SimplyCLICK SBI Card
SBI Card
10X points with listed online partners; 5X on other eligible online spends
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
Low annual fee credit cards in India
Compare accessible cards charging no more than ₹500 annually before taxes and fee waivers.
136 matching cards · Details checked against issuer or official partner sources.
SimplySAVE SBI Card
SBI Card
10 points per ₹150 on eligible dining, movies, groceries and departmental stores
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
BPCL SBI Card
SBI Card
13 points per ₹100 on eligible BPCL fuel purchases
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
Axis Bank ACE
Axis Bank
5% on eligible Google Pay bills; 4% on Swiggy, Zomato and Ola
Annual fee: ₹499 + GST (waived on over ₹2 lakh eligible annual spend)
Flipkart Axis Bank Credit Card
Axis Bank
5% on Flipkart and Cleartrip; 7.5% on Myntra
Annual fee: ₹500 + GST (waived on over ₹3.5 lakh eligible annual spend)
Airtel Axis Bank Credit Card
Axis Bank
25% on eligible Airtel bills and 10% on other utilities via Airtel Thanks
Annual fee: ₹500 + GST (waived on over ₹2 lakh eligible annual spend)
IndianOil Axis Bank Credit Card
Axis Bank
20 EDGE points per ₹100 on eligible IndianOil fuel purchases
Annual fee: ₹500 + GST
Axis Bank MY ZONE
Axis Bank
4 EDGE points per ₹200 on eligible purchases
Annual fee: ₹500 + GST
Axis Bank NEO
Axis Bank
1 EDGE point per ₹200 on eligible purchases
Annual fee: ₹250 + GST
Axis Bank REWARDS (Amex offer)
Axis Bank
10X points on eligible apparel and departmental-store purchases
Annual fee: No annual fee; current Amex acquisition offer; confirm fee terms
Fibe Axis Bank Credit Card
Axis Bank
3% cashback on eligible food delivery, entertainment and local commute
Annual fee: No annual fee
Axis Bank PRIVILEGE (Amex offer)
Axis Bank
10 EDGE points per ₹200 on eligible purchases
Annual fee: No annual fee; current Amex acquisition offer; confirm fee terms
Amazon Pay ICICI Bank Credit Card
ICICI Bank
5% Amazon rewards for Prime members; 3% for non-Prime members
Annual fee: No annual fee
ICICI Bank Coral
ICICI Bank
2 points per ₹100 on eligible retail purchases
Annual fee: ₹500 + GST (waived on over ₹1.5 lakh eligible annual spend)
ICICI Bank Platinum Chip
ICICI Bank
2 points per ₹100 on eligible retail purchases
Annual fee: No annual fee
ICICI Bank HPCL Super Saver
ICICI Bank
4% cashback on eligible HPCL fuel purchases, capped at ₹200 monthly
Annual fee: ₹500 + GST (waived on over ₹1.5 lakh eligible annual spend)
ICICI Bank HPCL Coral
ICICI Bank
2.5% cashback on eligible HPCL fuel purchases, capped at ₹100 monthly
Annual fee: ₹199 + GST (waived on ₹50,000 eligible annual spend)
IDFC FIRST Millennia
IDFC FIRST Bank
10 points per ₹200 on eligible dining, travel, international and birthday spends
Annual fee: No annual fee
IDFC FIRST Select
IDFC FIRST Bank
10X points on eligible dining, travel, international and birthday purchases
Annual fee: No annual fee
IDFC FIRST Wealth
IDFC FIRST Bank
10X points on eligible dining, travel, international and birthday purchases
Annual fee: No annual fee
IDFC FIRST WOW!
