire six months after issue; reward exclusions apply.