AU Altura+
AU Small Finance Bank
1.5% cashback on eligible offline purchases, capped at ₹100 per statement cycle
Annual fee: ₹499 + GST (waived on ₹80,000 qualifying annual spend)
Joining fee: ₹499 + GST
Network: Issuer-selected variant
CardIQ view
AU Altura+ is a paid card focused on shopping rewards, online spending and straightforward cashback, charging ₹499 annually before GST.