IDFC FIRST Bank
Up to 4 points per ₹200 on eligible purchases
Annual fee: No annual fee
IDFC FIRST Power
IDFC FIRST Bank
21 points per ₹150 on eligible HPCL fuel purchases
Annual fee: ₹199 + GST (waived on ₹50,000 eligible annual spend)
IDFC FIRST Power+
IDFC FIRST Bank
30 points per ₹150 on eligible HPCL fuel purchases
Annual fee: ₹499 + GST (waived on ₹1.5 lakh eligible annual spend)
IDFC FIRST SWYP
IDFC FIRST Bank
Spend-milestone rewards and discounts with listed partners
Annual fee: ₹499 + GST
IDFC FIRST EA₹N
IDFC FIRST Bank
1% cashback on eligible UPI payments through the bank app
Annual fee: ₹499 + GST
American Express SmartEarn
American Express India
10X points at listed partners; 5X on eligible Amazon purchases
Annual fee: ₹495 + GST (waived on ₹40,000 eligible annual spend)
Tata Neu Plus HDFC Bank Credit Card
HDFC Bank
2% NeuCoins on eligible non-EMI partner Tata brand purchases
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
Axis Bank Freecharge
Axis Bank
Monthly spend milestones earn up to 350 EDGE REWARD points
Annual fee: ₹250 + GST
Axis Bank Freecharge Plus
Axis Bank
5% cashback on eligible Freecharge purchases
Annual fee: ₹350 + GST (waived on ₹50,000 qualifying annual spend)
Axis Bank KWIK
Axis Bank
2 EDGE REWARD points per ₹200 on eligible purchases
Annual fee: No annual fee
Axis Bank Shoppers Stop
Axis Bank
20 First Citizen points per ₹200 on eligible Shoppers Stop private-label purchases
Annual fee: ₹500 + GST (waived on ₹1 lakh qualifying annual spend)
Flipkart Axis Bank SuperElite
Axis Bank
Up to 12 additional SuperCoins per ₹100 on eligible Flipkart purchases
Annual fee: ₹500 + GST (waived on over ₹2 lakh qualifying annual spend)
Google Pay Flex Axis Bank
Axis Bank
1 Star per cumulative ₹500 of eligible spending
Annual fee: No annual fee; fees currently waived per issuer page
IndiGo Axis Bank
Axis Bank
3 IndiGo BluChips per ₹100 on eligible IndiGo purchases
Annual fee: No annual fee; limited-period nil-fee offer
LIC Axis Bank Platinum
Axis Bank
2 reward points per ₹100 on eligible LIC premiums and foreign-currency purchases
Annual fee: No annual fee
LIC Axis Bank Signature
Axis Bank
2 reward points per ₹100 on eligible LIC premiums and foreign-currency purchases
Annual fee: No annual fee
Axis Bank MY ZONE EASY
Axis Bank
4 EDGE REWARD points per ₹200 on eligible domestic purchases
Annual fee: ₹500 + GST
Samsung Axis Bank Signature
Axis Bank
10% cashback on eligible Samsung purchases, including eligible EMI purchases
Annual fee: ₹500 + GST (waived on over ₹2 lakh qualifying annual spend)
Scapia Axis Bank
Axis Bank
4% travel redemption value on eligible Scapia-app flight, hotel and bus bookings
Annual fee: No annual fee
AU Altura
AU Small Finance Bank
2% cashback on eligible groceries, departmental stores and utilities
Annual fee: ₹199 + GST (waived on ₹40,000 qualifying annual spend)
AU Altura+
AU Small Finance Bank
1.5% cashback on eligible offline purchases, capped at ₹100 per statement cycle
Annual fee: ₹499 + GST (waived on ₹80,000 qualifying annual spend)
CheQ AU
AU Small Finance Bank
24 CheQ points per ₹200 on eligible partner-brand and CheQ-app purchases
Annual fee: No annual fee
ixigo AU
AU Small Finance Bank
Published 2.5% rewards on eligible domestic online, offline and UPI spending
Annual fee: No annual fee; currently offered lifetime-free; confirm acquisition eligibility
AU LIT
AU Small Finance Bank
