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Groceries credit cards in India

Compare cards offering accelerated rewards or cashback on supermarket and grocery purchases.

45 matching cards · Details checked against issuer or official partner sources.

SBI Card ELITE

SBI Card

5X points on eligible dining, groceries and departmental-store purchases

Annual fee: ₹4,999 + GST (waived on ₹10 lakh eligible annual spend)

SBI Card PRIME

SBI Card

10 points per ₹100 on eligible dining, groceries and departmental stores

Annual fee: ₹2,999 + GST (waived on ₹3 lakh eligible annual spend)

SimplySAVE SBI Card

SBI Card

10 points per ₹150 on eligible dining, movies, groceries and departmental stores

Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)

BPCL SBI Card OCTANE

SBI Card

25 points per ₹100 on eligible BPCL fuel purchases

Annual fee: ₹1,499 + GST (waived on ₹2 lakh eligible annual spend)

ICICI Bank HPCL Super Saver

ICICI Bank

4% cashback on eligible HPCL fuel purchases, capped at ₹200 monthly

Annual fee: ₹500 + GST (waived on over ₹1.5 lakh eligible annual spend)

ICICI Bank Emeralde Private Metal

ICICI Bank

6 points per ₹200 on eligible retail purchases

Annual fee: ₹12,499 + GST (waived on over ₹10 lakh eligible annual spend)

IDFC FIRST Power

IDFC FIRST Bank

21 points per ₹150 on eligible HPCL fuel purchases

Annual fee: ₹199 + GST (waived on ₹50,000 eligible annual spend)

IDFC FIRST Power+

IDFC FIRST Bank

30 points per ₹150 on eligible HPCL fuel purchases

Annual fee: ₹499 + GST (waived on ₹1.5 lakh eligible annual spend)

IndianOil Axis Bank Premium

Axis Bank

6 EDGE MILES per ₹150 on eligible IndianOil fuel purchases

Annual fee: ₹1,000 + GST (waived on ₹30,000 qualifying annual spend)

IndiGo Axis Bank

Axis Bank

3 IndiGo BluChips per ₹100 on eligible IndiGo purchases

Annual fee: No annual fee; limited-period nil-fee offer

AU Altura

AU Small Finance Bank

2% cashback on eligible groceries, departmental stores and utilities

Annual fee: ₹199 + GST (waived on ₹40,000 qualifying annual spend)

AU Laksya

AU Small Finance Bank

5 reward points per ₹100 on eligible grocery, departmental-store and contactless purchases

Annual fee: ₹1,000 + GST (waived on ₹2 lakh qualifying annual spend)

AU XCITE

AU Small Finance Bank

15 points per ₹100 on eligible dining, movies, groceries and departmental stores

Annual fee: ₹249 + GST (waived on ₹1 lakh qualifying annual spend)

AU Vetta

AU Small Finance Bank

4 reward points per ₹100 on eligible groceries and departmental stores

Annual fee: ₹2,999 + GST (waived on ₹1.5 lakh qualifying annual spend)

AU Zenith

AU Small Finance Bank

5 points per ₹100 on eligible dining, overseas, grocery and departmental-store purchases

Annual fee: ₹7,999 + GST (waived on ₹5 lakh qualifying annual spend)

AU InstaPay

AU Small Finance Bank

1% cashback on eligible merchant UPI purchases of ₹200 or more

Annual fee: No annual fee

Federal Bank Imperio

Federal Bank

3X rewards on eligible healthcare and grocery spending

Annual fee: No annual fee; current limited-period lifetime-free acquisition offer

Shaurya SBI Card

SBI Card

5 points per ₹100 on CSD, dining, movies, department stores and groceries; 1 point on other eligible spends

Annual fee: ₹250 + GST (waived on ₹50,000 eligible annual spend)

Shaurya Select SBI Card

SBI Card

10 points per ₹100 on CSD, dining, movies, department stores and groceries; 2 points on other eligible spends

Annual fee: ₹1,499 + GST (waived on ₹1.5 lakh eligible annual spend)

Bank of Maharashtra SBI Card PRIME

SBI Card

10 points per ₹100 on dining, department stores and groceries; 2 on other eligible retail spends

Annual fee: ₹2,999 + GST (waived on ₹3 lakh eligible annual spend)

