Compare AU XCITE ULTRA and Tata Neu Infinity HDFC Bank Credit Card on annual fees, joining fees, rewards, benefits and important limitations.
AU Small Finance Bank
8 reward points per ₹100 on eligible online purchases
Annual fee: ₹749 + GST (waived on ₹2 lakh qualifying annual spend)
Joining fee: ₹749 + GST
Network: Issuer-selected variant
AU XCITE ULTRA is a paid card focused on shopping rewards, online spending and travel benefits, charging ₹749 annually before GST.
HDFC Bank
5% NeuCoins on eligible non-EMI partner Tata brand purchases
Annual fee: ₹1,499 + GST (waived on ₹3 lakh eligible annual spend)
Joining fee: ₹1,499 + GST (standard fee; limited-period Tata Neu waiver offer may apply)
Network: Visa / RuPay
Tata Neu Infinity HDFC Bank Credit Card is a paid card focused on shopping rewards, online spending and reward points, charging ₹1,499 annually before GST.
Facts were last checked 2026-10-09. Follow each card page to the linked issuer terms before applying.