Customisable rewards through separately purchased benefit packages
Annual fee: No annual fee
AU NOMO
AU Small Finance Bank
2 reward points per ₹100 on eligible retail purchases
Annual fee: No annual fee
Paytm AU
AU Small Finance Bank
2 reward points per ₹100 on eligible Paytm UPI purchases of ₹100–₹2,000
Annual fee: No annual fee
AU Prathama
AU Small Finance Bank
2 reward points per ₹100 on eligible contactless purchases
Annual fee: ₹100 + GST (waived on ₹75,000 qualifying annual spend)
AU XCITE
AU Small Finance Bank
15 points per ₹100 on eligible dining, movies, groceries and departmental stores
Annual fee: ₹249 + GST (waived on ₹1 lakh qualifying annual spend)
AU Tejas
AU Small Finance Bank
5 reward points per ₹100 on eligible AU Rewardz purchases
Annual fee: ₹500 + GST (waived on ₹1.5 lakh qualifying annual spend)
AU InstaPay
AU Small Finance Bank
1% cashback on eligible merchant UPI purchases of ₹200 or more
Annual fee: No annual fee
Federal Bank Celesta
Federal Bank
3X rewards on eligible travel and international spending
Annual fee: No annual fee; current limited-period lifetime-free acquisition offer
Federal Bank Imperio
Federal Bank
3X rewards on eligible healthcare and grocery spending
Annual fee: No annual fee; current limited-period lifetime-free acquisition offer
Federal Bank Signet
Federal Bank
3X rewards on eligible electronics and apparel spending
Annual fee: No annual fee; current limited-period lifetime-free acquisition offer
Federal Bank RuPay Wave
Federal Bank
1 reward point per ₹200 of eligible spending
Annual fee: No annual fee
Shaurya SBI Card
SBI Card
5 points per ₹100 on CSD, dining, movies, department stores and groceries; 1 point on other eligible spends
Annual fee: ₹250 + GST (waived on ₹50,000 eligible annual spend)
Apollo SBI Card
SBI Card
3 points per ₹100 at Apollo; 2 per ₹100 on dining and entertainment; 1 per ₹200 on other eligible purchases
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
SBI Card Unnati
SBI Card
1 point per ₹100 on eligible purchases
Annual fee: No fee for first four years; ₹499 + GST from year five
IRCTC SBI Platinum Card
SBI Card
10% value back on eligible AC train base fares booked through IRCTC; 1 point per ₹125 on other eligible purchases
Annual fee: ₹500 + GST
PhonePe SBI Card PURPLE
SBI Card
3 points per ₹100 on eligible PhonePe categories; 2 per ₹100 on eligible online spends; 1 per ₹100 on other eligible spends
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
Reliance SBI Card
SBI Card
10 points per ₹100 on AJIO/JioMart online; 5 at other participating Reliance stores; 1 on other eligible purchases
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
Paytm SBI Card
SBI Card
3% value back in points on eligible Paytm travel purchases; 1% on other eligible purchases
Annual fee: ₹499 + GST
Tata Neu Plus SBI Card
SBI Card
2% NeuCoins on eligible Tata brand purchases; 1% on other eligible purchases including UPI
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
Google Pay Flex SBI Card
SBI Card
1 Star per ₹500 cumulative eligible spend; 2 Stars if the previous cycle had at least ₹100 spend
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
Flipkart SBI Card
SBI Card
5% cashback on Flipkart/Cleartrip, 7.5% on Myntra, 4% at selected merchants; 1% on other eligible spends
Annual fee: ₹500 + GST (waived on ₹3.5 lakh eligible annual spend)
Bank of Maharashtra SimplySAVE SBI Card
SBI Card
