Compare AU Altura and IndusInd Bank Samman on annual fees, joining fees, rewards, benefits and important limitations.
AU Small Finance Bank
2% cashback on eligible groceries, departmental stores and utilities
Annual fee: ₹199 + GST (waived on ₹40,000 qualifying annual spend)
Joining fee: ₹199 + GST
Network: Issuer-selected variant
AU Altura is a paid card focused on shopping rewards and straightforward cashback, charging ₹199 annually before GST.
IndusInd Bank
1% cashback on eligible retail purchases
Annual fee: ₹199 + GST (waived on ₹75,000 eligible annual spend)
Joining fee: No fee
Network: RuPay
IndusInd Bank Samman is a paid card focused on straightforward cashback and shopping rewards, charging ₹199 annually before GST.
Facts were last checked 2026-10-09. Follow each card page to the linked issuer terms before applying.