cardIQ

Cashback credit cards in India

Compare cards that return eligible spending as direct cashback, including caps, exclusions and annual fees.

60 matching cards · Details checked against issuer or official partner sources.

CASHBACK SBI Card

SBI Card

5% online and 1% offline cashback on eligible purchases

Annual fee: ₹999 + GST (waived on ₹2 lakh eligible annual spend)

Titan SBI Card

SBI Card

6 points per ₹100 on eligible purchases outside Titan brands

Annual fee: ₹2,999 + GST (waived on ₹3 lakh eligible annual spend)

Axis Bank ACE

Axis Bank

5% on eligible Google Pay bills; 4% on Swiggy, Zomato and Ola

Annual fee: ₹499 + GST (waived on over ₹2 lakh eligible annual spend)

Flipkart Axis Bank Credit Card

Axis Bank

5% on Flipkart and Cleartrip; 7.5% on Myntra

Annual fee: ₹500 + GST (waived on over ₹3.5 lakh eligible annual spend)

Airtel Axis Bank Credit Card

Axis Bank

25% on eligible Airtel bills and 10% on other utilities via Airtel Thanks

Annual fee: ₹500 + GST (waived on over ₹2 lakh eligible annual spend)

Axis Bank NEO

Axis Bank

1 EDGE point per ₹200 on eligible purchases

Annual fee: ₹250 + GST

Fibe Axis Bank Credit Card

Axis Bank

3% cashback on eligible food delivery, entertainment and local commute

Annual fee: No annual fee

ICICI Bank HPCL Super Saver

ICICI Bank

4% cashback on eligible HPCL fuel purchases, capped at ₹200 monthly

Annual fee: ₹500 + GST (waived on over ₹1.5 lakh eligible annual spend)

ICICI Bank HPCL Coral

ICICI Bank

2.5% cashback on eligible HPCL fuel purchases, capped at ₹100 monthly

Annual fee: ₹199 + GST (waived on ₹50,000 eligible annual spend)

MakeMyTrip ICICI Bank Credit Card

ICICI Bank

6% myCash on eligible MakeMyTrip hotels; 3% on flights, buses and cabs

Annual fee: ₹999 + GST (waived on over ₹3 lakh eligible annual spend)

IDFC FIRST EA₹N

IDFC FIRST Bank

1% cashback on eligible UPI payments through the bank app

Annual fee: ₹499 + GST

Axis Bank Freecharge Plus

Axis Bank

5% cashback on eligible Freecharge purchases

Annual fee: ₹350 + GST (waived on ₹50,000 qualifying annual spend)

Flipkart Axis Bank SuperElite

Axis Bank

Up to 12 additional SuperCoins per ₹100 on eligible Flipkart purchases

Annual fee: ₹500 + GST (waived on over ₹2 lakh qualifying annual spend)

Google Pay Flex Axis Bank

Axis Bank

1 Star per cumulative ₹500 of eligible spending

Annual fee: No annual fee; fees currently waived per issuer page

Axis Bank MY ZONE EASY

Axis Bank

4 EDGE REWARD points per ₹200 on eligible domestic purchases

Annual fee: ₹500 + GST

Samsung Axis Bank Signature

Axis Bank

10% cashback on eligible Samsung purchases, including eligible EMI purchases

Annual fee: ₹500 + GST (waived on over ₹2 lakh qualifying annual spend)

Scapia Axis Bank

Axis Bank

4% travel redemption value on eligible Scapia-app flight, hotel and bus bookings

Annual fee: No annual fee

AU Altura

AU Small Finance Bank

2% cashback on eligible groceries, departmental stores and utilities

Annual fee: ₹199 + GST (waived on ₹40,000 qualifying annual spend)

AU Altura+

AU Small Finance Bank

1.5% cashback on eligible offline purchases, capped at ₹100 per statement cycle

Annual fee: ₹499 + GST (waived on ₹80,000 qualifying annual spend)

CheQ AU

AU Small Finance Bank

24 CheQ points per ₹200 on eligible partner-brand and CheQ-app purchases

Annual fee: No annual fee

AU LIT

AU Small Finance Bank

Customisable rewards through separately purchased benefit packages

Annual fee: No annual fee

AU XCITE ACE

AU Small Finance Bank

Up to 3% cashback after meeting eligible monthly spending thresholds

Annual fee: ₹749 + GST (waived on ₹2 lakh qualifying annual spend)

AU Tejas

AU Small Finance Bank

5 reward points per ₹100 on eligible AU Rewardz purchases

Annual fee: ₹500 + GST (waived on ₹1.5 lakh qualifying annual spend)

AU InstaPay

AU Small Finance Bank

1% cashback on eligible merchant UPI purchases of ₹200 or more

Annual fee: No annual fee

SBI Card Unnati

SBI Card

1 point per ₹100 on eligible purchases

Annual fee: No fee for first four years; ₹499 + GST from year five

IRCTC SBI Card Premier

SBI Card

10% value back on eligible AC train base fares booked through IRCTC; 1 point per ₹125 on other eligible purchases

Annual fee: ₹1,499 + GST

PhonePe SBI Card PURPLE

SBI Card

3 points per ₹100 on eligible PhonePe categories; 2 per ₹100 on eligible online spends; 1 per ₹100 on other eligible spends

Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)

PhonePe SBI Card SELECT BLACK

SBI Card

10 points per ₹100 on eligible PhonePe categories; 5 per ₹100 on eligible online spends; 1 per ₹100 on other eligible spends

Annual fee: ₹1,499 + GST (waived on ₹3 lakh eligible annual spend)

Paytm SBI Card

SBI Card

3% value back in points on eligible Paytm travel purchases; 1% on other eligible purchases

