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AU Zenith+ vs UCO Bank SBI Card ELITE

Compare AU Zenith+ and UCO Bank SBI Card ELITE on annual fees, joining fees, rewards, benefits and important limitations.

AU Zenith+

AU Small Finance Bank

2 points per ₹100 on eligible travel, dining and foreign-currency purchases

Annual fee: ₹4,999 + GST (waived on ₹8 lakh qualifying annual spend)

Joining fee: ₹4,999 + GST

Network: Issuer-selected variant

CardIQ view

AU Zenith+ is a paid card focused on travel benefits, dining rewards and airport lounge access, charging ₹4,999 annually before GST.

UCO Bank SBI Card ELITE

SBI Card

10 points per ₹100 on dining, department stores and groceries; 2 on other eligible spends

Annual fee: ₹4,999 + GST (waived on ₹10 lakh eligible annual spend)

Joining fee: ₹4,999 + GST

Network: Issuer-selected variant

CardIQ view

UCO Bank SBI Card ELITE is a paid card focused on shopping rewards, dining rewards and travel benefits, charging ₹4,999 annually before GST.

Key decision

Facts were last checked 2026-10-09. Follow each card page to the linked issuer terms before applying.

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