Bank of Maharashtra SimplySAVE SBI Card

SBI Card

10 points per ₹150 on dining, movies, department stores and groceries; 1 on other eligible spends

Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)

UCO Bank SBI Card PRIME

SBI Card

10 points per ₹100 on dining, department stores and groceries; 2 on other eligible retail spends

Annual fee: ₹2,999 + GST (waived on ₹3 lakh eligible annual spend)

UCO Bank SimplySAVE SBI Card

SBI Card

10 points per ₹150 on dining, movies, department stores and groceries; 1 on other eligible spends

Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)

PSB SBI Card PRIME

SBI Card

10 points per ₹100 on dining, department stores and groceries; 2 on other eligible retail spends

Annual fee: ₹2,999 + GST (waived on ₹3 lakh eligible annual spend)

PSB SimplySAVE SBI Card

SBI Card

10 points per ₹150 on dining, movies, department stores and groceries; 1 on other eligible spends

Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)

City Union Bank SBI Card PRIME

SBI Card

10 points per ₹100 on dining, department stores and groceries; 2 on other eligible retail spends

Annual fee: ₹2,999 + GST (waived on ₹3 lakh eligible annual spend)

City Union Bank SimplySAVE SBI Card

SBI Card

10 points per ₹150 on dining, movies, department stores and groceries; 1 on other eligible spends

Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)

Karnataka Bank SBI Card PRIME

SBI Card

10 points per ₹100 on dining, department stores and groceries; 2 on other eligible retail spends

Annual fee: ₹2,999 + GST (waived on ₹3 lakh eligible annual spend)

Karnataka Bank SimplySAVE SBI Card

SBI Card

10 points per ₹150 on dining, movies, department stores and groceries; 1 on other eligible spends

Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)

South Indian Bank SBI Card PRIME

SBI Card

10 points per ₹100 on dining, department stores and groceries; 2 on other eligible retail spends

Annual fee: ₹2,999 + GST (waived on ₹3 lakh eligible annual spend)

South Indian Bank SimplySAVE SBI Card

SBI Card

10 points per ₹150 on dining, movies, department stores and groceries; 1 on other eligible spends

Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)

UCO Bank SBI Card ELITE

SBI Card

10 points per ₹100 on dining, department stores and groceries; 2 on other eligible spends

Annual fee: ₹4,999 + GST (waived on ₹10 lakh eligible annual spend)

RBL Bank Platinum Maxima

RBL Bank

10 points per ₹100 on eligible dining, groceries, entertainment and international purchases; 2 on other eligible purchases

Annual fee: ₹2,000 + GST

RBL Bank Platinum Maxima Plus

RBL Bank

10 points per ₹100 on eligible dining, groceries, entertainment and international purchases; 2 on other eligible purchases

Annual fee: ₹2,500 + GST

RBL Bank Shoprite

RBL Bank

20 points per ₹100 on eligible groceries; 1 on other eligible purchases

Annual fee: ₹500 + GST (waived on ₹1.5 lakh eligible annual spend)

ICICI Bank Parakram

ICICI Bank

5 points per ₹100 on eligible groceries, department stores and CSD; 1 on other eligible domestic purchases

Annual fee: No fee

ICICI Bank Parakram Select

ICICI Bank

10 points per ₹100 on eligible groceries, department stores and CSD; 2 on other eligible domestic purchases

Annual fee: No fee

IndusInd Bank Jio-bp Mobility+

IndusInd Bank

12 Smiles per ₹100 at participating Jio-bp outlets; 5 on dining/groceries; 2 on other eligible purchases

Annual fee: No fee

HSBC Live+

HSBC India

10% cashback on eligible dining, food delivery and grocery purchases; 1.5% on other eligible purchases

Annual fee: ₹999 + GST (waived on over ₹2 lakh eligible annual spend)

HSBC RuPay Cashback

HSBC India

10% cashback on eligible dining, food delivery and groceries; 1% on other eligible purchases

Annual fee: ₹499 + GST (waived on over ₹2 lakh eligible annual spend)

Kotak Cashback+

Kotak Mahindra Bank

5% on eligible online food, groceries and entertainment; 3% on fuel; 0.5% on other eligible purchases

Annual fee: ₹750 + GST (waived on ₹2 lakh eligible annual spend)

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