Compare Axis Bank ATLAS and Emirates ICICI Bank Sapphiro on annual fees, joining fees, rewards, benefits and important limitations.
Axis Bank
5 EDGE Miles per ₹100 on eligible airline, hotel and Travel EDGE spends
Annual fee: ₹5,000 + GST
Joining fee: ₹5,000 + GST
Network: Issuer-selected variant
Axis Bank ATLAS is a premium card built around travel benefits, flights and airport lounge access, with a ₹5,000 annual fee before GST.
ICICI Bank
1.5 Skywards Miles per ₹100 on eligible domestic and international purchases
Annual fee: ₹5,000 + GST
Joining fee: ₹5,000 + GST
Network: Issuer-selected variant
Emirates ICICI Bank Sapphiro is a premium card built around travel benefits, flights and airport lounge access, with a ₹5,000 annual fee before GST.
Facts were last checked 2026-10-09. Follow each card page to the linked issuer terms before applying.