RBL Bank Shoprite
RBL Bank · Checked 2026-10-09
RBL Bank Shoprite is a paid card focused on shopping rewards and reward points, charging ₹500 annually before GST.
CardIQ editorial view
Our take
RBL Bank Shoprite is a paid card focused on shopping rewards and reward points, charging ₹500 annually before GST.
Who it suits
- People who prioritise shopping rewards.
- People who prioritise reward points.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 20 points per ₹100 on eligible groceries; 1 on other eligible purchases.
- ₹99 + GST reward-redemption fee applies.
Trade-offs to understand
- Grocery earn capped at 1,000 points per month.
- The ₹500 annual fee plus GST needs to be justified by benefits you will actually use.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes 20 points per ₹100 on eligible groceries; 1 on other eligible purchases valuable enough to clear the fee. Factor in this condition: Grocery earn capped at 1,000 points per month.
Compare before deciding
- AU Tejas — A similarly priced alternative for comparing shopping rewards and reward points.
- Axis Bank MY ZONE — A similarly priced alternative for comparing shopping rewards and reward points.
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Benefits, limits and conditions
- Grocery earn capped at 1,000 points per month.
- ₹99 + GST reward-redemption fee applies.