TVS Credit RBL Bank Gold
RBL Bank · Checked 2026-10-09
TVS Credit RBL Bank Gold is a paid card focused on travel benefits, dining rewards and reward points, charging ₹1,500 annually before GST.
CardIQ editorial view
Our take
TVS Credit RBL Bank Gold is a paid card focused on travel benefits, dining rewards and reward points, charging ₹1,500 annually before GST.
Who it suits
- People who prioritise travel benefits.
- People who prioritise dining rewards.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 10 points per ₹100 on eligible international purchases; 2 on other eligible purchases.
Trade-offs to understand
- 5% EazyDiner cashback capped at ₹250 per month.
- ₹500 shopping/dining voucher on ₹50,000 eligible quarterly spend.
- The ₹1,500 annual fee plus GST needs to be justified by benefits you will actually use.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes 10 points per ₹100 on eligible international purchases; 2 on other eligible purchases valuable enough to clear the fee. Factor in this condition: 5% EazyDiner cashback capped at ₹250 per month.
Compare before deciding
- Apollo SBI Card SELECT — A lower-fee way to compare similar strengths in reward points and travel benefits.
- IRCTC SBI Card Premier — A lower-fee way to compare similar strengths in reward points and travel benefits.
This CardIQ editorial assessment is maintained separately from issuer facts and commercial links. CardIQ may earn a commission from some applications. Verify current terms before applying.
Benefits, limits and conditions
- 5% EazyDiner cashback capped at ₹250 per month.
- ₹500 shopping/dining voucher on ₹50,000 eligible quarterly spend.