BPCL SBI Card OCTANE
SBI Card · Checked 2026-10-09
BPCL SBI Card OCTANE is a paid card focused on fuel savings, dining rewards and reward points, charging ₹1,499 annually before GST.
CardIQ editorial view
Our take
BPCL SBI Card OCTANE is a paid card focused on fuel savings, dining rewards and reward points, charging ₹1,499 annually before GST.
Who it suits
- People who prioritise fuel savings.
- People who prioritise dining rewards.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 25 points per ₹100 on eligible BPCL fuel purchases.
- Fuel rewards capped at 2,500 points per billing cycle; reward value is 6.25%, before eligible surcharge waiver.
- Up to 4 domestic lounge visits yearly, maximum 1 per quarter; issuer conditions apply.
Trade-offs to understand
- Fuel rewards capped at 2,500 points per billing cycle; reward value is 6.25%, before eligible surcharge waiver.
- 10 points per ₹100 on eligible dining, groceries, movies and departmental stores, capped at 7,500 points monthly.
- Up to 4 domestic lounge visits yearly, maximum 1 per quarter; issuer conditions apply.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes 25 points per ₹100 on eligible bpcl fuel purchases valuable enough to clear the fee. Factor in this condition: Fuel rewards capped at 2,500 points per billing cycle; reward value is 6.25%, before eligible surcharge waiver.
Compare before deciding
- IndianOil Axis Bank Premium — A lower-fee way to compare similar strengths in reward points and airport lounge access.
- IDFC FIRST Power+ — A lower-fee way to compare similar strengths in reward points and airport lounge access.
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Benefits, limits and conditions
- Fuel rewards capped at 2,500 points per billing cycle; reward value is 6.25%, before eligible surcharge waiver.
- 10 points per ₹100 on eligible dining, groceries, movies and departmental stores, capped at 7,500 points monthly.
- Up to 4 domestic lounge visits yearly, maximum 1 per quarter; issuer conditions apply.