Axis Bank Shoppers Stop
Axis Bank · Checked 2026-10-09
Axis Bank Shoppers Stop is a paid card focused on shopping rewards and reward points, charging ₹500 annually before GST.
CardIQ editorial view
Our take
Axis Bank Shoppers Stop is a paid card focused on shopping rewards and reward points, charging ₹500 annually before GST.
Who it suits
- People who prioritise shopping rewards.
- People who prioritise reward points.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 20 First Citizen points per ₹200 on eligible Shoppers Stop private-label purchases.
- 1% fuel surcharge waiver on ₹400–₹5,000 transactions, capped at ₹400 per statement cycle.
Trade-offs to understand
- 12 First Citizen points per ₹200 on eligible beauty products and other Shoppers Stop brands; 2 points per ₹200 on other eligible purchases.
- Points go to the linked First Citizen loyalty account; they are not cash at face value.
- 1% fuel surcharge waiver on ₹400–₹5,000 transactions, capped at ₹400 per statement cycle.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes 20 first citizen points per ₹200 on eligible shoppers stop private-label purchases valuable enough to clear the fee. Factor in this condition: 12 First Citizen points per ₹200 on eligible beauty products and other Shoppers Stop brands; 2 points per ₹200 on other eligible purchases.
Compare before deciding
- AU Tejas — A similarly priced alternative for comparing shopping rewards and reward points.
- BOBCARD EASY — A similarly priced alternative for comparing reward points and shopping rewards.
This CardIQ editorial assessment is maintained separately from issuer facts and commercial links. CardIQ may earn a commission from some applications. Verify current terms before applying.
Benefits, limits and conditions
- 12 First Citizen points per ₹200 on eligible beauty products and other Shoppers Stop brands; 2 points per ₹200 on other eligible purchases.
- Points go to the linked First Citizen loyalty account; they are not cash at face value.
- 1% fuel surcharge waiver on ₹400–₹5,000 transactions, capped at ₹400 per statement cycle.