SimplyCLICK SBI Card
SBI Card · Checked 2026-10-09
SimplyCLICK SBI Card is a paid card focused on shopping rewards, online spending and reward points, charging ₹499 annually before GST.
CardIQ editorial view
Our take
SimplyCLICK SBI Card is a paid card focused on shopping rewards, online spending and reward points, charging ₹499 annually before GST.
Who it suits
- People who prioritise shopping rewards.
- People who prioritise online spending.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 10X points with listed online partners; 5X on other eligible online spends.
Trade-offs to understand
- Partner list and excluded categories are defined by SBI Card.
- 1 base point per ₹100 on other eligible purchases.
- Renewal fee reversed at ₹1 lakh eligible annual spend.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes 10x points with listed online partners; 5x on other eligible online spends valuable enough to clear the fee. Factor in this condition: Partner list and excluded categories are defined by SBI Card.
Compare before deciding
- AU Altura+ — A similarly priced alternative for comparing shopping rewards and reward points.
- CRED IndusInd Bank RuPay — A similarly priced alternative for comparing shopping rewards and reward points.
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Benefits, limits and conditions
- Partner list and excluded categories are defined by SBI Card.
- 1 base point per ₹100 on other eligible purchases.
- Renewal fee reversed at ₹1 lakh eligible annual spend.