10 points per ₹150 on dining, movies, department stores and groceries; 1 on other eligible spends
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
UCO Bank SimplySAVE SBI Card
SBI Card
10 points per ₹150 on dining, movies, department stores and groceries; 1 on other eligible spends
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
PSB SimplySAVE SBI Card
SBI Card
10 points per ₹150 on dining, movies, department stores and groceries; 1 on other eligible spends
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
City Union Bank SimplySAVE SBI Card
SBI Card
10 points per ₹150 on dining, movies, department stores and groceries; 1 on other eligible spends
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
Karnataka Bank SimplySAVE SBI Card
SBI Card
10 points per ₹150 on dining, movies, department stores and groceries; 1 on other eligible spends
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
South Indian Bank SimplySAVE SBI Card
SBI Card
10 points per ₹150 on dining, movies, department stores and groceries; 1 on other eligible spends
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
IndianOil RBL Bank
RBL Bank
10 Fuel Points per ₹100 at eligible IndianOil stations; 1 per ₹100 on other eligible purchases
Annual fee: ₹500 + GST (waived on ₹1.75 lakh eligible annual spend)
IRCTC RBL Bank
RBL Bank
5 points per ₹200 on IRCTC train bookings; 2 on IRCTC flights/hotels; 1 on other eligible purchases
Annual fee: ₹500 + GST
RBL Bank Patanjali Vishisht
RBL Bank
10% cashback at eligible Patanjali stores/website; 1 point per ₹100 on other eligible purchases
Annual fee: ₹499 + GST
RBL Bank Play
RBL Bank
₹500 monthly BookMyShow booking benefit on ₹5,000 eligible billing-cycle spend
Annual fee: ₹500 + GST
RBL Bank QuickPay
RBL Bank
1 point per ₹200 on eligible purchases
Annual fee: ₹99 + GST
RBL Bank Shoprite
RBL Bank
20 points per ₹100 on eligible groceries; 1 on other eligible purchases
Annual fee: ₹500 + GST (waived on ₹1.5 lakh eligible annual spend)
TVS Credit RBL Bank
RBL Bank
2 points per ₹100 on eligible online purchases; 1 on eligible in-store purchases
Annual fee: ₹500 + GST
IDFC FIRST Classic
IDFC FIRST Bank
10 points per ₹200 on eligible dining, travel, international and birthday purchases; 3 on other eligible categories
Annual fee: No fee
IDFC FIRST Quantum+
IDFC FIRST Bank
1% on eligible online spend up to ₹10,000 per cycle; 2% on incremental online spend above ₹10,000
Annual fee: No fee
LIC IDFC FIRST Select
IDFC FIRST Bank
10 points per ₹125 on LIC premiums; 5 on other eligible purchases
Annual fee: No fee
Chennai Super Kings ICICI Bank
ICICI Bank
10 points per ₹100 on eligible CSK match-day purchases; 2 on eligible domestic purchases
Annual fee: ₹500 + GST (waived on ₹1.5 lakh eligible annual spend)
ICICI Bank Parakram
ICICI Bank
5 points per ₹100 on eligible groceries, department stores and CSD; 1 on other eligible domestic purchases
Annual fee: No fee
ICICI Bank Parakram Select
ICICI Bank
10 points per ₹100 on eligible groceries, department stores and CSD; 2 on other eligible domestic purchases
Annual fee: No fee
IndusInd Bank Legend
IndusInd Bank
1 point per ₹100 on eligible weekdays; 2 on eligible weekends
Annual fee: No fee
IndusInd Bank Nexxt
IndusInd Bank
1 point per ₹150 on eligible purchases
Annual fee: No fee
IndusInd Bank Pinnacle
IndusInd Bank
2.5 points per ₹100 on eligible e-commerce; 1.5 on online travel/airlines; 1 on other eligible purchases
Annual fee: No fee
