Compare Axis Bank ACE and Swiggy HDFC Bank Credit Card on annual fees, joining fees, rewards, benefits and important limitations.
Axis Bank
5% on eligible Google Pay bills; 4% on Swiggy, Zomato and Ola
Annual fee: ₹499 + GST (waived on over ₹2 lakh eligible annual spend)
Joining fee: ₹499 + GST
Network: Issuer-selected variant
Axis Bank ACE is a paid card focused on straightforward cashback, dining rewards and online spending, charging ₹499 annually before GST.
HDFC Bank
Cashback on eligible Swiggy, online and everyday purchases
Annual fee: ₹500 + GST (waived on ₹2 lakh eligible annual spend)
Joining fee: ₹500 + GST
Network: Issuer-selected variant
Swiggy HDFC Bank Credit Card is a paid card focused on straightforward cashback, dining rewards and online spending, charging ₹500 annually before GST.
Facts were last checked 2026-10-11. Follow each card page to the linked issuer terms before applying.