RBL Bank Shoppers Stop Gold
RBL Bank · Checked 2026-10-09
RBL Bank Shoppers Stop Gold is a paid card focused on shopping rewards and reward points, charging ₹1,000 annually before GST.
CardIQ editorial view
Our take
RBL Bank Shoppers Stop Gold is a paid card focused on shopping rewards and reward points, charging ₹1,000 annually before GST.
Who it suits
- People who prioritise shopping rewards.
- People who prioritise reward points.
- People whose normal usage can recover the annual fee through relevant benefits.
Key strengths
- 10 points per ₹200 at Shoppers Stop; 4 on other eligible purchases.
Trade-offs to understand
- Shoppers Stop earn capped at 1,500 points/month; base earn capped at 500 points/month. 1 point = ₹0.25 at Shoppers Stop.
- Quarterly voucher milestones start at ₹1 lakh eligible spend.
- The ₹1,000 annual fee plus GST needs to be justified by benefits you will actually use.
CardIQ verdict
It deserves a place on the shortlist when your normal spending makes 10 points per ₹200 at shoppers stop; 4 on other eligible purchases valuable enough to clear the fee. Factor in this condition: Shoppers Stop earn capped at 1,500 points/month; base earn capped at 500 points/month. 1 point = ₹0.25 at Shoppers Stop.
Compare before deciding
- AU Laksya — A similarly priced alternative for comparing shopping rewards and reward points.
- PNB RuPay Millennial — A lower-fee way to compare similar strengths in reward points and shopping rewards.
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Benefits, limits and conditions
- Shoppers Stop earn capped at 1,500 points/month; base earn capped at 500 points/month. 1 point = ₹0.25 at Shoppers Stop.
- Quarterly voucher milestones start at ₹1 lakh eligible spend.