Annual fee: ₹499 + GST

Paytm SBI Card SELECT

SBI Card

5% value back in points on eligible Paytm travel purchases; 1% on other eligible purchases

Annual fee: ₹1,499 + GST

KrisFlyer SBI Card

SBI Card

5 KrisFlyer miles per ₹200 on Singapore Airlines Group; 5 on eligible international spends; 2 on other eligible spends

Annual fee: ₹2,999 + GST

KrisFlyer SBI Card Apex

SBI Card

10 KrisFlyer miles per ₹200 on Singapore Airlines Group; 8 on eligible international spends; 6 on other eligible spends

Annual fee: ₹9,999 + GST

Flipkart SBI Card

SBI Card

5% cashback on Flipkart/Cleartrip, 7.5% on Myntra, 4% at selected merchants; 1% on other eligible spends

Annual fee: ₹500 + GST (waived on ₹3.5 lakh eligible annual spend)

RBL Bank Apex

RBL Bank

2% cashback on flights, hotels, shopping and vouchers through the RBL Rewards portal; 1% on other eligible purchases

Annual fee: ₹1,000 + GST

RBL Bank Aspire Banking

RBL Bank

3% cashback on RBL Rewards portal flights, hotels, shopping and vouchers; 1% on other eligible purchases

Annual fee: ₹1,500 + GST; waived for qualifying Aspire Banking customers

RBL Bank Signature Banking

RBL Bank

4% cashback on RBL Rewards portal flights, hotels, shopping and vouchers; 1% on other eligible purchases

Annual fee: ₹2,500 + GST; waived for qualifying Signature Banking customers

RBL Bank Cookies

RBL Bank

10% cashback on Zomato, Myntra and Uber; 5 points per ₹100 on online purchases and 1 point on other eligible purchases

Annual fee: ₹100 + GST per month (₹1,200 + GST yearly equivalent); next month waived at ₹5,000 eligible monthly spend

RBL Bank Jalsa

RBL Bank

5% cashback on eligible Blinkit, Zepto, Myntra, Swiggy, Zomato, Meesho, Urban Company, Flipkart and AJIO purchases

Annual fee: ₹999 + GST

RBL Bank Patanjali Vishisht

RBL Bank

10% cashback at eligible Patanjali stores/website; 1 point per ₹100 on other eligible purchases

Annual fee: ₹499 + GST

RBL Bank Patanjali Swarn

RBL Bank

10% cashback at eligible Patanjali stores/website; 1 point per ₹100 on other eligible purchases

Annual fee: ₹1,499 + GST

TVS Credit RBL Bank Gold

RBL Bank

10 points per ₹100 on eligible international purchases; 2 on other eligible purchases

Annual fee: ₹1,500 + GST

IDFC FIRST Hello Cashback

IDFC FIRST Bank

3% on eligible online spends up to ₹10,000 per cycle; 5% on incremental online spend above ₹10,000

Annual fee: ₹1,000 + GST (waived on ₹2 lakh eligible annual spend)

IDFC FIRST Quantum+

IDFC FIRST Bank

1% on eligible online spend up to ₹10,000 per cycle; 2% on incremental online spend above ₹10,000

Annual fee: No fee

IndusInd Bank Samman

IndusInd Bank

1% cashback on eligible retail purchases

Annual fee: ₹199 + GST (waived on ₹75,000 eligible annual spend)

HSBC Live+

HSBC India

10% cashback on eligible dining, food delivery and grocery purchases; 1.5% on other eligible purchases

Annual fee: ₹999 + GST (waived on over ₹2 lakh eligible annual spend)

HSBC RuPay Cashback

HSBC India

10% cashback on eligible dining, food delivery and groceries; 1% on other eligible purchases

Annual fee: ₹499 + GST (waived on over ₹2 lakh eligible annual spend)

Kotak Cashback+

Kotak Mahindra Bank

5% on eligible online food, groceries and entertainment; 3% on fuel; 0.5% on other eligible purchases

Annual fee: ₹750 + GST (waived on ₹2 lakh eligible annual spend)

HDFC Bank Millennia

HDFC Bank

5% CashBack Points on eligible partner merchants and 1% on other eligible spends

Annual fee: ₹1,000 + GST (waived on ₹1 lakh eligible annual spend)

HDFC Bank PIXEL Play

HDFC Bank

Customisable cashback on selected eligible categories and merchants

Annual fee: ₹500 + GST (waived on ₹1 lakh eligible annual spend)

HDFC Bank PIXEL Go

HDFC Bank

Cashback on eligible everyday purchases through the PIXEL programme

Annual fee: ₹250 + GST (waived on ₹50,000 eligible annual spend)

Swiggy HDFC Bank Credit Card

HDFC Bank

Cashback on eligible Swiggy, online and everyday purchases

Annual fee: ₹500 + GST (waived on ₹2 lakh eligible annual spend)

Swiggy Ornge HDFC Bank Credit Card

HDFC Bank

Cashback and Swiggy membership benefits on eligible purchases

Annual fee: ₹500 + GST (waived on ₹1.5 lakh eligible annual spend)

Swiggy BLCK HDFC Bank Credit Card

HDFC Bank

Enhanced cashback and Swiggy BLCK membership benefits on eligible purchases

Annual fee: ₹1,000 + GST (waived on ₹2 lakh eligible annual spend)

BOBCARD Cashback

BOBCARD

Cashback on eligible online and other purchases

Annual fee: ₹499 + GST

Snapdeal BOBCARD

BOBCARD

Cashback on eligible Snapdeal purchases and rewards on other spends

Annual fee: ₹249 + GST

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