IndusInd Bank Tiger
IndusInd Bank
1 point per ₹100 initially; higher annual incremental-spend slabs earn up to 6 points per ₹100
Annual fee: No fee
EazyDiner IndusInd Bank Platinum
IndusInd Bank
2 points per ₹100 on eligible purchases; 0.7 on specified insurance, rent, utility and government spends
Annual fee: No fee
IndusInd Bank Platinum
IndusInd Bank
1.5 points per ₹150 on eligible purchases
Annual fee: No fee
IndusInd Bank Platinum RuPay
IndusInd Bank
2 points per ₹100 on eligible UPI transactions; 1 on other eligible purchases
Annual fee: No fee
IndusInd Bank Jio-bp Mobility+
IndusInd Bank
12 Smiles per ₹100 at participating Jio-bp outlets; 5 on dining/groceries; 2 on other eligible purchases
Annual fee: No fee
CRED IndusInd Bank RuPay
IndusInd Bank
5% in CRED Reward Points on eligible e-commerce/CRED transactions; 1% on other eligible purchases
Annual fee: ₹499 + GST
IndusInd Bank Samman
IndusInd Bank
1% cashback on eligible retail purchases
Annual fee: ₹199 + GST (waived on ₹75,000 eligible annual spend)
HSBC Visa Platinum
HSBC India
2 points per ₹150 on eligible purchases
Annual fee: No fee
HSBC RuPay Cashback
HSBC India
10% cashback on eligible dining, food delivery and groceries; 1% on other eligible purchases
Annual fee: ₹499 + GST (waived on over ₹2 lakh eligible annual spend)
Kotak League Platinum
Kotak Mahindra Bank
4 points per ₹150 on eligible regular purchases; up to 8 under the special-category and annual-spend programme
Annual fee: ₹499 + GST (waived on ₹50,000 eligible annual spend)
HDFC Bank MoneyBack+
HDFC Bank
Accelerated CashPoints on eligible partner and category spends
Annual fee: ₹500 + GST (waived on ₹50,000 eligible annual spend)
HDFC Bank Freedom
HDFC Bank
Accelerated CashPoints on selected merchants and eligible everyday spending
Annual fee: ₹500 + GST (waived on ₹50,000 eligible annual spend)
PhonePe HDFC Bank Uno
HDFC Bank
Reward Points on eligible PhonePe, UPI, utility, travel and online purchases
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
HDFC Bank PIXEL Play
HDFC Bank
Customisable cashback on selected eligible categories and merchants
Annual fee: ₹500 + GST (waived on ₹1 lakh eligible annual spend)
HDFC Bank PIXEL Go
HDFC Bank
Cashback on eligible everyday purchases through the PIXEL programme
Annual fee: ₹250 + GST (waived on ₹50,000 eligible annual spend)
HDFC Bank UPI RuPay Credit Card
HDFC Bank
CashPoints on eligible UPI and other card purchases
Annual fee: ₹99 + GST (waived on ₹25,000 eligible annual spend)
Swiggy HDFC Bank Credit Card
HDFC Bank
Cashback on eligible Swiggy, online and everyday purchases
Annual fee: ₹500 + GST (waived on ₹2 lakh eligible annual spend)
Swiggy Ornge HDFC Bank Credit Card
HDFC Bank
Cashback and Swiggy membership benefits on eligible purchases
Annual fee: ₹500 + GST (waived on ₹1.5 lakh eligible annual spend)
IndianOil HDFC Bank Credit Card
HDFC Bank
Fuel Points on eligible IndianOil, grocery and bill-payment spends
Annual fee: ₹500 + GST
IRCTC HDFC Bank Credit Card
HDFC Bank
Reward Points for eligible railway bookings and everyday purchases
Annual fee: ₹500 + GST (waived on ₹1.5 lakh eligible annual spend)
PNB RuPay Platinum
Punjab National Bank
Reward points on eligible retail purchases
Annual fee: ₹500 + GST
PNB Visa Classic
Punjab National Bank
Reward points on eligible everyday purchases
Annual fee: No fee
PNB Visa Gold
Punjab National Bank
Reward points on eligible everyday purchases
