CASHBACK SBI Card
SBI Card
5% online and 1% offline cashback on eligible purchases
Annual fee: ₹999 + GST (waived on ₹2 lakh eligible annual spend)
Railway travel credit cards in India
Compare cards offering railway booking rewards, IRCTC benefits or railway lounge access.
18 matching cards · Details checked against issuer or official partner sources.
IDFC FIRST Millennia
IDFC FIRST Bank
10 points per ₹200 on eligible dining, travel, international and birthday spends
Annual fee: No annual fee
IDFC FIRST WOW! Black
IDFC FIRST Bank
4 points per ₹150 on eligible online, offline and international purchases
Annual fee: ₹750 + GST (waived on ₹1.5 lakh eligible annual spend)
AU Altura
AU Small Finance Bank
2% cashback on eligible groceries, departmental stores and utilities
Annual fee: ₹199 + GST (waived on ₹40,000 qualifying annual spend)
AU Altura+
AU Small Finance Bank
1.5% cashback on eligible offline purchases, capped at ₹100 per statement cycle
Annual fee: ₹499 + GST (waived on ₹80,000 qualifying annual spend)
ixigo AU
AU Small Finance Bank
Published 2.5% rewards on eligible domestic online, offline and UPI spending
Annual fee: No annual fee; currently offered lifetime-free; confirm acquisition eligibility
AU XCITE
AU Small Finance Bank
15 points per ₹100 on eligible dining, movies, groceries and departmental stores
Annual fee: ₹249 + GST (waived on ₹1 lakh qualifying annual spend)
AU XCITE ACE
AU Small Finance Bank
Up to 3% cashback after meeting eligible monthly spending thresholds
Annual fee: ₹749 + GST (waived on ₹2 lakh qualifying annual spend)
AU XCITE ULTRA
AU Small Finance Bank
8 reward points per ₹100 on eligible online purchases
Annual fee: ₹749 + GST (waived on ₹2 lakh qualifying annual spend)
IRCTC SBI Card Premier
SBI Card
10% value back on eligible AC train base fares booked through IRCTC; 1 point per ₹125 on other eligible purchases
Annual fee: ₹1,499 + GST
IRCTC SBI Platinum Card
SBI Card
10% value back on eligible AC train base fares booked through IRCTC; 1 point per ₹125 on other eligible purchases
Annual fee: ₹500 + GST
IRCTC RBL Bank
RBL Bank
5 points per ₹200 on IRCTC train bookings; 2 on IRCTC flights/hotels; 1 on other eligible purchases
Annual fee: ₹500 + GST
TVS Credit RBL Bank
RBL Bank
2 points per ₹100 on eligible online purchases; 1 on eligible in-store purchases
Annual fee: ₹500 + GST
IDFC FIRST Classic
IDFC FIRST Bank
10 points per ₹200 on eligible dining, travel, international and birthday purchases; 3 on other eligible categories
Annual fee: No fee
IRCTC HDFC Bank Credit Card
HDFC Bank
Reward Points for eligible railway bookings and everyday purchases
Annual fee: ₹500 + GST (waived on ₹1.5 lakh eligible annual spend)
IRCTC BOBCARD
BOBCARD
Railway rewards and savings on eligible IRCTC bookings
Annual fee: ₹350 + GST
Kotak UPI RuPay Credit Card
Kotak Mahindra Bank
3 Kotak Reward Points per ₹100 on eligible UPI and regular card transactions
Annual fee: No annual fee
Kotak 811 Dream Different Credit Card
Kotak Mahindra Bank
2 reward points per ₹100 online and 1 per ₹100 on other eligible purchases
Annual fee: No annual fee