BOBCARD SELECT
BOBCARD · Checked 2026-10-11
BOBCARD SELECT is a paid card focused on online spending, dining rewards and reward points, charging ₹750 annually before GST.
CardIQ editorial view
Our take
BOBCARD SELECT is a paid card focused on online spending, dining rewards and reward points, charging ₹750 annually before GST.
Who it suits
- People who prioritise online spending.
- People who prioritise dining rewards.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- Accelerated rewards on eligible online shopping and dining.
- Annual membership fee is waived on ₹70,000 eligible annual spend.
Trade-offs to understand
- Accelerated rewards on eligible online shopping and dining; issuer caps, exclusions and redemption rules apply.
- Annual membership fee is waived on ₹70,000 eligible annual spend.
- The ₹750 annual fee plus GST needs to be justified by benefits you will actually use.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes accelerated rewards on eligible online shopping and dining valuable enough to clear the fee. Factor in this condition: Accelerated rewards on eligible online shopping and dining; issuer caps, exclusions and redemption rules apply.
Compare before deciding
- IDFC FIRST SWYP — A lower-fee way to compare similar strengths in reward points and online spending.
- Reliance SBI Card — A lower-fee way to compare similar strengths in reward points and online spending.
This CardIQ editorial assessment is maintained separately from issuer facts and commercial links. CardIQ may earn a commission from some applications. Verify current terms before applying.
Benefits, limits and conditions
- Accelerated rewards on eligible online shopping and dining; issuer caps, exclusions and redemption rules apply.
- Annual membership fee is waived on ₹70,000 eligible annual spend.
- Approval, card network and benefits remain subject to the issuer's current terms.