Annual fee: ₹300 + GST
PNB Visa Platinum
Punjab National Bank
Reward points and Platinum privileges on eligible purchases
Annual fee: ₹500 + GST
BOBCARD Cashback
BOBCARD
Cashback on eligible online and other purchases
Annual fee: ₹499 + GST
BOBCARD EASY
BOBCARD
Accelerated rewards on eligible department-store and entertainment spends
Annual fee: ₹500 + GST
Snapdeal BOBCARD
BOBCARD
Cashback on eligible Snapdeal purchases and rewards on other spends
Annual fee: ₹249 + GST
HPCL ENERGIE BOBCARD
BOBCARD
Fuel benefits and rewards on eligible HPCL purchases
Annual fee: ₹500 + GST
IRCTC BOBCARD
BOBCARD
Railway rewards and savings on eligible IRCTC bookings
Annual fee: ₹350 + GST
BOBCARD Scapia
BOBCARD
Scapia coins on eligible purchases and travel bookings
Annual fee: No fee
BOBCARD Uni GoldX
BOBCARD
Uni Coins on eligible purchases
Annual fee: No fee
BOBCARD One
BOBCARD
Reward points on eligible purchases with a low foreign-currency markup
Annual fee: No fee
BOBCARD PRIME
BOBCARD
Reward points on eligible purchases against a fixed deposit
Annual fee: No fee
IDBI Bank Aspire Platinum
IDBI Bank
Delight Points on eligible everyday purchases
Annual fee: No fee
IDBI Bank Imperium Platinum
IDBI Bank
Delight Points on eligible purchases against a fixed deposit
Annual fee: ₹499 + GST (waived on ₹75,000 eligible annual spend)
YES BANK SELECT
YES BANK
YES Rewardz and lifestyle benefits on eligible purchases
Annual fee: ₹499 + GST
YES BANK ACE
YES BANK
YES Rewardz on eligible everyday purchases
Annual fee: ₹499 + GST
YES BANK RuPay Credit Card
YES BANK
YES Rewardz on eligible card and UPI purchases
Annual fee: No fee
SBM Kredit.Pe Credit Card
SBM Bank India
Cashback and Kredit.Pe rewards on eligible UPI purchases
Annual fee: ₹199 + GST
RBL Bank SalarySe UP Credit Card
RBL Bank
Accelerated reward points on eligible UPI payments made through SalarySe
Annual fee: ₹499 + GST (waived on ₹2 lakh eligible annual spend)
CUB SalarySe Level UP Credit Card
City Union Bank
Accelerated reward points on eligible SalarySe UPI, online and offline purchases
Annual fee: ₹500 + GST (waived on ₹2 lakh eligible annual spend)
CUB SalarySe Level UP Virtual Credit Card
City Union Bank
Reward points on eligible SalarySe UPI, online and offline purchases
Annual fee: No fee
PNB Zaggle Twin Credit Card
Punjab National Bank
Partner rewards and network benefits on eligible personal purchases
Annual fee: ₹499 + GST
Federal Bank One Credit Card
Federal Bank
OneCard reward points and app-based card controls on eligible purchases
Annual fee: No fee
Federal Bank Scapia Credit Card
Federal Bank
Scapia coins on eligible purchases and travel bookings
Annual fee: No fee
Federal Paisabazaar Paisaback Credit Card
Federal Bank
Cash Points on eligible grocery, retail, e-commerce and UPI purchases
Annual fee: ₹499 + GST (waived on ₹1.5 lakh eligible annual spend)
Indian Bank One Credit Card
Indian Bank
OneCard reward points and app-based controls on eligible purchases
Annual fee: No fee
Utkarsh super.money superCard
Utkarsh Small Finance Bank
Cashback on eligible UPI and non-UPI purchases through super.money
Annual fee: No fee
Kotak UPI RuPay Credit Card
Kotak Mahindra Bank
3 Kotak Reward Points per ₹100 on eligible UPI and regular card transactions
Annual fee: No annual fee
Kotak 811 Dream Different Credit Card
Kotak Mahindra Bank
2 reward points per ₹100 online and 1 per ₹100 on other eligible purchases
Annual fee: No annual fee