Compare Paytm AU and IndusInd Bank Pinnacle on annual fees, joining fees, rewards, benefits and important limitations.
AU Small Finance Bank
2 reward points per ₹100 on eligible Paytm UPI purchases of ₹100–₹2,000
Annual fee: No annual fee
Joining fee: No joining fee
Network: RuPay
Paytm AU is a no-annual-fee option centred on shopping rewards, online spending and travel benefits.
IndusInd Bank
2.5 points per ₹100 on eligible e-commerce; 1.5 on online travel/airlines; 1 on other eligible purchases
Annual fee: No fee
Joining fee: ₹15,000 + GST
Network: Mastercard
IndusInd Bank Pinnacle is a no-annual-fee option centred on shopping rewards, online spending and travel benefits.
Facts were last checked 2026-10-09. Follow each card page to the linked issuer terms before applying.