Compare AU Altura+ and PhonePe SBI Card PURPLE on annual fees, joining fees, rewards, benefits and important limitations.
AU Small Finance Bank
1.5% cashback on eligible offline purchases, capped at ₹100 per statement cycle
Annual fee: ₹499 + GST (waived on ₹80,000 qualifying annual spend)
Joining fee: ₹499 + GST
Network: Issuer-selected variant
AU Altura+ is a paid card focused on shopping rewards, online spending and straightforward cashback, charging ₹499 annually before GST.
SBI Card
3 points per ₹100 on eligible PhonePe categories; 2 per ₹100 on eligible online spends; 1 per ₹100 on other eligible spends
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
Joining fee: ₹499 + GST
Network: RuPay
PhonePe SBI Card PURPLE is a paid card focused on straightforward cashback, online spending and shopping rewards, charging ₹499 annually before GST.
Facts were last checked 2026-10-09. Follow each card page to the linked issuer terms before applying.