Axis Bank MAGNUS
Axis Bank
12 EDGE points per ₹200 up to ₹1.5 lakh monthly eligible spend
Annual fee: ₹12,500 + GST (waived on ₹25 lakh eligible annual spend)
Super premium credit cards in India
Compare top-tier cards charging ₹10,000 or more annually and assess whether their premium benefits justify the fee.
13 matching cards · Details checked against issuer or official partner sources.
ICICI Bank Emeralde
ICICI Bank
4 points per ₹100 on eligible domestic and international purchases
Annual fee: ₹12,000 + GST (waived on over ₹10 lakh eligible annual spend)
ICICI Bank Emeralde Private Metal
ICICI Bank
6 points per ₹200 on eligible retail purchases
Annual fee: ₹12,499 + GST (waived on over ₹10 lakh eligible annual spend)
IDFC FIRST Gaj
IDFC FIRST Bank
50 points per ₹150 on eligible bank-app hotel bookings
Annual fee: ₹12,500 + GST (waived on ₹10 lakh eligible annual spend)
RBL Bank Shoppers Stop Black
RBL Bank
15 points per ₹200 at Shoppers Stop; 4 on other eligible purchases
Annual fee: ₹10,000 + GST
IDFC FIRST Private
IDFC FIRST Bank
10 points per ₹150 on eligible domestic purchases; 5 on eligible international purchases
Annual fee: ₹25,000 + GST
Emirates Skywards ICICI Bank Emeralde
ICICI Bank
2 Skywards miles per ₹100 on eligible domestic and international purchases
Annual fee: ₹10,000 + GST
Times Black ICICI Bank
ICICI Bank
2% in reward points on eligible domestic purchases and 2.5% on eligible international purchases
Annual fee: ₹20,000 + GST (waived on ₹25 lakh eligible annual spend)
HSBC Premier
HSBC India
3 points per ₹100 on eligible purchases
Annual fee: ₹20,000 + GST; waived for qualifying HSBC Premier relationships in India
HSBC Taj
HSBC India
5 points per ₹100 at participating IHCL hotels; 1.5 on eligible standard purchases
Annual fee: ₹110,000 + GST
HDFC Bank INFINIA Metal Edition
HDFC Bank
Premium Reward Points and SmartBuy benefits on eligible purchases
Annual fee: ₹12,500 + GST (waived on ₹10 lakh eligible annual spend)
HDFC Bank Diners Club Black Metal Edition
HDFC Bank
Premium Reward Points and accelerated SmartBuy rewards on eligible purchases
Annual fee: ₹10,000 + GST (waived on ₹8 lakh eligible annual spend)
Kotak White Reserve Credit Card
Kotak Mahindra Bank
White Pass milestone value, unlimited global lounge access and premium travel and lifestyle privileges
Annual fee: ₹12,500 + GST (waived on ₹10 lakh eligible annual spend)