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AU Altura+ vs RBL Bank Patanjali Vishisht

Compare AU Altura+ and RBL Bank Patanjali Vishisht on annual fees, joining fees, rewards, benefits and important limitations.

AU Altura+

AU Small Finance Bank

1.5% cashback on eligible offline purchases, capped at ₹100 per statement cycle

Annual fee: ₹499 + GST (waived on ₹80,000 qualifying annual spend)

Joining fee: ₹499 + GST

Network: Issuer-selected variant

CardIQ view

AU Altura+ is a paid card focused on shopping rewards, online spending and straightforward cashback, charging ₹499 annually before GST.

RBL Bank Patanjali Vishisht

RBL Bank

10% cashback at eligible Patanjali stores/website; 1 point per ₹100 on other eligible purchases

Annual fee: ₹499 + GST

Joining fee: ₹499 + GST first-year membership fee

Network: Issuer-selected variant

CardIQ view

RBL Bank Patanjali Vishisht is a paid card focused on straightforward cashback, shopping rewards and online spending, charging ₹499 annually before GST.

Key decision

Facts were last checked 2026-10-09. Follow each card page to the linked issuer terms before applying.

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